Suisun Valley Bank in Fairfield, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 21, 1993

  • Suisun Valley Bank in Fairfield, California (CA)
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Suisun Valley Bank - Overview

  • General
  • FDIC Certificate #: 23302
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Westamerica Bank (#3430)
    Federal Reserve ID: 790066
    Date Established: January 02, 1981
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 16334
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1981
    Last Structure Change Effective Date: May 21, 1993
    Last Structure Change Process Date: June 02, 1993
    Last Data Update: June 02, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 2400 Hilborn Road, Fairfield, CA 94533
    County: Solano
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Vallejo-Fairfield-Napa, CA (#8720)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): Vallejo-Fairfield, CA (#46700)
    CBSA Metro Statistical Area: Vallejo-Fairfield, CA (#46700)
  • Financial Summary
  • Total assets: $70.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $59Total assets
  • $70,765Cash and due from depository institutions
  • $4,134Interest-bearing balances
  • $90Securities
  • $9,792Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $53,759Loan loss allowance
  • $1,165Trading account assets
  • $0Bank premises and fixed assets
  • $965Other real estate owned
  • $508Goodwill and other intangibles
  • $1,107Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $70,765Total liabilities
  • $66,307Total deposits
  • $65,773Interest-bearing deposits
  • $57,256Deposits held in domestic offices
  • 65773.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $534Total equity capital
  • $534Total bank equity capital
  • $4,458Perpetual preferred stock
  • $0Common stock
  • $2,727Surplus
  • $1,350Undivided profits
  • Memoranda
  • $381Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $46Income earned, not collected on loans
  • $302Earning assets
  • $64,141Long-term assets (5+ years)
  • $4,206Average Assets, year-to-date
  • $68,489Average Assets, quarterly
  • $70,952Volatile liabilities
  • $12,928Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $12,520Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,458Total risk weighted assets
  • $59,348Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,016Total interest expense
  • $2,356Net interest income
  • $3,660Provision for loan and lease losses
  • $407Total noninterest income
  • $767Fiduciary activities
  • $0Service charges on deposit accounts
  • $600Trading account gains & fees
  • $0Additional noninterest income
  • $167Total noninterest expense
  • $3,644Salaries and employee benefits
  • $1,591Premises and equipment expense
  • $811Additional noninterest expense
  • $1,242Pre-tax net operating income
  • $376Securities gains (losses)
  • -$42Applicable income taxes
  • $132Income before extraordinary items
  • $202Extraordinary gains - net
  • $0Net income attributable to bank
  • $202Net charge-offs
  • $80Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.60%Cost of funding earning assets
  • 3.76%Net interest margin
  • 5.84%Noninterest income to earning assets
  • 1.22%Noninterest expense to earning assets
  • 5.82%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.29%Pretax return on assets
  • 0.49%Return on equity (ROE)
  • 4.73%Retained earnings to average equity (YTD only)
  • 4.73%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 508.75%Efficiency ratio
  • 82,313Assets per employee
  • 1.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.12%Loss allowance to noncurrent loans
  • 2532.61%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 81.73%Net loans and leases to core deposits
  • 101.73%Equity capital to assets
  • 6.30%Core capital (leverage) ratio
  • 6.27%Tier 1 risk-based capital ratio
  • 7.51%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $68,489Average earning assets
  • $4,266Average equity
  • $62,665Average loans

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