Suntrust Bank, Treasure Coast, National Association in Fort Pierce, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1997

  • Suntrust Bank, Treasure Coast, National Association in Fort Pierce, Florida (FL)
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Suntrust Bank, Treasure Coast, National Association - Overview

  • General
  • FDIC Certificate #: 24202
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SunTrust Bank, South Florida, National Association (#17429)
    Federal Reserve ID: 197030
    Date Established: December 01, 1982
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 20 (Interstate: No)
    OTS Docket #: 11827
    FDIC's unique #: 16855
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 01, 1982
    Last Structure Change Effective Date: April 01, 1997
    Last Structure Change Process Date: April 17, 1997
    Last Data Update: April 17, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 Orange Avenue, Fort Pierce, FL 34950
    County: St. Lucie
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Fort Pierce-Port St. Lucie, FL (#2710)
    Combined Statistical Area (CSA): Port St. Lucie-Sebastian-Vero Beach, FL (#442)
    Core Based Statistical Area (CBSA): Port St. Lucie, FL (#38940)
    CBSA Metro Statistical Area: Port St. Lucie, FL (#38940)
  • Financial Summary
  • Total assets: $798.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $258Total assets
  • $769,006Cash and due from depository institutions
  • $38,751Interest-bearing balances
  • $182Securities
  • $136,773Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $570,796Loan loss allowance
  • $7,369Trading account assets
  • $0Bank premises and fixed assets
  • $13,166Other real estate owned
  • $1,250Goodwill and other intangibles
  • $8,270Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $769,006Total liabilities
  • $714,598Total deposits
  • $603,748Interest-bearing deposits
  • $510,795Deposits held in domestic offices
  • 603748.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $48,042Trading liabilities
  • $0Other borrowed funds
  • $57,405Subordinated debt
  • $0All other liabilities
  • $5,403Total equity capital
  • $5,403Total bank equity capital
  • $54,408Perpetual preferred stock
  • $0Common stock
  • $3,447Surplus
  • $15,669Undivided profits
  • Memoranda
  • $35,292Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,091Income earned, not collected on loans
  • $3,102Earning assets
  • $707,751Long-term assets (5+ years)
  • $99,178Average Assets, year-to-date
  • $753,811Average Assets, quarterly
  • $761,691Volatile liabilities
  • $197,334Insider loans
  • $29,681FHLB advances
  • $0Loans and leases held for sale
  • $1,147Unused loan commitments
  • $67,030Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $54,098Total risk weighted assets
  • $527,634Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $56,318Total interest expense
  • $27,024Net interest income
  • $29,294Provision for loan and lease losses
  • $3,749Total noninterest income
  • $9,189Fiduciary activities
  • $2,721Service charges on deposit accounts
  • $2,648Trading account gains & fees
  • $0Additional noninterest income
  • $3,820Total noninterest expense
  • $22,707Salaries and employee benefits
  • $9,469Premises and equipment expense
  • $3,183Additional noninterest expense
  • $10,055Pre-tax net operating income
  • $12,027Securities gains (losses)
  • -$179Applicable income taxes
  • $4,231Income before extraordinary items
  • $7,617Extraordinary gains - net
  • $0Net income attributable to bank
  • $7,617Net charge-offs
  • $3,609Cash dividends
  • $6,400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 3.85%Net interest margin
  • 4.17%Noninterest income to earning assets
  • 1.31%Noninterest expense to earning assets
  • 3.23%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 1.57%Return on equity (ROE)
  • 14.20%Retained earnings to average equity (YTD only)
  • 2.27%Net charge-offs to loans
  • 0.65%Credit loss provision to net charge-offs
  • 103.88%Efficiency ratio
  • 58,969Assets per employee
  • 2.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.02%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 91.08%Noncurrent assets plus other real estate owned to assets
  • 1.21%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 94.54%Net loans and leases to core deposits
  • 111.51%Equity capital to assets
  • 7.08%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 10.25%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $753,811Average earning assets
  • $53,640Average equity
  • $702,026Average loans

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