Security State Bank, Harlem, Montana in Harlem, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 21, 1994

  • Security State Bank, Harlem, Montana in Harlem, Montana (MT)
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Security State Bank, Harlem, Montana - Overview

  • General
  • FDIC Certificate #: 345
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Rocky Mountain Bank (#20310)
    Federal Reserve ID: 646350
    Date Established: June 07, 1917
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 274
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 21, 1994
    Last Structure Change Process Date: December 05, 1994
    Last Data Update: December 05, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Harlem, MT 59526
    County: Blaine
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $20.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $20,253Cash and due from depository institutions
  • $1,185Interest-bearing balances
  • $0Securities
  • $2,225Federal funds sold & reverse repurchase agreements
  • $1,100Net loans & leases
  • $15,038Loan loss allowance
  • $195Trading account assets
  • $0Bank premises and fixed assets
  • $251Other real estate owned
  • $0Goodwill and other intangibles
  • $454Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,253Total liabilities
  • $18,512Total deposits
  • $18,469Interest-bearing deposits
  • $15,239Deposits held in domestic offices
  • 18469.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $43Total equity capital
  • $43Total bank equity capital
  • $1,741Perpetual preferred stock
  • $0Common stock
  • $225Surplus
  • $1,375Undivided profits
  • Memoranda
  • $141Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $348Income earned, not collected on loans
  • $376Earning assets
  • $18,363Long-term assets (5+ years)
  • $1,137Average Assets, year-to-date
  • $20,535Average Assets, quarterly
  • $20,332Volatile liabilities
  • $1,413Insider loans
  • $109FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,372Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,735Total risk weighted assets
  • $16,436Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,530Total interest expense
  • $513Net interest income
  • $1,017Provision for loan and lease losses
  • $0Total noninterest income
  • $207Fiduciary activities
  • $0Service charges on deposit accounts
  • $179Trading account gains & fees
  • $0Additional noninterest income
  • $28Total noninterest expense
  • $583Salaries and employee benefits
  • $221Premises and equipment expense
  • $81Additional noninterest expense
  • $281Pre-tax net operating income
  • $641Securities gains (losses)
  • $14Applicable income taxes
  • $228Income before extraordinary items
  • $427Extraordinary gains - net
  • $0Net income attributable to bank
  • $427Net charge-offs
  • $5Cash dividends
  • $416Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.22%Cost of funding earning assets
  • 2.76%Net interest margin
  • 5.46%Noninterest income to earning assets
  • 1.11%Noninterest expense to earning assets
  • 3.13%Net operating income to assets
  • 2.04%Return on assets (ROA)
  • 2.08%Pretax return on assets
  • 3.19%Return on equity (ROE)
  • 23.78%Retained earnings to average equity (YTD only)
  • 0.61%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 47,631Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 97.42%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 56.03%Noncurrent assets plus other real estate owned to assets
  • 1.72%Noncurrent loans to loans
  • 2.28%Net loans and leases to deposits
  • 81.42%Net loans and leases to core deposits
  • 88.17%Equity capital to assets
  • 8.60%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 10.56%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $20,535Average earning assets
  • $1,796Average equity
  • $18,617Average loans

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