SunTrust Bank, North Central Florida in Ocala, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

  • SunTrust Bank, North Central Florida in Ocala, Florida (FL)
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SunTrust Bank, North Central Florida - Overview

  • General
  • FDIC Certificate #: 8019
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 539733
    Date Established: January 01, 1910
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 16 (Interstate: No)
    OTS Docket #: 14370
    FDIC's unique #: 5102
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 203 East Silver Springs Boulevard, Ocala, FL 34470
    County: Marion
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Ocala, FL (#5790)
    Core Based Statistical Area (CBSA): Ocala, FL (#36100)
    CBSA Metro Statistical Area: Ocala, FL (#36100)
  • Financial Summary
  • Total assets: $1,071.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 317Total employees (full-time equivalent)
  • $1,070,982Total assets
  • $100,872Cash and due from depository institutions
  • $307Interest-bearing balances
  • $189,203Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $747,848Net loans & leases
  • $11,487Loan loss allowance
  • $0Trading account assets
  • $20,253Bank premises and fixed assets
  • $485Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $12,321All other assets
  • $1,070,982Total liabilities and capital
  • $994,687Total liabilities
  • $814,846Total deposits
  • $551,787Interest-bearing deposits
  • $814,846Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $141,620Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $30,000Other borrowed funds
  • $0Subordinated debt
  • $8,221All other liabilities
  • $76,295Total equity capital
  • $76,295Total bank equity capital
  • $76,295Perpetual preferred stock
  • $0Common stock
  • $2,375Surplus
  • $12,031Undivided profits
  • Memoranda
  • $61,889Noncurrent loans and leases
  • $138,663Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,635Earning assets
  • $0Long-term assets (5+ years)
  • $3,531Average Assets, year-to-date
  • $937,358Average Assets, quarterly
  • $255,303Volatile liabilities
  • $1,023,832Insider loans
  • $1,052,716FHLB advances
  • $187,103Loans and leases held for sale
  • $1,981Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,280Tier 2 risk-based capital
  • $905Total risk weighted assets
  • $138,663Total unused commitments
  • $0Restructured Loans and leases
  • $9,372Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $70,760Total interest income
  • $30,315Total interest expense
  • $40,445Net interest income
  • $1,200Provision for loan and lease losses
  • $16,477Total noninterest income
  • $4,379Fiduciary activities
  • $5,147Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,951Additional noninterest income
  • $31,219Total noninterest expense
  • $13,268Salaries and employee benefits
  • $3,304Premises and equipment expense
  • $14,647Additional noninterest expense
  • $24,503Pre-tax net operating income
  • -$1,723Securities gains (losses)
  • $8,359Applicable income taxes
  • $14,421Income before extraordinary items
  • $0Extraordinary gains - net
  • $14,421Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $590Sale, conversion, retirement of capital stock, net
  • $12,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.47%Yield on earning assets
  • 3.20%Cost of funding earning assets
  • 4.27%Net interest margin
  • 1.74%Noninterest income to earning assets
  • 3.30%Noninterest expense to earning assets
  • 1.52%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 2.22%Pretax return on assets
  • 18.77%Return on equity (ROE)
  • 3.15%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 203.39%Credit loss provision to net charge-offs
  • 43.56%Efficiency ratio
  • 54,845Assets per employee
  • 3.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.21%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 435.94%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 91.78%Net loans and leases to core deposits
  • 97.20%Equity capital to assets
  • 7.12%Core capital (leverage) ratio
  • 7.52%Tier 1 risk-based capital ratio
  • 10.45%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,023,832Average earning assets
  • $76,825Average equity
  • $946,885Average loans

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