Strasburg Savings Bank in Strasburg, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches


Strasburg Savings Bank - Overview

  • General
  • FDIC Certificate #: 29858
    Status: Active
    Federal Reserve ID: 995674
    Bank Holding Company (Regulatory Top Holder): Strasburg Bancorp Inc. (RSSDID: 2623234, Location: Strasburg, OH)
    Date Established: January 01, 1924
    WWW: http://www.strasburgsavingsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 4215
    FDIC's unique #: 42692
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: December 29, 1937
    Last Structure Change Effective Date: September 01, 2009
    Last Structure Change Process Date: September 18, 2009
    Last Data Update: September 18, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 224 North Bodmer Avenue, Strasburg, OH 44680
    County: Tuscarawas
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): New Philadelphia-Dover, OH (#35420)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $40.9 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $34.9 mil
    Return on assets (ROA): 1.29% ($0.5 mil)
    Quarterly return on assets: 1.01% ($0.4 mil)
    Return on Equity (ROE): 9.05% ($0.5 mil)
    Quarterly return on equity: 6.98% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.29% ($527.1 mil)
    Quarterly Pretax return on assets: 1.01% ($412.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $40,857Total assets
  • $8,597Cash and due from depository institutions
  • $8,047Interest-bearing balances
  • $0Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $31,164Net loans & leases
  • $315Loan loss allowance
  • $0Trading account assets
  • $319Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $40,857Life insurance assets
  • $777All other assets
  • $34,959Total liabilities and capital
  • $34,908Total liabilities
  • $34,881Total deposits
  • $34,908Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $51Subordinated debt
  • $5,898All other liabilities
  • $5,898Total equity capital
  • $5,898Total bank equity capital
  • $0Perpetual preferred stock
  • $37Common stock
  • $0Surplus
  • $5,861Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $589Income earned, not collected on loans
  • $0Earning assets
  • $130Long-term assets (5+ years)
  • $39,211Average Assets, year-to-date
  • $5,070Average Assets, quarterly
  • $41,139Volatile liabilities
  • $40,834Insider loans
  • $20,740FHLB advances
  • $40,751Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,898Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,097Restructured Loans and leases
  • $382Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,052Total interest income
  • $269Total interest expense
  • $1,783Net interest income
  • $45Provision for loan and lease losses
  • $69Total noninterest income
  • $0Fiduciary activities
  • $28Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41Additional noninterest income
  • $1,275Total noninterest expense
  • $752Salaries and employee benefits
  • $121Premises and equipment expense
  • $402Additional noninterest expense
  • $532Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $532Income before extraordinary items
  • $0Extraordinary gains - net
  • $532Net income attributable to bank
  • $0Net charge-offs
  • $532Cash dividends
  • $23Sale, conversion, retirement of capital stock, net
  • $586Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.20%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 4.52%Net interest margin
  • 0.17%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • 1.29%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 9.05%Return on equity (ROE)
  • -0.92%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 195.65%Credit loss provision to net charge-offs
  • 25.09%Efficiency ratio
  • 68,844Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 110.15%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 53.48%Noncurrent assets plus other real estate owned to assets
  • 1.44%Noncurrent loans to loans
  • 1.87%Net loans and leases to deposits
  • 89.27%Net loans and leases to core deposits
  • 90.36%Equity capital to assets
  • 14.44%Core capital (leverage) ratio
  • 14.47%Tier 1 risk-based capital ratio
  • 28.44%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $41,139Average earning assets
  • $5,880Average equity
  • $39,478Average loans

List of branches

  • 1 Ohio Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042692Strasburg Savings Bank224 North Bodmer Avenue, Strasburg, OH 44680January 01, 1924Full Service Brick and Mortar

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