Signature Bank of Arkansas in Fayetteville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Signature Bank of Arkansas - Overview

  • General
  • FDIC Certificate #: 89
    Status: Active
    Federal Reserve ID: 3350724
    Bank Holding Company (Regulatory Top Holder): Community First Bancshares, Inc. (RSSDID: 2754585, Location: Harrison, AR)
    Date Established: August 18, 1933
    WWW: http://www.sbofa.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 10291
    FDIC's unique #: 69
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 09, 2007
    Last Structure Change Process Date: May 09, 2007
    Last Data Update: May 09, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 3878 North Crossover Road, Suite 20, Fayetteville, AR 72703
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $500.5 mil
    Equity capital: $61.0 mil
    Deposits held in domestic offices: $384.4 mil
    Return on assets (ROA): 0.20% ($1.0 mil)
    Quarterly return on assets: 0.37% ($1.9 mil)
    Return on Equity (ROE): 1.72% ($1.0 mil)
    Quarterly return on equity: 3.07% ($1.9 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.36% ($1,801.8 mil)
    Quarterly Pretax return on assets: 0.64% ($3,203.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 84Total employees (full-time equivalent)
  • $500,492Total assets
  • $13,025Cash and due from depository institutions
  • $7,458Interest-bearing balances
  • $53,964Securities
  • $6,000Federal funds sold & reverse repurchase agreements
  • $379,121Net loans & leases
  • $7,544Loan loss allowance
  • $0Trading account assets
  • $6,980Bank premises and fixed assets
  • $23,686Other real estate owned
  • $2,550Goodwill and other intangibles
  • $500,492Life insurance assets
  • $15,166All other assets
  • $439,498Total liabilities and capital
  • $384,390Total liabilities
  • $346,226Total deposits
  • $384,390Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $52,712Trading liabilities
  • $0Other borrowed funds
  • $2,396Subordinated debt
  • $60,994All other liabilities
  • $60,994Total equity capital
  • $60,994Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $78,972Surplus
  • $-17,978Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $25,917Income earned, not collected on loans
  • $0Earning assets
  • $2,209Long-term assets (5+ years)
  • $446,543Average Assets, year-to-date
  • $82,012Average Assets, quarterly
  • $505,630Volatile liabilities
  • $500,972Insider loans
  • $390,782FHLB advances
  • $494,504Loans and leases held for sale
  • $891Unused loan commitments
  • $891Tier 1 (core) risk-based capital
  • $53,796Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $40,517Restructured Loans and leases
  • $8,004Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $24,142Total interest income
  • $6,695Total interest expense
  • $17,447Net interest income
  • $4,358Provision for loan and lease losses
  • $1,848Total noninterest income
  • $1Fiduciary activities
  • $905Service charges on deposit accounts
  • $0Trading account gains & fees
  • $942Additional noninterest income
  • $13,117Total noninterest expense
  • $5,881Salaries and employee benefits
  • $1,882Premises and equipment expense
  • $5,354Additional noninterest expense
  • $1,820Pre-tax net operating income
  • $0Securities gains (losses)
  • $789Applicable income taxes
  • $1,031Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,031Net income attributable to bank
  • $0Net charge-offs
  • $1,031Cash dividends
  • $5,228Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.32%Yield on earning assets
  • 1.47%Cost of funding earning assets
  • 3.84%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 0.20%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 1.72%Return on equity (ROE)
  • 1.72%Retained earnings to average equity (YTD only)
  • 1.31%Net charge-offs to loans
  • 83.36%Credit loss provision to net charge-offs
  • 1.18%Efficiency ratio
  • 66,478Assets per employee
  • 5.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 29.11%Noncurrent assets plus other real estate owned to assets
  • 9.91%Noncurrent loans to loans
  • 6.70%Net loans and leases to deposits
  • 98.63%Net loans and leases to core deposits
  • 106.48%Equity capital to assets
  • 12.19%Core capital (leverage) ratio
  • 10.88%Tier 1 risk-based capital ratio
  • 13.77%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $505,630Average earning assets
  • $59,996Average equity
  • $453,959Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,228Managed Assets
  • 1Number of Accounts
  • $2,228Personal trust and agency accounts
  • $2,228Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 3Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 5 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    069Signature Bank Of Arkansas3878 North Crossover Road, Suite 20, Fayetteville, AR 72703August 18, 1933Full Service Brick and Mortar
    5446854Bentonville Branch700 S. E. Walton Boulevard, Suite #2, Bentonville, AR 72712January 18, 2006Full Service Brick and Mortar
    6451969Springdale Branch1071 Har-Ber Lakes Drive, Springdale, AR 72762September 12, 2005Full Service Brick and Mortar
    127177130 South New Orleans Branch130 South New Orleans, Brinkley, AR 72021January 01, 1903Full Service Brick and Mortar
    13340695Brinkley North Branch1405 North Main Street, Brinkley, AR 72021September 21, 1998Full Service Brick and Mortar

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