Stockmans Bank in city_name, state_name - Detailed Financial Reports, Location

Stockmans Bank in Altus, Oklahoma (OK)
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Stockmans Bank routing number info

Stockmans Bank - Overview

General
FDIC Certificate #: 12285
Status: Active
Federal Reserve ID: 284556
Bank Holding Company (Regulatory Top Holder): Reeves Bancshares, Inc. (RSSDID: 1057216, Location: Gould, OK)
Date Established: January 01, 1910
WWW: http://www.stockmansbankok.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 14250
FDIC's unique #: 7807
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 3421 North Main, Altus, OK 73521
County: Jackson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Altus, OK (#11060)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $132.1 mil
Equity capital: $10.5 mil
Deposits held in domestic offices: $120.2 mil
Return on assets (ROA): 1.14% ($1.5 mil)
Quarterly return on assets: 1.72% ($2.3 mil)
Return on Equity (ROE): 14.39% ($1.4 mil)
Quarterly return on equity: 22.07% ($2.2 mil)
Net income: $1.4 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.14% ($1,505.4 mil)
Quarterly Pretax return on assets: 1.72% ($2,271.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
50Total employees (full-time equivalent)
$132,054Total assets
$5,039Cash and due from depository institutions
$16Interest-bearing balances
$4,080Securities
$0Federal funds sold & reverse repurchase agreements
$115,015Net loans & leases
$782Loan loss allowance
$0Trading account assets
$2,642Bank premises and fixed assets
$303Other real estate owned
$0Goodwill and other intangibles
$132,054Life insurance assets
$4,975All other assets
$121,603Total liabilities and capital
$120,236Total liabilities
$98,335Total deposits
$120,236Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,000Trading liabilities
$0Other borrowed funds
$367Subordinated debt
$10,451All other liabilities
$10,451Total equity capital
$10,451Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$8,311Surplus
$1,990Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,893Income earned, not collected on loans
$160Earning assets
$1,855Long-term assets (5+ years)
$119,111Average Assets, year-to-date
$14,712Average Assets, quarterly
$125,238Volatile liabilities
$130,069Insider loans
$107,903FHLB advances
$129,754Loans and leases held for sale
$1,407Unused loan commitments
$1,407Tier 1 (core) risk-based capital
$10,385Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$25,194Restructured Loans and leases
$2,915Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,023Total interest income
$1,044Total interest expense
$5,979Net interest income
$254Provision for loan and lease losses
$941Total noninterest income
$0Fiduciary activities
$660Service charges on deposit accounts
$0Trading account gains & fees
$281Additional noninterest income
$5,231Total noninterest expense
$2,901Salaries and employee benefits
$567Premises and equipment expense
$1,763Additional noninterest expense
$1,435Pre-tax net operating income
-$3Securities gains (losses)
$0Applicable income taxes
$1,432Income before extraordinary items
$0Extraordinary gains - net
$1,432Net income attributable to bank
$0Net charge-offs
$1,432Cash dividends
$107Sale, conversion, retirement of capital stock, net
$787Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.21%Yield on earning assets
0.92%Cost of funding earning assets
5.28%Net interest margin
0.83%Noninterest income to earning assets
4.62%Noninterest expense to earning assets
1.15%Net operating income to assets
1.14%Return on assets (ROA)
1.14%Pretax return on assets
14.39%Return on equity (ROE)
6.48%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
237.38%Credit loss provision to net charge-offs
15.79%Efficiency ratio
75,592Assets per employee
2.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.96%Loss allowance to loans
0.68%Loss allowance to noncurrent loans
20.09%Noncurrent assets plus other real estate owned to assets
3.18%Noncurrent loans to loans
3.36%Net loans and leases to deposits
95.66%Net loans and leases to core deposits
105.60%Equity capital to assets
7.91%Core capital (leverage) ratio
8.00%Tier 1 risk-based capital ratio
9.62%Total risk-based capital ratio
Memoranda
$10Average assets
$125,238Average earning assets
$9,950Average equity
$113,140Average loans

List of branches

5 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7807	Stockmans Bank	3421 North Main, Altus, OK 73521	January 01, 1910	Full Service Brick and Mortar
1	226818	Gould Branch	100 Kennedy, Gould, OK 73544	July 07, 1998	Full Service Brick and Mortar
2	419016	Mangum Branch	1400 N. Louis Tittle Avenue, Mangum, OK 73554	April 11, 2003	Full Service Brick and Mortar
3	419891	Hollis Branch	201 E Broadway, Hollis, OK 73550	July 29, 2002	Full Service Brick and Mortar
4	489670	Stockmans Branch	500 State Hwy 6, Eldorado, OK 73537	March 16, 2009	Full Service Brick and Mortar

Stockmans Bank in Altus, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Stockmans Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Stockmans Bank in Altus, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Stockmans Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Stockmans Bank in Altus, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches