First National Bank in Georgetown in Georgetown, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Georgetown - Overview

  • General
  • FDIC Certificate #: 3671
    Status: Active
    Federal Reserve ID: 613334
    Bank Holding Company (Regulatory Top Holder): Longview Capital Corporation (RSSDID: 1204618, Location: Newman, IL)
    Date Established: Febuary 02, 1891
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2347
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 South Main Street, Georgetown, IL 61846
    County: Vermilion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Danville, IL (#19180)
    CBSA Metro Statistical Area: Danville, IL (#19180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $42.7 mil
    Equity capital: $4.6 mil
    Deposits held in domestic offices: $37.9 mil
    Return on assets (ROA): 1.15% ($0.5 mil)
    Quarterly return on assets: 1.33% ($0.6 mil)
    Return on Equity (ROE): 10.77% ($0.5 mil)
    Quarterly return on equity: 12.33% ($0.6 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.96% ($836.7 mil)
    Quarterly Pretax return on assets: 2.26% ($964.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $42,690Total assets
  • $2,895Cash and due from depository institutions
  • $2,218Interest-bearing balances
  • $5,697Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $31,021Net loans & leases
  • $282Loan loss allowance
  • $0Trading account assets
  • $364Bank premises and fixed assets
  • $0Other real estate owned
  • $1,287Goodwill and other intangibles
  • $42,690Life insurance assets
  • $1,426All other assets
  • $38,069Total liabilities and capital
  • $37,932Total liabilities
  • $32,965Total deposits
  • $37,932Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $137Subordinated debt
  • $4,621All other liabilities
  • $4,621Total equity capital
  • $4,621Total bank equity capital
  • $0Perpetual preferred stock
  • $125Common stock
  • $3,063Surplus
  • $1,433Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $96Income earned, not collected on loans
  • $0Earning assets
  • $644Long-term assets (5+ years)
  • $38,936Average Assets, year-to-date
  • $9,392Average Assets, quarterly
  • $41,757Volatile liabilities
  • $42,379Insider loans
  • $30,059FHLB advances
  • $41,621Loans and leases held for sale
  • $89Unused loan commitments
  • $89Tier 1 (core) risk-based capital
  • $3,334Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,926Restructured Loans and leases
  • $351Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,957Total interest income
  • $270Total interest expense
  • $1,687Net interest income
  • $54Provision for loan and lease losses
  • $159Total noninterest income
  • $0Fiduciary activities
  • $73Service charges on deposit accounts
  • $0Trading account gains & fees
  • $86Additional noninterest income
  • $972Total noninterest expense
  • $585Salaries and employee benefits
  • $140Premises and equipment expense
  • $247Additional noninterest expense
  • $820Pre-tax net operating income
  • $0Securities gains (losses)
  • $340Applicable income taxes
  • $480Income before extraordinary items
  • $0Extraordinary gains - net
  • $480Net income attributable to bank
  • $0Net charge-offs
  • $480Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $185Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.13%Yield on earning assets
  • 0.71%Cost of funding earning assets
  • 4.42%Net interest margin
  • 0.42%Noninterest income to earning assets
  • 2.55%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.96%Pretax return on assets
  • 10.77%Return on equity (ROE)
  • 6.62%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,654Assets per employee
  • 4.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.54%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 293.75%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 81.78%Net loans and leases to core deposits
  • 83.81%Equity capital to assets
  • 10.82%Core capital (leverage) ratio
  • 8.01%Tier 1 risk-based capital ratio
  • 11.09%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $41,757Average earning assets
  • $4,457Average equity
  • $38,178Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02347First National Bank In Georgetown111 South Main Street, Georgetown, IL 61846Febuary 02, 1891Full Service Brick and Mortar

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