State Bank of Liberty in Liberty, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 22, 1995

  • State Bank of Liberty in Liberty, Nebraska (NE)
  • Show street view No street view available for this location

State Bank of Liberty - Overview

  • General
  • FDIC Certificate #: 16324
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers Bank of Cook (#18528)
    Federal Reserve ID: 16056
    Date Established: September 20, 1945
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10511
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 19, 1945
    Last Structure Change Effective Date: April 22, 1995
    Last Structure Change Process Date: May 24, 1995
    Last Data Update: May 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Liberty, NE 68381
    County: Gage
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Beatrice, NE (#13100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $2.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $3Total assets
  • $2,033Cash and due from depository institutions
  • $496Interest-bearing balances
  • $400Securities
  • $599Federal funds sold & reverse repurchase agreements
  • $235Net loans & leases
  • $675Loan loss allowance
  • $29Trading account assets
  • $0Bank premises and fixed assets
  • $1Other real estate owned
  • $0Goodwill and other intangibles
  • $27Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $2,033Total liabilities
  • $1,746Total deposits
  • $1,741Interest-bearing deposits
  • $1,181Deposits held in domestic offices
  • 1741.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $5Total equity capital
  • $5Total bank equity capital
  • $287Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $175Undivided profits
  • Memoranda
  • $87Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $12Earning assets
  • $1,909Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $2,045Average Assets, quarterly
  • $2,048Volatile liabilities
  • $0Insider loans
  • $55FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $287Total risk weighted assets
  • $869Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $143Total interest expense
  • $41Net interest income
  • $102Provision for loan and lease losses
  • $0Total noninterest income
  • $7Fiduciary activities
  • $0Service charges on deposit accounts
  • $6Trading account gains & fees
  • $0Additional noninterest income
  • $1Total noninterest expense
  • $82Salaries and employee benefits
  • $53Premises and equipment expense
  • $4Additional noninterest expense
  • $25Pre-tax net operating income
  • $27Securities gains (losses)
  • $0Applicable income taxes
  • $7Income before extraordinary items
  • $20Extraordinary gains - net
  • $0Net income attributable to bank
  • $20Net charge-offs
  • -$7Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.51%Cost of funding earning assets
  • 2.15%Net interest margin
  • 5.35%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 4.30%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 1.32%Return on equity (ROE)
  • 7.32%Retained earnings to average equity (YTD only)
  • 7.32%Net charge-offs to loans
  • -0.92%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 75,229Assets per employee
  • 0.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.12%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 38.77%Net loans and leases to core deposits
  • 38.77%Equity capital to assets
  • 14.12%Core capital (leverage) ratio
  • 13.64%Tier 1 risk-based capital ratio
  • 33.03%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $2,045Average earning assets
  • $273Average equity
  • $1,905Average loans

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