Simmons First Bank of Eldorado in city_name, state_name - Detailed Financial Reports, Location

Simmons First Bank of Eldorado in El Dorado, Arkansas (AR)
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Simmons First Bank of Eldorado routing number info

Simmons First Bank of Eldorado - Overview

General
FDIC Certificate #: 3860
Status: Active
Federal Reserve ID: 709648
Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
Date Established: October 01, 1919
WWW: http://www.simmonsfirst.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 12631
FDIC's unique #: 2515
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 16, 2010
Last Structure Change Process Date: January 04, 2011
Last Data Update: January 04, 2011
Data Source Date: April 05, 2012
Location
Address: 100 West Grove Street, El Dorado, AR 71730
County: Union
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): El Dorado, AR (#20980)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Change in Primary Regulatory Agency
Financial Summary
Total assets: $232.0 mil
Equity capital: $22.4 mil
Deposits held in domestic offices: $195.1 mil
Return on assets (ROA): 1.38% ($3.2 mil)
Quarterly return on assets: 1.33% ($3.1 mil)
Return on Equity (ROE): 14.46% ($3.2 mil)
Quarterly return on equity: 13.63% ($3.0 mil)
Net income: $3.2 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.77% ($4,105.8 mil)
Quarterly Pretax return on assets: 1.69% ($3,920.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
46Total employees (full-time equivalent)
$231,965Total assets
$27,520Cash and due from depository institutions
$15,893Interest-bearing balances
$111,019Securities
$0Federal funds sold & reverse repurchase agreements
$83,361Net loans & leases
$1,483Loan loss allowance
$0Trading account assets
$3,504Bank premises and fixed assets
$9Other real estate owned
$0Goodwill and other intangibles
$231,965Life insurance assets
$6,552All other assets
$209,555Total liabilities and capital
$195,091Total liabilities
$158,989Total deposits
$195,091Interest-bearing deposits
$82Deposits held in domestic offices
12145.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,110Trading liabilities
$0Other borrowed funds
$1,209Subordinated debt
$22,410All other liabilities
$22,410Total equity capital
$22,410Total bank equity capital
$0Perpetual preferred stock
$50Common stock
$3,870Surplus
$18,490Undivided profits
Memoranda
$0Noncurrent loans and leases
$579Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,580Income earned, not collected on loans
$0Earning assets
$1,115Long-term assets (5+ years)
$210,273Average Assets, year-to-date
$59,064Average Assets, quarterly
$231,697Volatile liabilities
$228,048Insider loans
$106,849FHLB advances
$227,721Loans and leases held for sale
$3,496Unused loan commitments
$3,169Tier 1 (core) risk-based capital
$22,286Tier 2 risk-based capital
$0Total risk weighted assets
$327Total unused commitments
$13,161Restructured Loans and leases
$2,183Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,816Total interest income
$1,056Total interest expense
$6,760Net interest income
$568Provision for loan and lease losses
$2,210Total noninterest income
$0Fiduciary activities
$1,420Service charges on deposit accounts
$0Trading account gains & fees
$790Additional noninterest income
$4,298Total noninterest expense
$2,218Salaries and employee benefits
$508Premises and equipment expense
$1,572Additional noninterest expense
$4,104Pre-tax net operating income
$0Securities gains (losses)
$909Applicable income taxes
$3,195Income before extraordinary items
$0Extraordinary gains - net
$3,195Net income attributable to bank
$0Net charge-offs
$3,195Cash dividends
$415Sale, conversion, retirement of capital stock, net
$2,396Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.72%Yield on earning assets
0.50%Cost of funding earning assets
3.21%Net interest margin
1.05%Noninterest income to earning assets
2.04%Noninterest expense to earning assets
1.38%Net operating income to assets
1.38%Return on assets (ROA)
1.77%Pretax return on assets
14.46%Return on equity (ROE)
3.61%Retained earnings to average equity (YTD only)
0.47%Net charge-offs to loans
136.87%Credit loss provision to net charge-offs
11.26%Efficiency ratio
47,915Assets per employee
5.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.99%Loss allowance to loans
1.75%Loss allowance to noncurrent loans
93.86%Noncurrent assets plus other real estate owned to assets
0.69%Noncurrent loans to loans
1.86%Net loans and leases to deposits
42.73%Net loans and leases to core deposits
44.18%Equity capital to assets
9.66%Core capital (leverage) ratio
9.79%Tier 1 risk-based capital ratio
20.86%Total risk-based capital ratio
Memoranda
$22Average assets
$231,697Average earning assets
$22,103Average equity
$210,357Average loans

Total Fiduciary and Related Assets (December 31, 2001)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$125,463Managed Assets
1Number of Accounts
$125,463Personal trust and agency accounts
$74,602Employee benefit-defined contribution accounts
$7,427Employee benefit-defined benefit accounts
$1,709Other retirement accounts
$27,624Corporate trust and agency accounts
$158Investment management agency accounts
$13,943Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
618Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2515	Simmons First Bank Of Eldorado	100 West Grove Street, El Dorado, AR 71730	October 01, 1919	Full Service Brick and Mortar
2	202013	South East Branch	1921 Junction City Road, El Dorado, AR 71730	Febuary 17, 1975	Full Service Brick and Mortar
4	357138	Strong Branch	9652 Strong Highway, Strong, AR 71765	May 30, 2000	Full Service Brick and Mortar
5	453043	Timberlane Branch	535 South Timberlane Drive, El Dorado, AR 71730	May 30, 2006	Full Service Brick and Mortar

Simmons First Bank of Eldorado in El Dorado, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of Eldorado - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2001)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of Eldorado in El Dorado, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of Eldorado - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2001)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of Eldorado in El Dorado, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches