Susquehanna Bank in city_name, state_name - Detailed Financial Reports, Location

Susquehanna Bank in Hagerstown, Maryland (MD)
Show street view No street view available for this location

Susquehanna Bank - Overview

General
FDIC Certificate #: 9694
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Susquehanna Bank (#7579)
Federal Reserve ID: 818625
Date Established: April 01, 1925
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 60 (Interstate: No)
OTS Docket #: 11826
FDIC's unique #: 6202
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 11, 2008
Last Structure Change Process Date: November 07, 2008
Last Data Update: November 07, 2008
Data Source Date: April 05, 2012
Location
Address: 59 West Washington Street, Hagerstown, MD 21740
County: Washington
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Baltimore
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Hagerstown, MD (#3180)
Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
Core Based Statistical Area (CBSA): Hagerstown-Martinsburg, MD-WV (#25180)
CBSA Metro Statistical Area: Hagerstown-Martinsburg, MD-WV (#25180)
Financial Summary
Total assets: $3,675.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

Dollar figures in thousands
583Total employees (full-time equivalent)
$3,360,503Total assets
$102,000Cash and due from depository institutions
$3,762Interest-bearing balances
$545,847Securities
$0Federal funds sold & reverse repurchase agreements
$2,467,115Net loans & leases
$17,569Loan loss allowance
$0Trading account assets
$32,561Bank premises and fixed assets
$4,948Other real estate owned
$29,426Goodwill and other intangibles
$89,290Life insurance assets
$178,606All other assets
$3,360,503Total liabilities and capital
$3,074,330Total liabilities
$2,414,134Total deposits
$2,032,269Interest-bearing deposits
$2,414,134Deposits held in domestic offices
0.00%% insured (estimated)
$337,221Federal funds purchased & repurchase agreements
$0Trading liabilities
$255,288Other borrowed funds
$50,000Subordinated debt
$17,687All other liabilities
$286,173Total equity capital
$286,173Total bank equity capital
$286,173Perpetual preferred stock
$0Common stock
$2,158Surplus
$109,796Undivided profits
Memoranda
$174,219Noncurrent loans and leases
$728,969Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$15,382Earning assets
$91Long-term assets (5+ years)
$14,393Average Assets, year-to-date
$3,016,724Average Assets, quarterly
$790,302Volatile liabilities
$3,113,012Insider loans
$3,270,185FHLB advances
$826,165Loans and leases held for sale
$34,241Unused loan commitments
$225,288Tier 1 (core) risk-based capital
$68,978Tier 2 risk-based capital
$109,996Total risk weighted assets
$728,969Total unused commitments
$0Restructured Loans and leases
$67,819Derivatives

Income and Expense (December 31, 2007)

Dollar figures in thousands
$194,742Total interest income
$93,609Total interest expense
$101,133Net interest income
$3,598Provision for loan and lease losses
$25,356Total noninterest income
$0Fiduciary activities
$11,301Service charges on deposit accounts
$0Trading account gains & fees
$14,055Additional noninterest income
$73,278Total noninterest expense
$28,823Salaries and employee benefits
$8,738Premises and equipment expense
$35,717Additional noninterest expense
$49,613Pre-tax net operating income
-$5,854Securities gains (losses)
$9,526Applicable income taxes
$34,233Income before extraordinary items
$0Extraordinary gains - net
$34,233Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$3,358Sale, conversion, retirement of capital stock, net
$24,000Net operating income

Performance and Condition Ratios (December 31, 2007)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.99%Yield on earning assets
3.36%Cost of funding earning assets
3.63%Net interest margin
0.91%Noninterest income to earning assets
2.63%Noninterest expense to earning assets
1.25%Net operating income to assets
1.10%Return on assets (ROA)
1.41%Pretax return on assets
12.41%Return on equity (ROE)
3.71%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
107.15%Credit loss provision to net charge-offs
15.85%Efficiency ratio
57,532Assets per employee
5.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.11%Loss allowance to loans
0.71%Loss allowance to noncurrent loans
114.22%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.62%Net loans and leases to deposits
102.19%Net loans and leases to core deposits
123.04%Equity capital to assets
8.52%Core capital (leverage) ratio
7.94%Tier 1 risk-based capital ratio
8.46%Total risk-based capital ratio
Memoranda
$11Average assets
$3,113,012Average earning assets
$275,811Average equity
$2,786,640Average loans

Bank Assets Sold and Securitized (December 31, 2007)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$159,521All other loans and all leases
Past due loan amounts 30-89 days (included in principal balance)
$01-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$244All other loans and all leases
Past due loan amounts 90 days or more (included in principal balance)
$01-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$54All other loans and all leases
Charge-offs on Assets Sold and Securitized (included in principal balance and YTD only)
$01-4 family residential loans
$0>Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
$169All other loans and all leases

Susquehanna Bank in Hagerstown, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

Susquehanna Bank - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Bank Assets Sold and Securitized (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

Susquehanna Bank in Hagerstown, Maryland (MD)Overview, Financial Summary, Detailed Financial Reports, Branches

Susquehanna Bank - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Bank Assets Sold and Securitized (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

Susquehanna Bank in Hagerstown, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches