ServisFirst Bank in Birmingham, Alabama (AL), FL
Overview, Financial Summary, Detailed Financial Reports, Branches

  • ServisFirst Bank in Birmingham, Alabama (AL), FL
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ServisFirst Bank - Overview

  • General
  • FDIC Certificate #: 57993
    Status: Active
    Federal Reserve ID: 3348888
    Bank Holding Company (Regulatory Top Holder): Servisfirst Bancshares, Inc. (RSSDID: 3635319, Location: Birmingham, AL)
    Date Established: May 02, 2005
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Domestic: 10, Interstate: Yes)
    FDIC's unique #: 433262
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: May 02, 2005
    Last Structure Change Effective Date: Febuary 24, 2011
    Last Structure Change Process Date: Febuary 24, 2011
    Last Data Update: Febuary 24, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 850 Shades Creek Parkway, Suite 200, Birmingham, AL 35209
    County: Jefferson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shelby
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Birmingham, AL (#1000)
    Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
    Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
    CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $2,460.2 mil
    Equity capital: $223.2 mil
    Deposits held in domestic offices: $2,146.9 mil
    Return on assets (ROA): 1.19% ($29.3 mil)
    Quarterly return on assets: 1.18% ($29.0 mil)
    Return on Equity (ROE): 13.25% ($29.5 mil)
    Quarterly return on equity: 12.72% ($28.4 mil)
    Net income: $25.1 mil
    Quarterly Net income: $7.0 mil
    Pretax return on assets: 1.82% ($44,776.3 mil)
    Quarterly Pretax return on assets: 1.80% ($44,284.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 210Total employees (full-time equivalent)
  • $2,460,239Total assets
  • $142,368Cash and due from depository institutions
  • $99,350Interest-bearing balances
  • $309,018Securities
  • $100,565Federal funds sold & reverse repurchase agreements
  • $1,826,571Net loans & leases
  • $22,030Loan loss allowance
  • $0Trading account assets
  • $4,591Bank premises and fixed assets
  • $12,275Other real estate owned
  • $0Goodwill and other intangibles
  • $2,460,239Life insurance assets
  • $64,851All other assets
  • $2,237,002Total liabilities and capital
  • $2,146,871Total liabilities
  • $1,967,833Total deposits
  • $2,146,871Interest-bearing deposits
  • $56Deposits held in domestic offices
  • 79265.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,954Other borrowed funds
  • $5,912Subordinated debt
  • $223,237All other liabilities
  • $223,237Total equity capital
  • $223,237Total bank equity capital
  • $0Perpetual preferred stock
  • $25,637Common stock
  • $127,265Surplus
  • $70,335Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $17,859Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,772Income earned, not collected on loans
  • $543Earning assets
  • $8,192Long-term assets (5+ years)
  • $2,335,504Average Assets, year-to-date
  • $382,989Average Assets, quarterly
  • $2,108,773Volatile liabilities
  • $2,359,498Insider loans
  • $1,925,817FHLB advances
  • $2,387,032Loans and leases held for sale
  • $40,390Unused loan commitments
  • $40,390Tier 1 (core) risk-based capital
  • $216,295Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $717,626Restructured Loans and leases
  • $13,922Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $91,368Total interest income
  • $13,628Total interest expense
  • $77,740Net interest income
  • $8,972Provision for loan and lease losses
  • $6,154Total noninterest income
  • $0Fiduciary activities
  • $2,290Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,864Additional noninterest income
  • $37,166Total noninterest expense
  • $19,518Salaries and employee benefits
  • $3,697Premises and equipment expense
  • $13,951Additional noninterest expense
  • $37,756Pre-tax net operating income
  • $666Securities gains (losses)
  • $13,365Applicable income taxes
  • $25,057Income before extraordinary items
  • $0Extraordinary gains - net
  • $25,057Net income attributable to bank
  • $0Net charge-offs
  • $25,057Cash dividends
  • $5,019Sale, conversion, retirement of capital stock, net
  • $800Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 0.67%Cost of funding earning assets
  • 3.84%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 1.84%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.82%Pretax return on assets
  • 13.25%Return on equity (ROE)
  • 12.83%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 178.76%Credit loss provision to net charge-offs
  • 9.31%Efficiency ratio
  • 44,301Assets per employee
  • 11.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 3.19%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 159.96%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 85.08%Net loans and leases to core deposits
  • 92.17%Equity capital to assets
  • 9.07%Core capital (leverage) ratio
  • 9.06%Tier 1 risk-based capital ratio
  • 11.23%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $2,108,773Average earning assets
  • $189,109Average equity
  • $2,022,652Average loans

List of branches

  • 9 Alabama Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0433262Servisfirst Bank850 Shades Creek Parkway, Suite 200, Birmingham, AL 35209May 02, 2005Full Service Brick and Mortar
    1468440Huntsville - Research Park1267-A Enterprise Way, Huntsville, AL 35806August 21, 2006Full Service Brick and Mortar
    2468518Huntsville Main Branch401 Meridian Street, Suite 100, Huntsville, AL 35801November 21, 2006Full Service Brick and Mortar
    3477425Greystone5403 Highway 280, Suite 401, Hoover, AL 35244August 15, 2006Full Service Brick and Mortar
    4478372Birmingham Downtown Branch324 Richard Arrington Blvd, Birmingham, AL 35203December 21, 2005Full Service Brick and Mortar
    5478373Montgomery Main BranchOne Commerce Street Ste 200, Montgomery, AL 36104June 04, 2007Full Service Brick and Mortar
    6478374Montgomery East Branch8117 Vaughn Road Unit 20, Montgomery, AL 36116September 26, 2007Full Service Brick and Mortar
    7489680Dothan Branch4801 West Main Street, Dothan, AL 36305September 30, 2008Full Service Brick and Mortar
    8516207Cottonwoods Corners Branch1640 Ross Clark Circle, Dothan, AL 36301Febuary 01, 2011Full Service Brick and Mortar
  • 1 Florida Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    9518316Pensacola Branch Office316 South Baylen Street, Pensacola, FL 32502April 01, 2011Full Service Brick and Mortar

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