FDIC Certificate #: 12940 Status: Active Federal Reserve ID: 103602 Date Established: Febuary 23, 1923 WWW:http://www.oneidabank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8185 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Directly owned by another bank (CERT):#12940 Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: April 02, 2007 Last Structure Change Process Date: October 16, 2007 Last Data Update: October 16, 2007 Data Source Date: April 05, 2012
Location
Address: 519 Genesee Street, Chittenango, NY 13037 County: Madison Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Syracuse Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Syracuse, NY (#8160) Combined Statistical Area (CSA): Syracuse-Auburn, NY (#532) Core Based Statistical Area (CBSA): Syracuse, NY (#45060) CBSA Metro Statistical Area: Syracuse, NY (#45060)
History of Changes
Participated in Absorption/Consolidation/Merger
Corrections
Change in Location
Financial Summary
Total assets: $149.6 mil Equity capital: $14.6 mil Deposits held in domestic offices: $118.9 mil Return on assets (ROA): 1.72% ($2.6 mil) Quarterly return on assets: 1.63% ($2.4 mil) Return on Equity (ROE): 22.67% ($3.4 mil) Quarterly return on equity: 17.86% ($2.7 mil) Net income: $2.6 mil Quarterly Net income: $0.6 mil Pretax return on assets: 2.37% ($3,546.2 mil) Quarterly Pretax return on assets: 2.22% ($3,321.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
0Total employees (full-time equivalent)
$149,630Total assets
$77Cash and due from depository institutions
$0Interest-bearing balances
$148,774Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$149,630Life insurance assets
$779All other assets
$135,021Total liabilities and capital
$118,878Total liabilities
$116,913Total deposits
$118,878Interest-bearing deposits
$20Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$16,143Subordinated debt
$14,609All other liabilities
$14,609Total equity capital
$14,609Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$3,967Surplus
$10,641Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$608Long-term assets (5+ years)
$148,774Average Assets, year-to-date
$133,448Average Assets, quarterly
$153,291Volatile liabilities
$155,464Insider loans
$26,497FHLB advances
$156,933Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,495Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,468Total interest income
$885Total interest expense
$3,583Net interest income
$0Provision for loan and lease losses
$0Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$203Total noninterest expense
$0Salaries and employee benefits
$7Premises and equipment expense
$196Additional noninterest expense
$3,380Pre-tax net operating income
$259Securities gains (losses)
$1,006Applicable income taxes
$2,633Income before extraordinary items
$0Extraordinary gains - net
$2,633Net income attributable to bank
$0Net charge-offs
$2,633Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.94%Yield on earning assets
0.58%Cost of funding earning assets
2.36%Net interest margin
0.00%Noninterest income to earning assets
0.13%Noninterest expense to earning assets
1.60%Net operating income to assets
1.72%Return on assets (ROA)
2.37%Pretax return on assets
22.67%Return on equity (ROE)
22.67%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
5,666Assets per employee
0.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
9.76%Core capital (leverage) ratio
7.96%Tier 1 risk-based capital ratio
47.16%Total risk-based capital ratio
Memoranda
$47Average assets
$153,291Average earning assets
$11,613Average equity
$151,895Average loans
List of branches
1 New York Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8185
State Bank Of Chittenango
519 Genesee Street, Chittenango, NY 13037
Febuary 23, 1923
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Chittenango.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: