Simmons First Bank of Searcy in Searcy, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Simmons First Bank of Searcy in Searcy, Arkansas (AR)
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Simmons First Bank of Searcy - Overview

  • General
  • FDIC Certificate #: 12696
    Status: Active
    Federal Reserve ID: 966348
    Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
    Date Established: January 01, 1922
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 10859
    FDIC's unique #: 8054
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 28, 2010
    Last Structure Change Process Date: July 29, 2010
    Last Data Update: July 29, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 South Main, Searcy, AR 72143
    County: White
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Searcy, AR (#42620)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Corrections
    Change in Location
  • Financial Summary
  • Total assets: $145.7 mil
    Equity capital: $18.8 mil
    Deposits held in domestic offices: $112.2 mil
    Return on assets (ROA): 1.48% ($2.2 mil)
    Quarterly return on assets: 1.53% ($2.2 mil)
    Return on Equity (ROE): 12.07% ($2.3 mil)
    Quarterly return on equity: 12.26% ($2.3 mil)
    Net income: $2.2 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 2.15% ($3,132.6 mil)
    Quarterly Pretax return on assets: 2.23% ($3,249.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 43Total employees (full-time equivalent)
  • $145,701Total assets
  • $10,498Cash and due from depository institutions
  • $3,330Interest-bearing balances
  • $23,905Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $98,063Net loans & leases
  • $1,623Loan loss allowance
  • $0Trading account assets
  • $3,980Bank premises and fixed assets
  • $126Other real estate owned
  • $4,599Goodwill and other intangibles
  • $145,701Life insurance assets
  • $4,530All other assets
  • $126,914Total liabilities and capital
  • $112,226Total liabilities
  • $92,894Total deposits
  • $112,226Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 187.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,565Trading liabilities
  • $0Other borrowed funds
  • $1,936Subordinated debt
  • $18,787All other liabilities
  • $18,787Total equity capital
  • $18,787Total bank equity capital
  • $0Perpetual preferred stock
  • $15Common stock
  • $12,076Surplus
  • $6,696Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,517Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $443Income earned, not collected on loans
  • $124Earning assets
  • $633Long-term assets (5+ years)
  • $125,298Average Assets, year-to-date
  • $29,302Average Assets, quarterly
  • $151,387Volatile liabilities
  • $149,929Insider loans
  • $101,219FHLB advances
  • $147,964Loans and leases held for sale
  • $2,198Unused loan commitments
  • $1,845Tier 1 (core) risk-based capital
  • $15,899Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $353Total unused commitments
  • $9,560Restructured Loans and leases
  • $3,369Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,885Total interest income
  • $1,452Total interest expense
  • $5,433Net interest income
  • $261Provision for loan and lease losses
  • $2,072Total noninterest income
  • $0Fiduciary activities
  • $1,084Service charges on deposit accounts
  • $0Trading account gains & fees
  • $988Additional noninterest income
  • $3,992Total noninterest expense
  • $2,032Salaries and employee benefits
  • $500Premises and equipment expense
  • $1,460Additional noninterest expense
  • $3,252Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,018Applicable income taxes
  • $2,234Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,234Net income attributable to bank
  • $0Net charge-offs
  • $2,234Cash dividends
  • $277Sale, conversion, retirement of capital stock, net
  • $1,646Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.31%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 4.19%Net interest margin
  • 1.60%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 2.15%Pretax return on assets
  • 12.07%Return on equity (ROE)
  • 3.18%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 94.22%Credit loss provision to net charge-offs
  • 12.68%Efficiency ratio
  • 53,191Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.68%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 366.37%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.44%Net loans and leases to deposits
  • 87.38%Net loans and leases to core deposits
  • 100.66%Equity capital to assets
  • 12.89%Core capital (leverage) ratio
  • 10.75%Tier 1 risk-based capital ratio
  • 15.71%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $151,387Average earning assets
  • $18,503Average equity
  • $129,549Average loans

List of branches

  • 4 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08054Simmons First Bank Of Searcy401 South Main, Searcy, AR 72143January 01, 1922Full Service Brick and Mortar
    3227803Beebe Capps Branch1621 Beebe Capps Expressway, Searcy, AR 72143Febuary 01, 1996Full Service Brick and Mortar
    4365512North Poplar Branch125 North Poplar, Searcy, AR 72143August 12, 2002Full Service Brick and Mortar
    5465397Beebe Banking Center Branch901 N Asu Blvd, Beebe, AR 72012January 02, 2007Full Service Brick and Mortar

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