Suburban FSB in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 26, 1997

  • Suburban FSB in Cincinnati, Ohio (OH)
  • Show street view No street view available for this location

Suburban FSB - Overview

  • General
  • FDIC Certificate #: 28306
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Fifth Third Bank (#743)
    Federal Reserve ID: 239378
    Date Established: January 01, 1885
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1337
    FDIC's unique #: 41140
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 18, 1937
    Last Structure Change Effective Date: July 26, 1997
    Last Structure Change Process Date: January 14, 1998
    Last Data Update: January 14, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 10869 Montgomery Road, Cincinnati, OH 45242
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $220.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $219,318Cash and due from depository institutions
  • $4,461Interest-bearing balances
  • $3,847Securities
  • $27,815Federal funds sold & reverse repurchase agreements
  • $6,000Net loans & leases
  • $173,966Loan loss allowance
  • $3,134Trading account assets
  • $0Bank premises and fixed assets
  • $1,512Other real estate owned
  • $502Goodwill and other intangibles
  • $5,062Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $219,318Total liabilities
  • $196,569Total deposits
  • $131,561Interest-bearing deposits
  • $126,153Deposits held in domestic offices
  • 131561.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $63,604Subordinated debt
  • $0All other liabilities
  • $1,404Total equity capital
  • $1,404Total bank equity capital
  • $22,749Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $7,251Undivided profits
  • Memoranda
  • $15,398Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $358Income earned, not collected on loans
  • $763Earning assets
  • $211,628Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $206,361Average Assets, quarterly
  • $215,067Volatile liabilities
  • $73,454Insider loans
  • $236FHLB advances
  • $60,170Loans and leases held for sale
  • $0Unused loan commitments
  • $7,408Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,362Total risk weighted assets
  • $121,230Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,280Total interest expense
  • $9,544Net interest income
  • $5,736Provision for loan and lease losses
  • $0Total noninterest income
  • $1,001Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,001Total noninterest expense
  • $5,908Salaries and employee benefits
  • $2,325Premises and equipment expense
  • $1,475Additional noninterest expense
  • $2,108Pre-tax net operating income
  • $829Securities gains (losses)
  • -$62Applicable income taxes
  • $131Income before extraordinary items
  • $636Extraordinary gains - net
  • $0Net income attributable to bank
  • $636Net charge-offs
  • -$147Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.68%Cost of funding earning assets
  • 4.80%Net interest margin
  • 2.88%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 2.97%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.31%Pretax return on assets
  • 0.37%Return on equity (ROE)
  • 2.86%Retained earnings to average equity (YTD only)
  • 2.86%Net charge-offs to loans
  • -0.09%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 87,695Assets per employee
  • 3.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 721.23%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 132.23%Net loans and leases to core deposits
  • 142.93%Equity capital to assets
  • 10.37%Core capital (leverage) ratio
  • 10.22%Tier 1 risk-based capital ratio
  • 18.45%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $206,361Average earning assets
  • $22,215Average equity
  • $199,030Average loans

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