SunTrust Bank, Nature Coast in Brooksville, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, Nature Coast in Brooksville, Florida (FL)
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SunTrust Bank, Nature Coast - Overview

  • General
  • FDIC Certificate #: 27123
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 342139
    Date Established: December 14, 1987
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 40 (Interstate: No)
    OTS Docket #: 14490
    FDIC's unique #: 38824
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 14, 1987
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 East Jefferson Street, Brooksville, FL 34601
    County: Hernando
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tampa-St. Petersburg-Clearwater, FL (#8280)
    Core Based Statistical Area (CBSA): Tampa-St. Petersburg-Clearwater, FL (#45300)
    CBSA Metro Statistical Area: Tampa-St. Petersburg-Clearwater, FL (#45300)
  • Financial Summary
  • Total assets: $1,717.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 480Total employees (full-time equivalent)
  • $1,717,694Total assets
  • $47,397Cash and due from depository institutions
  • $437Interest-bearing balances
  • $533,295Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,058,817Net loans & leases
  • $13,501Loan loss allowance
  • $0Trading account assets
  • $25,614Bank premises and fixed assets
  • $1,361Other real estate owned
  • $31,073Goodwill and other intangibles
  • $0Life insurance assets
  • $20,137All other assets
  • $1,717,694Total liabilities and capital
  • $1,583,841Total liabilities
  • $1,394,451Total deposits
  • $1,211,522Interest-bearing deposits
  • $1,394,451Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $132,274Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $41,276Other borrowed funds
  • $0Subordinated debt
  • $15,840All other liabilities
  • $133,853Total equity capital
  • $133,853Total bank equity capital
  • $133,853Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $55,239Undivided profits
  • Memoranda
  • $74,614Noncurrent loans and leases
  • $142,784Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $6,357Earning assets
  • $0Long-term assets (5+ years)
  • $5,169Average Assets, year-to-date
  • $1,592,549Average Assets, quarterly
  • $286,092Volatile liabilities
  • $1,786,468Insider loans
  • $1,746,421FHLB advances
  • $234,971Loans and leases held for sale
  • $17,572Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,245Total risk weighted assets
  • $142,784Total unused commitments
  • $0Restructured Loans and leases
  • $12,901Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $117,648Total interest income
  • $53,495Total interest expense
  • $64,153Net interest income
  • $1,600Provision for loan and lease losses
  • $25,825Total noninterest income
  • $6,657Fiduciary activities
  • $6,105Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,063Additional noninterest income
  • $52,315Total noninterest expense
  • $20,908Salaries and employee benefits
  • $5,399Premises and equipment expense
  • $26,008Additional noninterest expense
  • $36,063Pre-tax net operating income
  • -$2,312Securities gains (losses)
  • $12,183Applicable income taxes
  • $21,568Income before extraordinary items
  • $0Extraordinary gains - net
  • $21,568Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,917Sale, conversion, retirement of capital stock, net
  • $15,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.25%Yield on earning assets
  • 3.30%Cost of funding earning assets
  • 3.95%Net interest margin
  • 1.59%Noninterest income to earning assets
  • 3.22%Noninterest expense to earning assets
  • 1.29%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 16.18%Return on equity (ROE)
  • 4.93%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 83.46%Credit loss provision to net charge-offs
  • 19.65%Efficiency ratio
  • 55,264Assets per employee
  • 3.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 69.55%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 212.38%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.59%Net loans and leases to deposits
  • 75.93%Net loans and leases to core deposits
  • 81.26%Equity capital to assets
  • 7.79%Core capital (leverage) ratio
  • 6.30%Tier 1 risk-based capital ratio
  • 10.52%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,786,468Average earning assets
  • $133,322Average equity
  • $1,622,985Average loans

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