Sequoia National Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 30, 2005

  • Sequoia National Bank in San Francisco, California (CA)
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Sequoia National Bank - Overview

  • General
  • FDIC Certificate #: 26907
    Status: Inactive
    Closing history: Participated in Reorganization
    Acquiring institution: First National Bank of Northern California (#18767)
    Federal Reserve ID: 243870
    Date Established: March 02, 1987
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 8992
    FDIC's unique #: 36255
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 02, 1987
    Last Structure Change Effective Date: April 30, 2005
    Last Structure Change Process Date: May 17, 2005
    Last Data Update: May 17, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 65 Post Street, San Francisco, CA 94104
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
  • Financial Summary
  • Total assets: $64.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $64,398Total assets
  • $626Cash and due from depository institutions
  • $203Interest-bearing balances
  • $10,489Securities
  • $6,700Federal funds sold & reverse repurchase agreements
  • $44,909Net loans & leases
  • $690Loan loss allowance
  • $0Trading account assets
  • $139Bank premises and fixed assets
  • $0Other real estate owned
  • $113Goodwill and other intangibles
  • $0Life insurance assets
  • $1,422All other assets
  • $64,398Total liabilities and capital
  • $57,391Total liabilities
  • $57,029Total deposits
  • $49,991Interest-bearing deposits
  • $57,029Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $362All other liabilities
  • $7,007Total equity capital
  • $7,007Total bank equity capital
  • $7,007Perpetual preferred stock
  • $0Common stock
  • $4,750Surplus
  • $7,075Undivided profits
  • Memoranda
  • $-4,818Noncurrent loans and leases
  • $5,022Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $260Average Assets, year-to-date
  • $62,301Average Assets, quarterly
  • $11,771Volatile liabilities
  • $66,716Insider loans
  • $64,980FHLB advances
  • $8,668Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,022Total unused commitments
  • $0Restructured Loans and leases
  • $482Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $3,357Total interest income
  • $869Total interest expense
  • $2,488Net interest income
  • $0Provision for loan and lease losses
  • $349Total noninterest income
  • $0Fiduciary activities
  • $80Service charges on deposit accounts
  • $0Trading account gains & fees
  • $269Additional noninterest income
  • $2,596Total noninterest expense
  • $987Salaries and employee benefits
  • $410Premises and equipment expense
  • $1,199Additional noninterest expense
  • $241Pre-tax net operating income
  • $0Securities gains (losses)
  • $1Applicable income taxes
  • $240Income before extraordinary items
  • $0Extraordinary gains - net
  • $240Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.29%Yield on earning assets
  • 1.37%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.55%Noninterest income to earning assets
  • 4.09%Noninterest expense to earning assets
  • 0.36%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 3.50%Return on equity (ROE)
  • 3.50%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 91,505Assets per employee
  • 5.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 78.75%Net loans and leases to core deposits
  • 92.86%Equity capital to assets
  • 10.88%Core capital (leverage) ratio
  • 10.68%Tier 1 risk-based capital ratio
  • 18.29%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $66,716Average earning assets
  • $6,860Average equity
  • $63,494Average loans

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