Star Bank, National Association, Southeastern Indiana in Lawrenceburg, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 13, 1993

  • Star Bank, National Association, Southeastern Indiana in Lawrenceburg, Indiana (IN)
  • Show street view No street view available for this location

Star Bank, National Association, Southeastern Indiana - Overview

  • General
  • FDIC Certificate #: 4352
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Star Bank, National Association, Indiana (#4374)
    Federal Reserve ID: 312543
    Date Established: January 01, 1882
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 2860
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 13, 1993
    Last Structure Change Process Date: May 19, 1993
    Last Data Update: May 19, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 239 Walnut Street, Lawrenceburg, IN 47025
    County: Dearborn
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $115.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $69Total assets
  • $115,200Cash and due from depository institutions
  • $3,744Interest-bearing balances
  • $500Securities
  • $16,949Federal funds sold & reverse repurchase agreements
  • $11,289Net loans & leases
  • $80,397Loan loss allowance
  • $1,238Trading account assets
  • $0Bank premises and fixed assets
  • $951Other real estate owned
  • $0Goodwill and other intangibles
  • $1,870Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $115,200Total liabilities
  • $103,826Total deposits
  • $102,582Interest-bearing deposits
  • $87,236Deposits held in domestic offices
  • 102582.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,244Total equity capital
  • $1,244Total bank equity capital
  • $11,374Perpetual preferred stock
  • $0Common stock
  • $1,538Surplus
  • $308Undivided profits
  • Memoranda
  • $9,528Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $612Income earned, not collected on loans
  • $493Earning assets
  • $109,135Long-term assets (5+ years)
  • $14,300Average Assets, year-to-date
  • $116,095Average Assets, quarterly
  • $112,163Volatile liabilities
  • $698Insider loans
  • $57FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $10,309Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,374Total risk weighted assets
  • $71,885Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,742Total interest expense
  • $3,580Net interest income
  • $6,162Provision for loan and lease losses
  • $617Total noninterest income
  • $988Fiduciary activities
  • $29Service charges on deposit accounts
  • $527Trading account gains & fees
  • $0Additional noninterest income
  • $432Total noninterest expense
  • $4,059Salaries and employee benefits
  • $1,886Premises and equipment expense
  • $417Additional noninterest expense
  • $1,756Pre-tax net operating income
  • $2,474Securities gains (losses)
  • $0Applicable income taxes
  • $928Income before extraordinary items
  • $1,546Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,546Net charge-offs
  • $564Cash dividends
  • $1,440Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.88%Cost of funding earning assets
  • 3.26%Net interest margin
  • 5.62%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 3.70%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 2.13%Return on equity (ROE)
  • 13.60%Retained earnings to average equity (YTD only)
  • 0.93%Net charge-offs to loans
  • 0.69%Credit loss provision to net charge-offs
  • 109.40%Efficiency ratio
  • 56,769Assets per employee
  • 1.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.14%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 202.29%Noncurrent assets plus other real estate owned to assets
  • 0.53%Noncurrent loans to loans
  • 0.75%Net loans and leases to deposits
  • 78.37%Net loans and leases to core deposits
  • 78.91%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 10.21%Tier 1 risk-based capital ratio
  • 15.82%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $116,095Average earning assets
  • $11,365Average equity
  • $109,665Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Star Bank, National Association, Southeastern Indiana.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents