Star Bank, National Association, Tri State in Ironton, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 24, 1993

  • Star Bank, National Association, Tri State in Ironton, Ohio (OH)
  • Show street view No street view available for this location

Star Bank, National Association, Tri State - Overview

  • General
  • FDIC Certificate #: 22343
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 824028
    Date Established: September 30, 1976
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 15 (Interstate: No)
    FDIC's unique #: 15552
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 30, 1976
    Last Structure Change Effective Date: July 24, 1993
    Last Structure Change Process Date: October 06, 1993
    Last Data Update: October 06, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 South Third Street, Ironton, OH 45638
    County: Lawrence
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Huntington-Ashland, WV-KY-OH (#3400)
    Core Based Statistical Area (CBSA): Huntington-Ashland, WV-KY-OH (#26580)
    CBSA Metro Statistical Area: Huntington-Ashland, WV-KY-OH (#26580)
  • Financial Summary
  • Total assets: $384.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $211Total assets
  • $390,689Cash and due from depository institutions
  • $13,619Interest-bearing balances
  • $0Securities
  • $96,069Federal funds sold & reverse repurchase agreements
  • $39,000Net loans & leases
  • $225,305Loan loss allowance
  • $4,054Trading account assets
  • $0Bank premises and fixed assets
  • $5,317Other real estate owned
  • $316Goodwill and other intangibles
  • $5,714Life insurance assets
  • $5,349All other assets
  • $0Total liabilities and capital
  • $390,689Total liabilities
  • $351,707Total deposits
  • $327,954Interest-bearing deposits
  • $281,046Deposits held in domestic offices
  • 327954.00%% insured (estimated)
  • $87Federal funds purchased & repurchase agreements
  • $19,895Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,858Total equity capital
  • $3,858Total bank equity capital
  • $38,982Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $11,489Undivided profits
  • Memoranda
  • $22,493Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,672Income earned, not collected on loans
  • $1,428Earning assets
  • $360,374Long-term assets (5+ years)
  • $55,236Average Assets, year-to-date
  • $395,183Average Assets, quarterly
  • $393,999Volatile liabilities
  • $37,967Insider loans
  • $410FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $32,610Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $33,633Total risk weighted assets
  • $217,168Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $31,391Total interest expense
  • $13,305Net interest income
  • $18,086Provision for loan and lease losses
  • $2,581Total noninterest income
  • $3,117Fiduciary activities
  • $293Service charges on deposit accounts
  • $1,369Trading account gains & fees
  • $0Additional noninterest income
  • $1,455Total noninterest expense
  • $12,152Salaries and employee benefits
  • $5,345Premises and equipment expense
  • $1,179Additional noninterest expense
  • $5,628Pre-tax net operating income
  • $6,470Securities gains (losses)
  • $0Applicable income taxes
  • $1,975Income before extraordinary items
  • $4,495Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,495Net charge-offs
  • $2,268Cash dividends
  • $3,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.55%Cost of funding earning assets
  • 3.62%Net interest margin
  • 4.92%Noninterest income to earning assets
  • 0.85%Noninterest expense to earning assets
  • 3.31%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 1.64%Return on equity (ROE)
  • 12.83%Retained earnings to average equity (YTD only)
  • 3.70%Net charge-offs to loans
  • 0.93%Credit loss provision to net charge-offs
  • 113.80%Efficiency ratio
  • 56,737Assets per employee
  • 1.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.19%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 86.77%Noncurrent assets plus other real estate owned to assets
  • 1.28%Noncurrent loans to loans
  • 2.04%Net loans and leases to deposits
  • 68.70%Net loans and leases to core deposits
  • 72.71%Equity capital to assets
  • 9.98%Core capital (leverage) ratio
  • 8.59%Tier 1 risk-based capital ratio
  • 15.49%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $395,183Average earning assets
  • $35,039Average equity
  • $367,333Average loans

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