Bank of the Wichitas in city_name, state_name - Detailed Financial Reports, Location

Bank of the Wichitas in Snyder, Oklahoma (OK)
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Bank of the Wichitas routing number info

Bank of the Wichitas - Overview

General
FDIC Certificate #: 4198
Status: Active
Federal Reserve ID: 254652
Date Established: January 01, 1913
WWW: http://www.bankofthewichitas.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 16095
FDIC's unique #: 2751
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 623 E Street, Snyder, OK 73566
County: Kiowa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $124.9 mil
Equity capital: $10.9 mil
Deposits held in domestic offices: $107.4 mil
Return on assets (ROA): 1.56% ($2.0 mil)
Quarterly return on assets: 1.67% ($2.1 mil)
Return on Equity (ROE): 17.57% ($1.9 mil)
Quarterly return on equity: 18.66% ($2.1 mil)
Net income: $1.9 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.56% ($1,947.8 mil)
Quarterly Pretax return on assets: 1.67% ($2,085.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
53Total employees (full-time equivalent)
$124,859Total assets
$8,515Cash and due from depository institutions
$5,173Interest-bearing balances
$44,344Securities
$0Federal funds sold & reverse repurchase agreements
$65,173Net loans & leases
$1,117Loan loss allowance
$0Trading account assets
$1,748Bank premises and fixed assets
$516Other real estate owned
$16Goodwill and other intangibles
$124,859Life insurance assets
$4,547All other assets
$113,946Total liabilities and capital
$107,404Total liabilities
$89,836Total deposits
$107,404Interest-bearing deposits
$96Deposits held in domestic offices
2045.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,000Trading liabilities
$0Other borrowed funds
$497Subordinated debt
$10,913All other liabilities
$10,913Total equity capital
$10,913Total bank equity capital
$0Perpetual preferred stock
$795Common stock
$4,209Surplus
$5,909Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,444Income earned, not collected on loans
$0Earning assets
$1,050Long-term assets (5+ years)
$114,690Average Assets, year-to-date
$46,057Average Assets, quarterly
$123,593Volatile liabilities
$122,497Insider loans
$96,899FHLB advances
$122,035Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,083Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$720Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,685Total interest income
$1,160Total interest expense
$5,525Net interest income
$534Provision for loan and lease losses
$1,299Total noninterest income
$0Fiduciary activities
$1,159Service charges on deposit accounts
$0Trading account gains & fees
$140Additional noninterest income
$4,358Total noninterest expense
$2,091Salaries and employee benefits
$505Premises and equipment expense
$1,762Additional noninterest expense
$1,932Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,932Income before extraordinary items
$0Extraordinary gains - net
$1,932Net income attributable to bank
$0Net charge-offs
$1,932Cash dividends
$386Sale, conversion, retirement of capital stock, net
$1,909Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.90%Yield on earning assets
1.02%Cost of funding earning assets
4.88%Net interest margin
1.15%Noninterest income to earning assets
3.85%Noninterest expense to earning assets
1.56%Net operating income to assets
1.56%Return on assets (ROA)
1.56%Pretax return on assets
17.57%Return on equity (ROE)
0.21%Retained earnings to average equity (YTD only)
0.56%Net charge-offs to loans
138.34%Credit loss provision to net charge-offs
6.39%Efficiency ratio
63,672Assets per employee
2.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
98.81%Loss allowance to loans
1.69%Loss allowance to noncurrent loans
45.70%Noncurrent assets plus other real estate owned to assets
2.37%Noncurrent loans to loans
3.69%Net loans and leases to deposits
60.68%Net loans and leases to core deposits
60.68%Equity capital to assets
8.74%Core capital (leverage) ratio
8.26%Tier 1 risk-based capital ratio
10.41%Total risk-based capital ratio
Memoranda
$12Average assets
$123,593Average earning assets
$10,995Average equity
$113,237Average loans

List of branches

4 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2751	Bank Of The Wichitas	623 E Street, Snyder, OK 73566	January 01, 1913	Full Service Brick and Mortar
2	202376	Cache Branch	605 South 8th Street, Cache, OK 73527	November 25, 1996	Full Service Brick and Mortar
4	443570	Medicine Park Branch	24077 State Hwy 49, Medicine Park, OK 73557	July 01, 2004	Full Service Brick and Mortar
5	443571	Elgin Branch	8207 Ushwy 277, Elgin, OK 73538	April 15, 2005	Full Service Brick and Mortar

Bank of the Wichitas in Snyder, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of the Wichitas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of the Wichitas in Snyder, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of the Wichitas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of the Wichitas in Snyder, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches