Templeton Savings Bank in Templeton, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Templeton Savings Bank - Overview

  • General
  • FDIC Certificate #: 969
    Status: Active
    Federal Reserve ID: 366247
    Date Established: January 01, 1923
    WWW: http://www.templetonsavingsbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 636
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 S Main St, Templeton, IA 51463
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $94.5 mil
    Equity capital: $12.0 mil
    Deposits held in domestic offices: $76.2 mil
    Return on assets (ROA): 1.34% ($1.3 mil)
    Quarterly return on assets: 1.43% ($1.3 mil)
    Return on Equity (ROE): 10.47% ($1.3 mil)
    Quarterly return on equity: 11.25% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 2.02% ($1,908.9 mil)
    Quarterly Pretax return on assets: 2.08% ($1,965.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $94,498Total assets
  • $2,213Cash and due from depository institutions
  • $1,872Interest-bearing balances
  • $24,349Securities
  • $634Federal funds sold & reverse repurchase agreements
  • $62,626Net loans & leases
  • $959Loan loss allowance
  • $0Trading account assets
  • $707Bank premises and fixed assets
  • $0Other real estate owned
  • $2,116Goodwill and other intangibles
  • $94,498Life insurance assets
  • $1,853All other assets
  • $82,496Total liabilities and capital
  • $76,161Total liabilities
  • $62,409Total deposits
  • $76,161Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,600Trading liabilities
  • $0Other borrowed funds
  • $735Subordinated debt
  • $12,002All other liabilities
  • $12,002Total equity capital
  • $12,002Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $1,100Surplus
  • $10,752Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $1,084Long-term assets (5+ years)
  • $89,481Average Assets, year-to-date
  • $18,723Average Assets, quarterly
  • $91,785Volatile liabilities
  • $93,991Insider loans
  • $65,050FHLB advances
  • $93,212Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,842Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,335Restructured Loans and leases
  • $862Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,125Total interest income
  • $664Total interest expense
  • $3,461Net interest income
  • $78Provision for loan and lease losses
  • $411Total noninterest income
  • $0Fiduciary activities
  • $380Service charges on deposit accounts
  • $0Trading account gains & fees
  • $31Additional noninterest income
  • $1,968Total noninterest expense
  • $1,384Salaries and employee benefits
  • $125Premises and equipment expense
  • $459Additional noninterest expense
  • $1,826Pre-tax net operating income
  • $26Securities gains (losses)
  • $625Applicable income taxes
  • $1,227Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,227Net income attributable to bank
  • $0Net charge-offs
  • $1,227Cash dividends
  • $43Sale, conversion, retirement of capital stock, net
  • $433Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.76%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.27%Noninterest expense to earning assets
  • 1.32%Net operating income to assets
  • 1.34%Return on assets (ROA)
  • 2.02%Pretax return on assets
  • 10.47%Return on equity (ROE)
  • 6.77%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 181.40%Credit loss provision to net charge-offs
  • 44.28%Efficiency ratio
  • 50,775Assets per employee
  • 5.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.29%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.23%Net loans and leases to core deposits
  • 86.21%Equity capital to assets
  • 12.70%Core capital (leverage) ratio
  • 10.56%Tier 1 risk-based capital ratio
  • 15.13%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $91,785Average earning assets
  • $11,723Average equity
  • $86,645Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $9Managed Assets
  • 1Number of Accounts
  • $5Personal trust and agency accounts
  • $5Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 2Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $4Other retirement accounts
  • $4Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0636Templeton Savings Bank103 S Main St, Templeton, IA 51463January 01, 1923Full Service Brick and Mortar
    1192Templeton Savings Bank Branch223 Main Street, Manning, IA 51455January 01, 1924Full Service Brick and Mortar

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