Texas National Bank in Sweetwater, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Texas National Bank - Overview

  • General
  • FDIC Certificate #: 34014
    Status: Active
    Federal Reserve ID: 1435092
    Bank Holding Company (Regulatory Top Holder): Mesa Financial Corporation (RSSDID: 2299040, Location: Sweetwater, TX)
    Date Established: May 08, 1995
    WWW: http://www.tnbnetbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 55592
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: May 08, 1995
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 East Broadway, Sweetwater, TX 79556
    County: Nolan
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Sweetwater, TX (#45020)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $90.8 mil
    Equity capital: $12.9 mil
    Deposits held in domestic offices: $77.9 mil
    Return on assets (ROA): 1.48% ($1.3 mil)
    Quarterly return on assets: 1.54% ($1.4 mil)
    Return on Equity (ROE): 10.57% ($1.4 mil)
    Quarterly return on equity: 10.91% ($1.4 mil)
    Net income: $1.3 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.48% ($1,344.5 mil)
    Quarterly Pretax return on assets: 1.54% ($1,399.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $90,843Total assets
  • $7,721Cash and due from depository institutions
  • $5,716Interest-bearing balances
  • $57,298Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $23,586Net loans & leases
  • $640Loan loss allowance
  • $0Trading account assets
  • $629Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $90,843Life insurance assets
  • $1,609All other assets
  • $77,977Total liabilities and capital
  • $77,909Total liabilities
  • $58,330Total deposits
  • $77,909Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $68Subordinated debt
  • $12,866All other liabilities
  • $12,866Total equity capital
  • $12,866Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $3,350Surplus
  • $8,516Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $38Income earned, not collected on loans
  • $0Earning assets
  • $622Long-term assets (5+ years)
  • $86,600Average Assets, year-to-date
  • $45,315Average Assets, quarterly
  • $87,337Volatile liabilities
  • $92,036Insider loans
  • $42,456FHLB advances
  • $92,090Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,617Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,122Restructured Loans and leases
  • $450Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,362Total interest income
  • $346Total interest expense
  • $3,016Net interest income
  • $0Provision for loan and lease losses
  • $701Total noninterest income
  • $0Fiduciary activities
  • $445Service charges on deposit accounts
  • $0Trading account gains & fees
  • $256Additional noninterest income
  • $2,470Total noninterest expense
  • $1,393Salaries and employee benefits
  • $325Premises and equipment expense
  • $752Additional noninterest expense
  • $1,247Pre-tax net operating income
  • $45Securities gains (losses)
  • $0Applicable income taxes
  • $1,292Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,292Net income attributable to bank
  • $0Net charge-offs
  • $1,292Cash dividends
  • -$54Sale, conversion, retirement of capital stock, net
  • $641Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.05%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 3.63%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 2.97%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 10.57%Return on equity (ROE)
  • 5.33%Retained earnings to average equity (YTD only)
  • -0.21%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,451Assets per employee
  • 3.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.61%Loss allowance to loans
  • 2.64%Loss allowance to noncurrent loans
  • 1684.21%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.16%Net loans and leases to deposits
  • 30.27%Net loans and leases to core deposits
  • 30.98%Equity capital to assets
  • 14.16%Core capital (leverage) ratio
  • 11.53%Tier 1 risk-based capital ratio
  • 25.01%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $87,337Average earning assets
  • $12,223Average equity
  • $83,078Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    055592Texas National Bank400 East Broadway, Sweetwater, TX 79556May 08, 1995Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Texas National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents