Farmers Bank of Cook in Cook, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers Bank of Cook - Overview

  • General
  • FDIC Certificate #: 18528
    Status: Active
    Federal Reserve ID: 139955
    Bank Holding Company (Regulatory Top Holder): Bancook Corporation (RSSDID: 1056170, Location: Cook, NE)
    Date Established: May 01, 1890
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 12420
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 18, 1962
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 129 West Main Street, Cook, NE 68329
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $83.2 mil
    Equity capital: $7.6 mil
    Deposits held in domestic offices: $70.3 mil
    Return on assets (ROA): 0.80% ($0.7 mil)
    Quarterly return on assets: 0.95% ($0.8 mil)
    Return on Equity (ROE): 9.00% ($0.7 mil)
    Quarterly return on equity: 10.23% ($0.8 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.82% ($682.0 mil)
    Quarterly Pretax return on assets: 0.72% ($598.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $83,173Total assets
  • $3,632Cash and due from depository institutions
  • $34Interest-bearing balances
  • $20,857Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $53,696Net loans & leases
  • $741Loan loss allowance
  • $0Trading account assets
  • $1,222Bank premises and fixed assets
  • $946Other real estate owned
  • $364Goodwill and other intangibles
  • $83,173Life insurance assets
  • $2,456All other assets
  • $75,530Total liabilities and capital
  • $70,341Total liabilities
  • $61,238Total deposits
  • $70,341Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 115.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,782Trading liabilities
  • $0Other borrowed funds
  • $292Subordinated debt
  • $7,643All other liabilities
  • $7,643Total equity capital
  • $7,643Total bank equity capital
  • $1,002Perpetual preferred stock
  • $500Common stock
  • $5,050Surplus
  • $1,091Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $54Income earned, not collected on loans
  • $0Earning assets
  • $704Long-term assets (5+ years)
  • $74,587Average Assets, year-to-date
  • $31,871Average Assets, quarterly
  • $82,308Volatile liabilities
  • $81,619Insider loans
  • $58,462FHLB advances
  • $79,274Loans and leases held for sale
  • $263Unused loan commitments
  • $263Tier 1 (core) risk-based capital
  • $7,279Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,740Restructured Loans and leases
  • $452Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,297Total interest income
  • $720Total interest expense
  • $3,577Net interest income
  • $240Provision for loan and lease losses
  • $160Total noninterest income
  • $0Fiduciary activities
  • $163Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$3Additional noninterest income
  • $2,826Total noninterest expense
  • $1,650Salaries and employee benefits
  • $354Premises and equipment expense
  • $822Additional noninterest expense
  • $671Pre-tax net operating income
  • $2Securities gains (losses)
  • $14Applicable income taxes
  • $659Income before extraordinary items
  • $0Extraordinary gains - net
  • $659Net income attributable to bank
  • $0Net charge-offs
  • $659Cash dividends
  • $125Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.71%Yield on earning assets
  • 0.96%Cost of funding earning assets
  • 4.75%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 9.00%Return on equity (ROE)
  • 9.00%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 192.00%Credit loss provision to net charge-offs
  • 7.29%Efficiency ratio
  • 75,622Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 1372.22%Noncurrent assets plus other real estate owned to assets
  • 1.20%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 76.34%Net loans and leases to core deposits
  • 79.10%Equity capital to assets
  • 9.19%Core capital (leverage) ratio
  • 9.18%Tier 1 risk-based capital ratio
  • 12.45%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $82,308Average earning assets
  • $7,319Average equity
  • $75,242Average loans

List of branches

  • 8 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012420Farmers Bank Of Cook129 West Main Street, Cook, NE 68329May 01, 1890Full Service Brick and Mortar
    19140Peru Branch622 5th Street, Peru, NE 68421May 19, 1934Full Service Brick and Mortar
    211981Virginia Branch127 4th Street, Virginia, NE 68458January 01, 1903Full Service Brick and Mortar
    410511Liberty Branch501 Webster Street, Liberty, NE 68381September 20, 1945Full Service Brick and Mortar
    5245574Tecumseh Branch167 North 12th Street, Tecumseh, NE 68450January 02, 1996Full Service Brick and Mortar
    6419673Syracuse Branch930 12th Street, Syracuse, NE 68446September 11, 2002Full Service Brick and Mortar
    79274The Wymore State Bank Branch200 South Seventh Street, Wymore, NE 68466October 15, 1934Full Service Brick and Mortar
    8441334Farmers Bank Of Cook, Louisville Branch104 1/2 Main Street, Louisville, NE 68037June 27, 2005Full Service Brick and Mortar

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