Templeton National Bank in Templeton, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 08, 1995

  • Templeton National Bank in Templeton, California (CA)
  • Show street view No street view available for this location

Templeton National Bank - Overview

  • General
  • FDIC Certificate #: 32710
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Santa Maria (#22623)
    Federal Reserve ID: 1416112
    Date Established: December 01, 1989
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 45546
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 01, 1989
    Last Structure Change Effective Date: September 08, 1995
    Last Structure Change Process Date: September 27, 1995
    Last Data Update: September 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 1025 Las Tablas Road, Templeton, CA 93465
    County: San Luis Obispo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Luis Obispo-Atascadero-Paso Robles, CA (#7460)
    Core Based Statistical Area (CBSA): San Luis Obispo-Paso Robles, CA (#42020)
    CBSA Metro Statistical Area: San Luis Obispo-Paso Robles, CA (#42020)
  • Financial Summary
  • Total assets: $27.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $11Total assets
  • $27,917Cash and due from depository institutions
  • $1,634Interest-bearing balances
  • $399Securities
  • $6,076Federal funds sold & reverse repurchase agreements
  • $2,145Net loans & leases
  • $17,441Loan loss allowance
  • $254Trading account assets
  • $0Bank premises and fixed assets
  • $72Other real estate owned
  • $328Goodwill and other intangibles
  • $221Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $27,917Total liabilities
  • $25,113Total deposits
  • $24,975Interest-bearing deposits
  • $21,986Deposits held in domestic offices
  • 24975.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $138Total equity capital
  • $138Total bank equity capital
  • $2,804Perpetual preferred stock
  • $0Common stock
  • $1,320Surplus
  • $1,320Undivided profits
  • Memoranda
  • $164Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $202Income earned, not collected on loans
  • $113Earning assets
  • $26,061Long-term assets (5+ years)
  • $356Average Assets, year-to-date
  • $26,001Average Assets, quarterly
  • $28,649Volatile liabilities
  • $1,875Insider loans
  • $168FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,056Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,804Total risk weighted assets
  • $18,383Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,137Total interest expense
  • $762Net interest income
  • $1,375Provision for loan and lease losses
  • $0Total noninterest income
  • $130Fiduciary activities
  • $0Service charges on deposit accounts
  • $26Trading account gains & fees
  • $0Additional noninterest income
  • $104Total noninterest expense
  • $1,074Salaries and employee benefits
  • $498Premises and equipment expense
  • $170Additional noninterest expense
  • $406Pre-tax net operating income
  • $431Securities gains (losses)
  • $0Applicable income taxes
  • $135Income before extraordinary items
  • $296Extraordinary gains - net
  • $0Net income attributable to bank
  • $296Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.88%Cost of funding earning assets
  • 3.17%Net interest margin
  • 5.71%Noninterest income to earning assets
  • 0.54%Noninterest expense to earning assets
  • 4.46%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 11.11%Retained earnings to average equity (YTD only)
  • 11.11%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,033Assets per employee
  • 2.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 125.74%Noncurrent assets plus other real estate owned to assets
  • 1.90%Noncurrent loans to loans
  • 1.14%Net loans and leases to deposits
  • 69.83%Net loans and leases to core deposits
  • 75.50%Equity capital to assets
  • 10.04%Core capital (leverage) ratio
  • 9.47%Tier 1 risk-based capital ratio
  • 15.25%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $26,001Average earning assets
  • $2,663Average equity
  • $24,071Average loans

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