State Bank of Cascade in Cascade, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1994

  • State Bank of Cascade in Cascade, Wisconsin (WI)
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State Bank of Cascade - Overview

  • General
  • FDIC Certificate #: 15005
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Exchange Bank and Trust (#10044)
    Federal Reserve ID: 520843
    Date Established: May 01, 1916
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9405
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 05, 1935
    Last Structure Change Effective Date: June 01, 1994
    Last Structure Change Process Date: June 28, 1994
    Last Data Update: June 28, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 310 Madison Avenue, Cascade, WI 53011
    County: Sheboygan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Sheboygan, WI (#7620)
    Core Based Statistical Area (CBSA): Sheboygan, WI (#43100)
    CBSA Metro Statistical Area: Sheboygan, WI (#43100)
  • Financial Summary
  • Total assets: $14.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $6Total assets
  • $13,645Cash and due from depository institutions
  • $775Interest-bearing balances
  • $100Securities
  • $6,005Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $4,661Loan loss allowance
  • $57Trading account assets
  • $0Bank premises and fixed assets
  • $54Other real estate owned
  • $0Goodwill and other intangibles
  • $150Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $13,645Total liabilities
  • $12,488Total deposits
  • $12,391Interest-bearing deposits
  • $11,578Deposits held in domestic offices
  • 12391.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $97Total equity capital
  • $97Total bank equity capital
  • $1,157Perpetual preferred stock
  • $0Common stock
  • $120Surplus
  • $510Undivided profits
  • Memoranda
  • $527Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $39Income earned, not collected on loans
  • $30Earning assets
  • $12,766Long-term assets (5+ years)
  • $4,282Average Assets, year-to-date
  • $13,984Average Assets, quarterly
  • $13,816Volatile liabilities
  • $201Insider loans
  • $70FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $146Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,157Total risk weighted assets
  • $5,387Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,118Total interest expense
  • $500Net interest income
  • $618Provision for loan and lease losses
  • $24Total noninterest income
  • $37Fiduciary activities
  • $0Service charges on deposit accounts
  • $31Trading account gains & fees
  • $0Additional noninterest income
  • $6Total noninterest expense
  • $366Salaries and employee benefits
  • $193Premises and equipment expense
  • $35Additional noninterest expense
  • $138Pre-tax net operating income
  • $265Securities gains (losses)
  • $3Applicable income taxes
  • $90Income before extraordinary items
  • $178Extraordinary gains - net
  • $0Net income attributable to bank
  • $178Net charge-offs
  • $21Cash dividends
  • $145Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.58%Cost of funding earning assets
  • 3.84%Net interest margin
  • 4.74%Noninterest income to earning assets
  • 0.28%Noninterest expense to earning assets
  • 2.81%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 1.92%Return on equity (ROE)
  • 15.14%Retained earnings to average equity (YTD only)
  • 2.81%Net charge-offs to loans
  • 0.39%Credit loss provision to net charge-offs
  • 114.29%Efficiency ratio
  • 55,878Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.46%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 146.15%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.83%Net loans and leases to deposits
  • 37.62%Net loans and leases to core deposits
  • 38.24%Equity capital to assets
  • 8.48%Core capital (leverage) ratio
  • 8.24%Tier 1 risk-based capital ratio
  • 21.48%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $13,984Average earning assets
  • $1,176Average equity
  • $13,029Average loans

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