T. Rowe Price Savings Bank in Baltimore, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • T. Rowe Price Savings Bank in Baltimore, Maryland (MD)
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T. Rowe Price Savings Bank - Overview

  • General
  • FDIC Certificate #: 35154
    Status: Active
    Federal Reserve ID: 2916534
    Date Established: June 05, 2000
    WWW: http://www.troweprice.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15731
    FDIC's unique #: 75150
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: June 05, 2000
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East Pratt Street, Baltimore, MD 21202
    County: Baltimore City
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Baltimore, MD (#720)
    Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580)
    CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $200.9 mil
    Equity capital: $24.0 mil
    Deposits held in domestic offices: $173.5 mil
    Return on assets (ROA): 0.32% ($0.6 mil)
    Quarterly return on assets: 0.34% ($0.7 mil)
    Return on Equity (ROE): 2.64% ($0.6 mil)
    Quarterly return on equity: 2.86% ($0.7 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.54% ($1,085.1 mil)
    Quarterly Pretax return on assets: 0.55% ($1,105.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1Total employees (full-time equivalent)
  • $200,948Total assets
  • $384Cash and due from depository institutions
  • $261Interest-bearing balances
  • $199,344Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $1Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $200,948Life insurance assets
  • $1,219All other assets
  • $176,952Total liabilities and capital
  • $173,452Total liabilities
  • $173,452Total deposits
  • $173,452Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,500Subordinated debt
  • $23,996All other liabilities
  • $23,996Total equity capital
  • $23,996Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $19,999Surplus
  • $3,996Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $703Long-term assets (5+ years)
  • $199,605Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $193,801Volatile liabilities
  • $200,031Insider loans
  • $55,539FHLB advances
  • $197,815Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $22,085Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,416Total interest income
  • $3,035Total interest expense
  • $2,381Net interest income
  • $0Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,313Total noninterest expense
  • $502Salaries and employee benefits
  • $269Premises and equipment expense
  • $542Additional noninterest expense
  • $1,068Pre-tax net operating income
  • -$27Securities gains (losses)
  • $413Applicable income taxes
  • $628Income before extraordinary items
  • $0Extraordinary gains - net
  • $628Net income attributable to bank
  • $0Net charge-offs
  • $628Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.82%Yield on earning assets
  • 1.58%Cost of funding earning assets
  • 1.24%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 0.68%Noninterest expense to earning assets
  • 0.33%Net operating income to assets
  • 0.32%Return on assets (ROA)
  • 0.54%Pretax return on assets
  • 2.64%Return on equity (ROE)
  • 2.64%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,145Assets per employee
  • 200.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 11.94%Core capital (leverage) ratio
  • 11.16%Tier 1 risk-based capital ratio
  • 39.76%Total risk-based capital ratio
  • Memoranda
  • $40Average assets
  • $193,801Average earning assets
  • $23,760Average equity
  • $192,258Average loans

List of branches

  • 1 Maryland Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    075150T. Rowe Price Savings Bank100 East Pratt Street, Baltimore, MD 21202June 05, 2000Full Service Brick and Mortar

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