Standard Financial Corp. in Honolulu, Hawaii (HI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 14, 2000

  • Standard Financial Corp. in Honolulu, Hawaii (HI)
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Standard Financial Corp. - Overview

  • General
  • FDIC Certificate #: 24810
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: First Hawaiian Bank (#17985)
    Federal Reserve ID: 529163
    Date Established: April 26, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 17208
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 21, 1983
    Last Structure Change Effective Date: April 14, 2000
    Last Structure Change Process Date: July 11, 2000
    Last Data Update: July 11, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 715 South King Street, Honolulu, HI 96813
    County: Honolulu
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Honolulu, HI (#3320)
    Core Based Statistical Area (CBSA): Honolulu, HI (#26180)
    CBSA Metro Statistical Area: Honolulu, HI (#26180)
  • Financial Summary
  • Total assets: $21.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $21,276Total assets
  • $4,653Cash and due from depository institutions
  • $4,281Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $15,208Net loans & leases
  • $534Loan loss allowance
  • $0Trading account assets
  • $31Bank premises and fixed assets
  • $678Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $706All other assets
  • $21,276Total liabilities and capital
  • $17,694Total liabilities
  • $17,651Total deposits
  • $17,648Interest-bearing deposits
  • $17,651Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $43All other liabilities
  • $3,582Total equity capital
  • $3,582Total bank equity capital
  • $3,582Perpetual preferred stock
  • $100Common stock
  • $739Surplus
  • $781Undivided profits
  • Memoranda
  • $1,962Noncurrent loans and leases
  • $1,626Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,006Earning assets
  • $0Long-term assets (5+ years)
  • $102Average Assets, year-to-date
  • $19,489Average Assets, quarterly
  • $2,558Volatile liabilities
  • $22,025Insider loans
  • $21,196FHLB advances
  • $1,002Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,626Total unused commitments
  • $66Restructured Loans and leases
  • $289Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,558Total interest income
  • $874Total interest expense
  • $684Net interest income
  • $551Provision for loan and lease losses
  • $2Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2Additional noninterest income
  • $990Total noninterest expense
  • $246Salaries and employee benefits
  • $112Premises and equipment expense
  • $632Additional noninterest expense
  • -$855Pre-tax net operating income
  • $0Securities gains (losses)
  • -$341Applicable income taxes
  • -$514Income before extraordinary items
  • $0Extraordinary gains - net
  • -$514Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $236Sale, conversion, retirement of capital stock, net
  • $6Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.70%Yield on earning assets
  • 4.32%Cost of funding earning assets
  • 3.38%Net interest margin
  • 0.01%Noninterest income to earning assets
  • 4.89%Noninterest expense to earning assets
  • -2.33%Net operating income to assets
  • -2.33%Return on assets (ROA)
  • -3.88%Pretax return on assets
  • -13.60%Return on equity (ROE)
  • -13.75%Retained earnings to average equity (YTD only)
  • 1.64%Net charge-offs to loans
  • 233.47%Credit loss provision to net charge-offs
  • -1.29%Efficiency ratio
  • 144,315Assets per employee
  • 2.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1.17%Loss allowance to loans
  • 3.39%Loss allowance to noncurrent loans
  • 17.76%Noncurrent assets plus other real estate owned to assets
  • 17.32%Noncurrent loans to loans
  • 19.10%Net loans and leases to deposits
  • 86.16%Net loans and leases to core deposits
  • 91.34%Equity capital to assets
  • 16.84%Core capital (leverage) ratio
  • 16.25%Tier 1 risk-based capital ratio
  • 23.55%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $22,025Average earning assets
  • $3,781Average equity
  • $20,241Average loans

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