SunTrust Bank, East Central Florida in Daytona Beach, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, East Central Florida in Daytona Beach, Florida (FL)
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SunTrust Bank, East Central Florida - Overview

  • General
  • FDIC Certificate #: 15439
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 52531
    Date Established: December 08, 1936
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 24 (Interstate: No)
    FDIC's unique #: 9751
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 08, 1936
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 South Ridgewood Avenue, Daytona Beach, FL 32114
    County: Volusia
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Daytona Beach, FL (#2020)
    Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
    Core Based Statistical Area (CBSA): Deltona-Daytona Beach-Ormond Beach, FL (#19660)
    CBSA Metro Statistical Area: Deltona-Daytona Beach-Ormond Beach, FL (#19660)
  • Financial Summary
  • Total assets: $1,302.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 371Total employees (full-time equivalent)
  • $1,302,505Total assets
  • $43,123Cash and due from depository institutions
  • $484Interest-bearing balances
  • $380,167Securities
  • $13,780Federal funds sold & reverse repurchase agreements
  • $824,800Net loans & leases
  • $11,875Loan loss allowance
  • $0Trading account assets
  • $20,717Bank premises and fixed assets
  • $869Other real estate owned
  • $5,018Goodwill and other intangibles
  • $0Life insurance assets
  • $14,031All other assets
  • $1,302,505Total liabilities and capital
  • $1,211,986Total liabilities
  • $1,050,834Total deposits
  • $892,324Interest-bearing deposits
  • $1,050,834Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $153,970Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $7,182All other liabilities
  • $90,519Total equity capital
  • $90,519Total bank equity capital
  • $90,519Perpetual preferred stock
  • $0Common stock
  • $1,866Surplus
  • $34,042Undivided profits
  • Memoranda
  • $54,611Noncurrent loans and leases
  • $144,390Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,338Earning assets
  • $0Long-term assets (5+ years)
  • $4,164Average Assets, year-to-date
  • $1,219,231Average Assets, quarterly
  • $408,635Volatile liabilities
  • $1,246,674Insider loans
  • $1,285,501FHLB advances
  • $247,655Loans and leases held for sale
  • $63,832Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,216Total risk weighted assets
  • $144,390Total unused commitments
  • $0Restructured Loans and leases
  • $10,828Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $84,035Total interest income
  • $35,237Total interest expense
  • $48,798Net interest income
  • $900Provision for loan and lease losses
  • $21,781Total noninterest income
  • $6,110Fiduciary activities
  • $5,866Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,805Additional noninterest income
  • $37,871Total noninterest expense
  • $16,401Salaries and employee benefits
  • $3,425Premises and equipment expense
  • $18,045Additional noninterest expense
  • $31,808Pre-tax net operating income
  • -$2,651Securities gains (losses)
  • $10,703Applicable income taxes
  • $18,454Income before extraordinary items
  • $0Extraordinary gains - net
  • $18,454Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,161Sale, conversion, retirement of capital stock, net
  • $19,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.18%Yield on earning assets
  • 3.01%Cost of funding earning assets
  • 4.17%Net interest margin
  • 1.86%Noninterest income to earning assets
  • 3.24%Noninterest expense to earning assets
  • 1.62%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 2.34%Pretax return on assets
  • 19.63%Return on equity (ROE)
  • -0.58%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 77.52%Credit loss provision to net charge-offs
  • 28.17%Efficiency ratio
  • 52,744Assets per employee
  • 3.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 102.96%Loss allowance to loans
  • 1.42%Loss allowance to noncurrent loans
  • 222.46%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.64%Net loans and leases to deposits
  • 78.49%Net loans and leases to core deposits
  • 86.17%Equity capital to assets
  • 6.95%Core capital (leverage) ratio
  • 6.95%Tier 1 risk-based capital ratio
  • 10.29%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,246,674Average earning assets
  • $94,009Average equity
  • $1,170,467Average loans

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