Superior National Bank in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 14, 1994

  • Superior National Bank in Kansas City, Missouri (MO)
  • Show street view No street view available for this location

Superior National Bank - Overview

  • General
  • FDIC Certificate #: 25678
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Mercantile Bank of Warrensburg (#8292)
    Federal Reserve ID: 621450
    Date Established: October 05, 1984
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17578
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 05, 1984
    Last Structure Change Effective Date: April 14, 1994
    Last Structure Change Process Date: April 15, 1994
    Last Data Update: April 15, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 3101 Broadway, Kansas City, MO 64111
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $20.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $11Total assets
  • $19,970Cash and due from depository institutions
  • $1,654Interest-bearing balances
  • $0Securities
  • $2,969Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $14,209Loan loss allowance
  • $609Trading account assets
  • $0Bank premises and fixed assets
  • $258Other real estate owned
  • $695Goodwill and other intangibles
  • $185Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $19,970Total liabilities
  • $19,917Total deposits
  • $19,618Interest-bearing deposits
  • $18,035Deposits held in domestic offices
  • 19618.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $299Total equity capital
  • $299Total bank equity capital
  • $53Perpetual preferred stock
  • $0Common stock
  • $1,050Surplus
  • $2,250Undivided profits
  • Memoranda
  • $-3,247Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,168Income earned, not collected on loans
  • $90Earning assets
  • $17,178Long-term assets (5+ years)
  • $1,360Average Assets, year-to-date
  • $22,544Average Assets, quarterly
  • $20,779Volatile liabilities
  • $2,058Insider loans
  • $339FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $885Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $53Total risk weighted assets
  • $14,973Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,860Total interest expense
  • $1,199Net interest income
  • $661Provision for loan and lease losses
  • $541Total noninterest income
  • $180Fiduciary activities
  • $0Service charges on deposit accounts
  • $126Trading account gains & fees
  • $0Additional noninterest income
  • $54Total noninterest expense
  • $1,527Salaries and employee benefits
  • $363Premises and equipment expense
  • $141Additional noninterest expense
  • $1,023Pre-tax net operating income
  • -$1,227Securities gains (losses)
  • $49Applicable income taxes
  • $0Income before extraordinary items
  • -$1,178Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,178Net charge-offs
  • $318Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $300Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.49%Cost of funding earning assets
  • 6.11%Net interest margin
  • 3.37%Noninterest income to earning assets
  • 0.92%Noninterest expense to earning assets
  • 7.79%Net operating income to assets
  • -5.44%Return on assets (ROA)
  • -5.23%Pretax return on assets
  • -5.23%Return on equity (ROE)
  • -210.28%Retained earnings to average equity (YTD only)
  • -210.28%Net charge-offs to loans
  • 1.92%Credit loss provision to net charge-offs
  • 170.13%Efficiency ratio
  • 181,570Assets per employee
  • 1.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.11%Loss allowance to noncurrent loans
  • 52.14%Noncurrent assets plus other real estate owned to assets
  • 9.33%Noncurrent loans to loans
  • 7.88%Net loans and leases to deposits
  • 72.43%Net loans and leases to core deposits
  • 80.92%Equity capital to assets
  • 0.27%Core capital (leverage) ratio
  • 0.26%Tier 1 risk-based capital ratio
  • 0.35%Total risk-based capital ratio
  • Memoranda
  • $1Average assets
  • $22,544Average earning assets
  • $560Average equity
  • $19,608Average loans

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