State Bank of Chrisman in Chrisman, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Chrisman - Overview

  • General
  • FDIC Certificate #: 16479
    Status: Active
    Federal Reserve ID: 152431
    Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL)
    Date Established: August 11, 1891
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 10642
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: September 06, 1946
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 West Madison Avenue, Chrisman, IL 61924
    County: Edgar
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $71.5 mil
    Equity capital: $5.8 mil
    Deposits held in domestic offices: $65.4 mil
    Return on assets (ROA): 0.74% ($0.5 mil)
    Quarterly return on assets: 0.80% ($0.6 mil)
    Return on Equity (ROE): 9.25% ($0.6 mil)
    Quarterly return on equity: 9.70% ($0.6 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.12% ($800.9 mil)
    Quarterly Pretax return on assets: 1.20% ($858.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $71,508Total assets
  • $4,698Cash and due from depository institutions
  • $2,379Interest-bearing balances
  • $12,233Securities
  • $550Federal funds sold & reverse repurchase agreements
  • $50,708Net loans & leases
  • $484Loan loss allowance
  • $0Trading account assets
  • $1,139Bank premises and fixed assets
  • $339Other real estate owned
  • $0Goodwill and other intangibles
  • $71,509Life insurance assets
  • $1,841All other assets
  • $65,662Total liabilities and capital
  • $65,443Total liabilities
  • $57,648Total deposits
  • $65,443Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $219Subordinated debt
  • $5,847All other liabilities
  • $5,847Total equity capital
  • $5,847Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $975Surplus
  • $4,722Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $122Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,377Income earned, not collected on loans
  • $0Earning assets
  • $880Long-term assets (5+ years)
  • $65,870Average Assets, year-to-date
  • $1,560Average Assets, quarterly
  • $70,735Volatile liabilities
  • $70,676Insider loans
  • $53,273FHLB advances
  • $70,240Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,760Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,430Restructured Loans and leases
  • $508Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,120Total interest income
  • $620Total interest expense
  • $2,500Net interest income
  • $9Provision for loan and lease losses
  • $300Total noninterest income
  • $24Fiduciary activities
  • $199Service charges on deposit accounts
  • $0Trading account gains & fees
  • $77Additional noninterest income
  • $2,016Total noninterest expense
  • $1,184Salaries and employee benefits
  • $309Premises and equipment expense
  • $523Additional noninterest expense
  • $775Pre-tax net operating income
  • $14Securities gains (losses)
  • $263Applicable income taxes
  • $526Income before extraordinary items
  • $0Extraordinary gains - net
  • $526Net income attributable to bank
  • $0Net charge-offs
  • $526Cash dividends
  • $42Sale, conversion, retirement of capital stock, net
  • $304Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.76%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 3.82%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 1.12%Pretax return on assets
  • 9.25%Return on equity (ROE)
  • 3.91%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 21.43%Credit loss provision to net charge-offs
  • 18.67%Efficiency ratio
  • 72,000Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 57.79%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 20.36%Noncurrent assets plus other real estate owned to assets
  • 3.80%Noncurrent loans to loans
  • 4.64%Net loans and leases to deposits
  • 77.48%Net loans and leases to core deposits
  • 78.95%Equity capital to assets
  • 8.18%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 10.81%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $70,735Average earning assets
  • $5,684Average equity
  • $65,492Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,941Managed Assets
  • 1Number of Accounts
  • $592Personal trust and agency accounts
  • $592Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 16Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4,349Other retirement accounts
  • $4,349Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010642State Bank Of Chrisman202 West Madison Avenue, Chrisman, IL 61924August 11, 1891Full Service Brick and Mortar
    1238145Paris Branch600 East Jasper Street, Paris, IL 61944December 15, 1997Full Service Brick and Mortar

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