Signature Bank in Windsor, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 2011

  • Signature Bank in Windsor, Colorado (CO)
  • Show street view No street view available for this location

Signature Bank - Overview

  • General
  • FDIC Certificate #: 57835
    Status: Inactive
    Closing history: Absorption - Assisted
    Acquiring institution: Points West Community Bank (#3031)
    Federal Reserve ID: 3264782
    Date Established: December 01, 2004
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 427713
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 01, 2004
    Last Structure Change Effective Date: July 08, 2011
    Last Structure Change Process Date: July 11, 2011
    Last Data Update: July 11, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 355 Eastman Park Drive, Windsor, CO 80550
    County: Weld
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Greeley, CO (#3060)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Greeley, CO (#24540)
    CBSA Metro Statistical Area: Greeley, CO (#24540)
  • Financial Summary
  • Total assets: $62.5 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $72,664Total assets
  • $6,743Cash and due from depository institutions
  • $6,005Interest-bearing balances
  • $2,606Securities
  • $1,475Federal funds sold & reverse repurchase agreements
  • $50,424Net loans & leases
  • $2,203Loan loss allowance
  • $0Trading account assets
  • $3,554Bank premises and fixed assets
  • $7,116Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $746All other assets
  • $72,664Total liabilities and capital
  • $69,338Total liabilities
  • $68,650Total deposits
  • $64,205Interest-bearing deposits
  • $68,650Deposits held in domestic offices
  • 97.36%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $500Other borrowed funds
  • $0Subordinated debt
  • $188All other liabilities
  • $3,326Total equity capital
  • $3,326Total bank equity capital
  • $3,326Perpetual preferred stock
  • $0Common stock
  • $5,430Surplus
  • $2,250Undivided profits
  • Memoranda
  • $-4,354Noncurrent loans and leases
  • $5,036Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,600Earning assets
  • $0Long-term assets (5+ years)
  • $162Average Assets, year-to-date
  • $60,510Average Assets, quarterly
  • $2,097Volatile liabilities
  • $76,307Insider loans
  • $71,775FHLB advances
  • $29,269Loans and leases held for sale
  • $862Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,036Total unused commitments
  • $2,630Restructured Loans and leases
  • $748Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $3,420Total interest income
  • $1,159Total interest expense
  • $2,261Net interest income
  • $973Provision for loan and lease losses
  • $252Total noninterest income
  • $0Fiduciary activities
  • $130Service charges on deposit accounts
  • $0Trading account gains & fees
  • $122Additional noninterest income
  • $2,380Total noninterest expense
  • $1,013Salaries and employee benefits
  • $271Premises and equipment expense
  • $1,096Additional noninterest expense
  • -$840Pre-tax net operating income
  • $69Securities gains (losses)
  • $0Applicable income taxes
  • -$771Income before extraordinary items
  • $0Extraordinary gains - net
  • -$771Net income attributable to bank
  • $0Net charge-offs
  • -$771Cash dividends
  • $2,613Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.30%Yield on earning assets
  • 1.80%Cost of funding earning assets
  • 3.50%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • -1.10%Net operating income to assets
  • -1.01%Return on assets (ROA)
  • -1.01%Pretax return on assets
  • -19.84%Return on equity (ROE)
  • -19.84%Retained earnings to average equity (YTD only)
  • 4.51%Net charge-offs to loans
  • 37.24%Credit loss provision to net charge-offs
  • 0.05%Efficiency ratio
  • 94,708Assets per employee
  • 4.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.19%Loss allowance to noncurrent loans
  • 84.73%Noncurrent assets plus other real estate owned to assets
  • 13.37%Noncurrent loans to loans
  • 4.94%Net loans and leases to deposits
  • 73.45%Net loans and leases to core deposits
  • 126.44%Equity capital to assets
  • 4.58%Core capital (leverage) ratio
  • 4.52%Tier 1 risk-based capital ratio
  • 5.59%Total risk-based capital ratio
  • Memoranda
  • $7Average assets
  • $76,307Average earning assets
  • $3,885Average equity
  • $64,539Average loans

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