Simmons First Bank of Searcy in city_name, state_name - Detailed Financial Reports, Location

Simmons First Bank of Searcy in Searcy, Arkansas (AR)
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Simmons First Bank of Searcy routing number info

Simmons First Bank of Searcy - Overview

General
FDIC Certificate #: 12696
Status: Active
Federal Reserve ID: 966348
Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
Date Established: January 01, 1922
WWW: http://www.simmonsfirst.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 10859
FDIC's unique #: 8054
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 28, 2010
Last Structure Change Process Date: July 29, 2010
Last Data Update: July 29, 2010
Data Source Date: April 05, 2012
Location
Address: 401 South Main, Searcy, AR 72143
County: White
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Searcy, AR (#42620)
CBSA Micro Statistical Area: Yes
History of Changes
Corrections
Change in Location
Financial Summary
Total assets: $145.7 mil
Equity capital: $18.8 mil
Deposits held in domestic offices: $112.2 mil
Return on assets (ROA): 1.48% ($2.2 mil)
Quarterly return on assets: 1.53% ($2.2 mil)
Return on Equity (ROE): 12.07% ($2.3 mil)
Quarterly return on equity: 12.26% ($2.3 mil)
Net income: $2.2 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 2.15% ($3,132.6 mil)
Quarterly Pretax return on assets: 2.23% ($3,249.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
43Total employees (full-time equivalent)
$145,701Total assets
$10,498Cash and due from depository institutions
$3,330Interest-bearing balances
$23,905Securities
$0Federal funds sold & reverse repurchase agreements
$98,063Net loans & leases
$1,623Loan loss allowance
$0Trading account assets
$3,980Bank premises and fixed assets
$126Other real estate owned
$4,599Goodwill and other intangibles
$145,701Life insurance assets
$4,530All other assets
$126,914Total liabilities and capital
$112,226Total liabilities
$92,894Total deposits
$112,226Interest-bearing deposits
$96Deposits held in domestic offices
187.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$12,565Trading liabilities
$0Other borrowed funds
$1,936Subordinated debt
$18,787All other liabilities
$18,787Total equity capital
$18,787Total bank equity capital
$0Perpetual preferred stock
$15Common stock
$12,076Surplus
$6,696Undivided profits
Memoranda
$0Noncurrent loans and leases
$3,517Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$443Income earned, not collected on loans
$124Earning assets
$633Long-term assets (5+ years)
$125,298Average Assets, year-to-date
$29,302Average Assets, quarterly
$151,387Volatile liabilities
$149,929Insider loans
$101,219FHLB advances
$147,964Loans and leases held for sale
$2,198Unused loan commitments
$1,845Tier 1 (core) risk-based capital
$15,899Tier 2 risk-based capital
$0Total risk weighted assets
$353Total unused commitments
$9,560Restructured Loans and leases
$3,369Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,885Total interest income
$1,452Total interest expense
$5,433Net interest income
$261Provision for loan and lease losses
$2,072Total noninterest income
$0Fiduciary activities
$1,084Service charges on deposit accounts
$0Trading account gains & fees
$988Additional noninterest income
$3,992Total noninterest expense
$2,032Salaries and employee benefits
$500Premises and equipment expense
$1,460Additional noninterest expense
$3,252Pre-tax net operating income
$0Securities gains (losses)
$1,018Applicable income taxes
$2,234Income before extraordinary items
$0Extraordinary gains - net
$2,234Net income attributable to bank
$0Net charge-offs
$2,234Cash dividends
$277Sale, conversion, retirement of capital stock, net
$1,646Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.31%Yield on earning assets
1.12%Cost of funding earning assets
4.19%Net interest margin
1.60%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
1.48%Net operating income to assets
1.48%Return on assets (ROA)
2.15%Pretax return on assets
12.07%Return on equity (ROE)
3.18%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
94.22%Credit loss provision to net charge-offs
12.68%Efficiency ratio
53,191Assets per employee
3.39%Cash dividends to net income (YTD only)
Condition Ratios (%)
73.68%Loss allowance to loans
1.63%Loss allowance to noncurrent loans
366.37%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.44%Net loans and leases to deposits
87.38%Net loans and leases to core deposits
100.66%Equity capital to assets
12.89%Core capital (leverage) ratio
10.75%Tier 1 risk-based capital ratio
15.71%Total risk-based capital ratio
Memoranda
$17Average assets
$151,387Average earning assets
$18,503Average equity
$129,549Average loans

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8054	Simmons First Bank Of Searcy	401 South Main, Searcy, AR 72143	January 01, 1922	Full Service Brick and Mortar
3	227803	Beebe Capps Branch	1621 Beebe Capps Expressway, Searcy, AR 72143	Febuary 01, 1996	Full Service Brick and Mortar
4	365512	North Poplar Branch	125 North Poplar, Searcy, AR 72143	August 12, 2002	Full Service Brick and Mortar
5	465397	Beebe Banking Center Branch	901 N Asu Blvd, Beebe, AR 72012	January 02, 2007	Full Service Brick and Mortar

Simmons First Bank of Searcy in Searcy, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of Searcy - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of Searcy in Searcy, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of Searcy - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of Searcy in Searcy, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches