Steiner Bank in city_name, state_name - Detailed Financial Reports, Location

Steiner Bank in Birmingham, Alabama (AL)
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Steiner Bank - Overview

General
FDIC Certificate #: 9051
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Highland Bank (#27403)
Federal Reserve ID: 460631
Date Established: January 01, 1888
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 5789
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 01, 1994
Last Structure Change Process Date: October 03, 1994
Last Data Update: October 03, 1994
Data Source Date: April 05, 2012
Location
Address: 1920 Third Avenue, North, Birmingham, AL 35203
County: Jefferson
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Shelby
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Birmingham, AL (#1000)
Combined Statistical Area (CSA): Birmingham-Hoover-Cullman, AL (#142)
Core Based Statistical Area (CBSA): Birmingham-Hoover, AL (#13820)
CBSA Metro Statistical Area: Birmingham-Hoover, AL (#13820)
Financial Summary
Total assets: $27.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$11Total assets
$23,990Cash and due from depository institutions
$1,146Interest-bearing balances
$100Securities
$7,961Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$11,933Loan loss allowance
$151Trading account assets
$0Bank premises and fixed assets
$754Other real estate owned
$0Goodwill and other intangibles
$2,196Life insurance assets
$0All other assets
$0Total liabilities and capital
$23,990Total liabilities
$21,421Total deposits
$15,497Interest-bearing deposits
$13,796Deposits held in domestic offices
15497.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$800Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$5,124Total equity capital
$5,124Total bank equity capital
$2,569Perpetual preferred stock
$0Common stock
$10Surplus
$2,890Undivided profits
Memoranda
$-331Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$41Income earned, not collected on loans
$70Earning assets
$19,994Long-term assets (5+ years)
$2,263Average Assets, year-to-date
$22,613Average Assets, quarterly
$23,689Volatile liabilities
$1,885Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,523Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,657Total risk weighted assets
$11,510Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,270Total interest expense
$495Net interest income
$775Provision for loan and lease losses
$92Total noninterest income
$2,182Fiduciary activities
$0Service charges on deposit accounts
$92Trading account gains & fees
$0Additional noninterest income
$2,090Total noninterest expense
$2,370Salaries and employee benefits
$372Premises and equipment expense
$87Additional noninterest expense
$1,911Pre-tax net operating income
$495Securities gains (losses)
$18Applicable income taxes
$69Income before extraordinary items
$444Extraordinary gains - net
-$79Net income attributable to bank
$365Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.83%Cost of funding earning assets
2.66%Net interest margin
4.17%Noninterest income to earning assets
11.73%Noninterest expense to earning assets
12.75%Net operating income to assets
1.89%Return on assets (ROA)
1.61%Pretax return on assets
1.92%Return on equity (ROE)
15.33%Retained earnings to average equity (YTD only)
15.33%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
80,149Assets per employee
2.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
368.29%Noncurrent assets plus other real estate owned to assets
0.17%Noncurrent loans to loans
0.34%Net loans and leases to deposits
77.00%Net loans and leases to core deposits
82.80%Equity capital to assets
10.71%Core capital (leverage) ratio
15.50%Tier 1 risk-based capital ratio
31.77%Total risk-based capital ratio
Memoranda
$33Average assets
$22,613Average earning assets
$2,381Average equity
$18,595Average loans

Steiner Bank in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Steiner Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Steiner Bank in Birmingham, Alabama (AL)Overview, Financial Summary, Detailed Financial Reports, Branches

Steiner Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Steiner Bank in Birmingham, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches