SunTrust BankCard, National Association in Orlando, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 22, 2005

  • SunTrust BankCard, National Association in Orlando, Florida (FL)
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SunTrust BankCard, National Association - Overview

  • General
  • FDIC Certificate #: 33817
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank (#867)
    Federal Reserve ID: 2060110
    Date Established: July 06, 1993
    WWW: http://www.suntrust.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 48117
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 06, 1993
    Last Structure Change Effective Date: April 22, 2005
    Last Structure Change Process Date: May 06, 2005
    Last Data Update: May 06, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 7455 Chancellor Drive, Orlando, FL 32809
    County: Orange
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Orlando, FL (#5960)
    Combined Statistical Area (CSA): Orlando-Deltona-Daytona Beach, FL (#422)
    Core Based Statistical Area (CBSA): Orlando-Kissimmee-Sanford, FL (#36740)
    CBSA Metro Statistical Area: Orlando-Kissimmee-Sanford, FL (#36740)
  • Financial Summary
  • Total assets: $220.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $209,314Total assets
  • $19Cash and due from depository institutions
  • $0Interest-bearing balances
  • $148Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $170,305Net loans & leases
  • $3,905Loan loss allowance
  • $0Trading account assets
  • $351Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $38,491All other assets
  • $209,314Total liabilities and capital
  • $179,128Total liabilities
  • $14,643Total deposits
  • $14,643Interest-bearing deposits
  • $14,643Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $155,600Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,050Other borrowed funds
  • $0Subordinated debt
  • $4,835All other liabilities
  • $30,186Total equity capital
  • $30,186Total bank equity capital
  • $30,186Perpetual preferred stock
  • $0Common stock
  • $1,150Surplus
  • $21,840Undivided profits
  • Memoranda
  • $7,196Noncurrent loans and leases
  • $874,172Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,215Earning assets
  • $0Long-term assets (5+ years)
  • $1Average Assets, year-to-date
  • $170,453Average Assets, quarterly
  • $148Volatile liabilities
  • $187,809Insider loans
  • $203,234FHLB advances
  • $159,650Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $874,172Total unused commitments
  • $0Restructured Loans and leases
  • $2,639Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $10,463Total interest income
  • $2,660Total interest expense
  • $7,803Net interest income
  • $1,910Provision for loan and lease losses
  • $41,270Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $41,270Additional noninterest income
  • $39,053Total noninterest expense
  • $6,625Salaries and employee benefits
  • $413Premises and equipment expense
  • $32,015Additional noninterest expense
  • $8,110Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,871Applicable income taxes
  • $5,239Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,239Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,145Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.88%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 5.13%Net interest margin
  • 27.15%Noninterest income to earning assets
  • 25.69%Noninterest expense to earning assets
  • 2.79%Net operating income to assets
  • 2.79%Return on assets (ROA)
  • 4.32%Pretax return on assets
  • 19.05%Return on equity (ROE)
  • 19.05%Retained earnings to average equity (YTD only)
  • 1.38%Net charge-offs to loans
  • 89.04%Credit loss provision to net charge-offs
  • 4.67%Efficiency ratio
  • 79,581Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.24%Loss allowance to noncurrent loans
  • 321.40%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 1163.05%Net loans and leases to core deposits
  • 1163.05%Equity capital to assets
  • 14.42%Core capital (leverage) ratio
  • 13.88%Tier 1 risk-based capital ratio
  • 14.38%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $187,809Average earning assets
  • $27,506Average equity
  • $152,031Average loans

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