SouthTrust Bank of Dothan, National Association in Dothan, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 13, 1995

  • SouthTrust Bank of Dothan, National Association in Dothan, Alabama (AL)
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SouthTrust Bank of Dothan, National Association - Overview

  • General
  • FDIC Certificate #: 2793
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank (#849)
    Federal Reserve ID: 290539
    Date Established: January 01, 1900
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 16 (Interstate: No)
    FDIC's unique #: 1823
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 13, 1995
    Last Structure Change Process Date: January 27, 1995
    Last Data Update: January 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2999 Ross Clark Circle, S.W., Dothan, AL 36301
    County: Houston
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Montgomery
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Dothan, AL (#2180)
    Combined Statistical Area (CSA): Dothan-Enterprise-Ozark, AL (#222)
    Core Based Statistical Area (CBSA): Dothan, AL (#20020)
    CBSA Metro Statistical Area: Dothan, AL (#20020)
  • Financial Summary
  • Total assets: $573.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $211Total assets
  • $573,607Cash and due from depository institutions
  • $35,388Interest-bearing balances
  • $0Securities
  • $141,808Federal funds sold & reverse repurchase agreements
  • $5,175Net loans & leases
  • $366,259Loan loss allowance
  • $4,718Trading account assets
  • $0Bank premises and fixed assets
  • $11,635Other real estate owned
  • $2,077Goodwill and other intangibles
  • $6,572Life insurance assets
  • $4,693All other assets
  • $0Total liabilities and capital
  • $573,607Total liabilities
  • $530,971Total deposits
  • $487,249Interest-bearing deposits
  • $409,178Deposits held in domestic offices
  • 487249.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $30,642Trading liabilities
  • $0Other borrowed funds
  • $10,145Subordinated debt
  • $0All other liabilities
  • $2,935Total equity capital
  • $2,935Total bank equity capital
  • $42,636Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $7,691Undivided profits
  • Memoranda
  • $34,495Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,720Income earned, not collected on loans
  • $2,612Earning assets
  • $513,242Long-term assets (5+ years)
  • $25,667Average Assets, year-to-date
  • $546,501Average Assets, quarterly
  • $574,301Volatile liabilities
  • $103,100Insider loans
  • $6,975FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $107,122Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $39,018Total risk weighted assets
  • $406,570Total unused commitments
  • $0Restructured Loans and leases
  • $4,000Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $37,006Total interest expense
  • $16,403Net interest income
  • $20,603Provision for loan and lease losses
  • $1,320Total noninterest income
  • $4,109Fiduciary activities
  • $766Service charges on deposit accounts
  • $2,783Trading account gains & fees
  • $0Additional noninterest income
  • $560Total noninterest expense
  • $14,508Salaries and employee benefits
  • $5,863Premises and equipment expense
  • $1,260Additional noninterest expense
  • $7,385Pre-tax net operating income
  • $8,884Securities gains (losses)
  • $9Applicable income taxes
  • $2,678Income before extraordinary items
  • $6,215Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,215Net charge-offs
  • $1,051Cash dividends
  • $3,425Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.45%Cost of funding earning assets
  • 3.30%Net interest margin
  • 4.15%Noninterest income to earning assets
  • 0.83%Noninterest expense to earning assets
  • 2.92%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 14.85%Retained earnings to average equity (YTD only)
  • 6.67%Net charge-offs to loans
  • 0.30%Credit loss provision to net charge-offs
  • 125.59%Efficiency ratio
  • 57,345Assets per employee
  • 2.72%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.11%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 173.46%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 75.17%Net loans and leases to core deposits
  • 86.19%Equity capital to assets
  • 7.43%Core capital (leverage) ratio
  • 7.04%Tier 1 risk-based capital ratio
  • 9.60%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $546,501Average earning assets
  • $41,855Average equity
  • $496,757Average loans

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