Stock Yards Bank & Trust Company in Austin, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 29, 1998

  • Stock Yards Bank & Trust Company in Austin, Indiana (IN)
  • Show street view No street view available for this location

Stock Yards Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 21645
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Stock Yards Bank & Trust Company (#258)
    Federal Reserve ID: 1847
    Date Established: May 01, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14979
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 19, 1974
    Last Structure Change Effective Date: May 29, 1998
    Last Structure Change Process Date: June 10, 1998
    Last Data Update: June 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 55 South Highway 31, Austin, IN 47102
    County: Scott
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Scottsburg, IN (#42500)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $25.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $19,589Total assets
  • $1,549Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,436Securities
  • $6,000Federal funds sold & reverse repurchase agreements
  • $3,929Net loans & leases
  • $4Loan loss allowance
  • $0Trading account assets
  • $552Bank premises and fixed assets
  • $0Other real estate owned
  • $960Goodwill and other intangibles
  • $0Life insurance assets
  • $163All other assets
  • $19,589Total liabilities and capital
  • $16,780Total liabilities
  • $13,397Total deposits
  • $8,241Interest-bearing deposits
  • $13,397Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,310Other borrowed funds
  • $0Subordinated debt
  • $73All other liabilities
  • $2,809Total equity capital
  • $2,809Total bank equity capital
  • $2,809Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $2,778Undivided profits
  • Memoranda
  • $6Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7Earning assets
  • $0Long-term assets (5+ years)
  • $25Average Assets, year-to-date
  • $16,365Average Assets, quarterly
  • $157Volatile liabilities
  • $14,181Insider loans
  • $16,468FHLB advances
  • $4,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $88Total unused commitments
  • $0Restructured Loans and leases
  • $6,052Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $667Total interest income
  • $240Total interest expense
  • $427Net interest income
  • $0Provision for loan and lease losses
  • $37Total noninterest income
  • $0Fiduciary activities
  • $33Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $457Total noninterest expense
  • $158Salaries and employee benefits
  • $70Premises and equipment expense
  • $229Additional noninterest expense
  • $7Pre-tax net operating income
  • -$2Securities gains (losses)
  • $11Applicable income taxes
  • -$6Income before extraordinary items
  • $0Extraordinary gains - net
  • -$6Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.05%Yield on earning assets
  • 2.18%Cost of funding earning assets
  • 3.87%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 4.14%Noninterest expense to earning assets
  • -0.03%Net operating income to assets
  • -0.04%Return on assets (ROA)
  • 0.04%Pretax return on assets
  • -0.21%Return on equity (ROE)
  • -0.21%Retained earnings to average equity (YTD only)
  • 0.56%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 1.00%Efficiency ratio
  • 83,621Assets per employee
  • 4.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.10%Loss allowance to noncurrent loans
  • 57.14%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.18%Net loans and leases to deposits
  • 29.33%Net loans and leases to core deposits
  • 30.92%Equity capital to assets
  • 14.34%Core capital (leverage) ratio
  • 12.33%Tier 1 risk-based capital ratio
  • 30.22%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $14,181Average earning assets
  • $2,805Average equity
  • $11,026Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Stock Yards Bank & Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents