State Bank of Jefferson County in De Soto, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 25, 2002

  • State Bank of Jefferson County in De Soto, Missouri (MO)
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State Bank of Jefferson County - Overview

  • General
  • FDIC Certificate #: 19770
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Allegiant Bank (#1078)
    Federal Reserve ID: 889755
    Date Established: December 09, 1967
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 13564
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 09, 1967
    Last Structure Change Effective Date: October 25, 2002
    Last Structure Change Process Date: November 12, 2002
    Last Data Update: November 12, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 224 South Main Street, De Soto, MO 63020
    County: Jefferson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $89.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $85,894Total assets
  • $2,208Cash and due from depository institutions
  • $54Interest-bearing balances
  • $13,722Securities
  • $1,800Federal funds sold & reverse repurchase agreements
  • $58,666Net loans & leases
  • $535Loan loss allowance
  • $0Trading account assets
  • $3,868Bank premises and fixed assets
  • $110Other real estate owned
  • $3,091Goodwill and other intangibles
  • $0Life insurance assets
  • $2,429All other assets
  • $85,894Total liabilities and capital
  • $74,634Total liabilities
  • $71,327Total deposits
  • $57,997Interest-bearing deposits
  • $71,327Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,623Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $684All other liabilities
  • $11,260Total equity capital
  • $11,260Total bank equity capital
  • $11,260Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $10,692Undivided profits
  • Memoranda
  • $168Noncurrent loans and leases
  • $5,160Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $93Earning assets
  • $0Long-term assets (5+ years)
  • $457Average Assets, year-to-date
  • $74,242Average Assets, quarterly
  • $4,987Volatile liabilities
  • $80,980Insider loans
  • $85,665FHLB advances
  • $7,934Loans and leases held for sale
  • $849Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,160Total unused commitments
  • $60Restructured Loans and leases
  • $535Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,118Total interest income
  • $422Total interest expense
  • $696Net interest income
  • $45Provision for loan and lease losses
  • $103Total noninterest income
  • $0Fiduciary activities
  • $70Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33Additional noninterest income
  • $521Total noninterest expense
  • $258Salaries and employee benefits
  • $61Premises and equipment expense
  • $202Additional noninterest expense
  • $233Pre-tax net operating income
  • $0Securities gains (losses)
  • $69Applicable income taxes
  • $164Income before extraordinary items
  • $0Extraordinary gains - net
  • $164Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.56%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 0.97%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 0.72%Noninterest expense to earning assets
  • 0.20%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.29%Pretax return on assets
  • 1.90%Return on equity (ROE)
  • 1.90%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,327Assets per employee
  • 2.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.90%Loss allowance to noncurrent loans
  • 575.27%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 82.25%Net loans and leases to core deposits
  • 88.87%Equity capital to assets
  • 13.11%Core capital (leverage) ratio
  • 9.79%Tier 1 risk-based capital ratio
  • 14.65%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $80,980Average earning assets
  • $8,617Average equity
  • $71,878Average loans

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