Bank of McCrory in Mccrory, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of McCrory - Overview

  • General
  • FDIC Certificate #: 1523
    Status: Active
    Federal Reserve ID: 898140
    Bank Holding Company (Regulatory Top Holder): M. D. Thompson & Son Co. (RSSDID: 1094967, Location: Mccrory, AR)
    Date Established: June 08, 1903
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 1006
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 09, 2010
    Last Structure Change Process Date: July 19, 2010
    Last Data Update: July 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 North Edmonds Avenue, Mccrory, AR 72101
    County: Woodruff
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Primary Regulatory Agency
    Change in Supervisory Agency
    Institution Becomes a Member of FRS (Federal Reserve System)
    Change in Location
  • Financial Summary
  • Total assets: $76.1 mil
    Equity capital: $7.9 mil
    Deposits held in domestic offices: $68.0 mil
    Return on assets (ROA): 0.71% ($0.5 mil)
    Quarterly return on assets: 0.94% ($0.7 mil)
    Return on Equity (ROE): 6.66% ($0.5 mil)
    Quarterly return on equity: 8.74% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.89% ($677.7 mil)
    Quarterly Pretax return on assets: 0.67% ($510.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $76,144Total assets
  • $2,724Cash and due from depository institutions
  • $1,785Interest-bearing balances
  • $34,744Securities
  • $13,300Federal funds sold & reverse repurchase agreements
  • $22,760Net loans & leases
  • $363Loan loss allowance
  • $0Trading account assets
  • $629Bank premises and fixed assets
  • $479Other real estate owned
  • $0Goodwill and other intangibles
  • $76,144Life insurance assets
  • $1,508All other assets
  • $68,234Total liabilities and capital
  • $68,033Total liabilities
  • $51,355Total deposits
  • $68,033Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $201Subordinated debt
  • $7,910All other liabilities
  • $7,910Total equity capital
  • $7,910Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $2,000Surplus
  • $5,410Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,455Income earned, not collected on loans
  • $0Earning assets
  • $869Long-term assets (5+ years)
  • $72,589Average Assets, year-to-date
  • $6,300Average Assets, quarterly
  • $74,263Volatile liabilities
  • $74,520Insider loans
  • $37,246FHLB advances
  • $74,100Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,751Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $4,885Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,843Total interest income
  • $541Total interest expense
  • $2,302Net interest income
  • $90Provision for loan and lease losses
  • $237Total noninterest income
  • $0Fiduciary activities
  • $168Service charges on deposit accounts
  • $0Trading account gains & fees
  • $69Additional noninterest income
  • $1,786Total noninterest expense
  • $938Salaries and employee benefits
  • $224Premises and equipment expense
  • $624Additional noninterest expense
  • $663Pre-tax net operating income
  • $0Securities gains (losses)
  • $138Applicable income taxes
  • $525Income before extraordinary items
  • $0Extraordinary gains - net
  • $525Net income attributable to bank
  • $0Net charge-offs
  • $525Cash dividends
  • $51Sale, conversion, retirement of capital stock, net
  • $430Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.26%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 2.53%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 0.89%Pretax return on assets
  • 6.66%Return on equity (ROE)
  • 1.21%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 176.47%Credit loss provision to net charge-offs
  • 14.76%Efficiency ratio
  • 70,343Assets per employee
  • 4.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.90%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 24.95%Noncurrent assets plus other real estate owned to assets
  • 2.54%Noncurrent loans to loans
  • 6.29%Net loans and leases to deposits
  • 33.45%Net loans and leases to core deposits
  • 35.73%Equity capital to assets
  • 10.39%Core capital (leverage) ratio
  • 10.46%Tier 1 risk-based capital ratio
  • 20.81%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $74,263Average earning assets
  • $7,884Average equity
  • $70,704Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $348Managed Assets
  • 1Number of Accounts
  • $348Personal trust and agency accounts
  • $348Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 10Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 1 Arkansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01006Bank Of Mccrory124 North Edmonds Avenue, Mccrory, AR 72101June 08, 1903Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of McCrory.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents