Hamlin National Bank in Hamlin, Texas (TX)



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Hamlin National Bank routing number info

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Hamlin National Bank
GeneralFDIC Certificate #: 3244
Status: Active
Federal Reserve ID: 464750
Bank Holding Company (Regulatory Top Holder): Hamlin Financial Corporation, The (RSSDID: 1103225, Location: Hamlin, TX)
Date Established: January 01, 1907
WWW: http://www.hamlinnationalbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 2093
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 231 South Central Avenue, Hamlin, TX 79520
County: Jones
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Abilene, TX (#10180)
CBSA Metro Statistical Area: Abilene, TX (#10180)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $96.4 mil
Equity capital: $15.1 mil
Deposits held in domestic offices: $80.2 mil
Return on assets (ROA): 1.05% ($1.0 mil)
Quarterly return on assets: -0.17% (-$0.2 mil)
Return on Equity (ROE): 6.53% ($1.0 mil)
Quarterly return on equity: -1.05% (-$0.2 mil)
Net income: $1.0 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 1.05% ($1,012.7 mil)
Quarterly Pretax return on assets: -0.17% (-$164.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)33
Total assets$96,444
Cash and due from depository institutions$6,143
Interest-bearing balances$2,462
Securities$33,416
Federal funds sold & reverse repurchase agreements$9,175
Net loans & leases$38,809
Loan loss allowance $1,953
Trading account assets$0
Bank premises and fixed assets$810
Other real estate owned$4,368
Goodwill and other intangibles$0
All other assets$3,723
Life insurance assets$96,444
Total liabilities and capital$81,312
Total liabilities$80,178
Total deposits$55,523
Interest-bearing deposits$80,178
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$135
Other borrowed funds $0
Subordinated debt $999
All other liabilities $15,132
Total equity capital$15,132
Total bank equity capital$15,132
Perpetual preferred stock$0
Common stock$1,000
Surplus$1,000
Undivided profits $13,132
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $2,972
Earning assets $0
Long-term assets (5+ years) $868
Average Assets, year-to-date $83,862
Average Assets, quarterly $40,157
Volatile liabilities $91,608
Insider loans $96,648
FHLB advances $56,291
Loans and leases held for sale $95,919
Unused loan commitments $2,080
Tier 1 (core) risk-based capital $2,080
Tier 2 risk-based capital $14,183
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,408
Derivatives$1,329
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,909
Total interest expense $466
Net interest income $3,443
Provision for loan and lease losses $0
Total noninterest income $710
Fiduciary activities $0
Service charges on deposit accounts $435
Trading account gains & fees $0
Additional noninterest income $275
Total noninterest expense $3,255
Salaries and employee benefits $1,707
Premises and equipment expense $357
Additional noninterest expense $1,191
Pre-tax net operating income $898
Securities gains (losses) $62
Applicable income taxes $0
Income before extraordinary items $960
Extraordinary gains - net $0
Net income attributable to bank $960
Net charge-offs $0
Cash dividends $960
Sale, conversion, retirement of capital stock, net $389
Net operating income $630
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.87%
Cost of funding earning assets 0.58%
Net interest margin 4.29%
Noninterest income to earning assets 0.88%
Noninterest expense to earning assets 4.05%
Net operating income to assets 0.98%
Return on assets (ROA) 1.05%
Pretax return on assets 1.05%
Return on equity (ROE) 6.53%
Retained earnings to average equity (YTD only) 2.24%
Net charge-offs to loans 0.84%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio2.31%
Assets per employee$78,377
Cash dividends to net income (YTD only)2.92%
Condition Ratios (%)
Loss allowance to loans 65.63%
Loss allowance to noncurrent loans 4.79%
Noncurrent assets plus other real estate owned to assets 65.71%
Noncurrent loans to loans 7.61%
Net loans and leases to deposits7.29%
Net loans and leases to core deposits 48.40%
Equity capital to assets 51.49%
Core capital (leverage) ratio 15.69%
Tier 1 risk-based capital ratio 14.79%
Total risk-based capital ratio 25.20%
Memoranda
Average assets$26
Average earning assets$91,608
Average equity $14,702
Average loans $80,289
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2 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02093Hamlin National Bank231 South Central Avenue, Hamlin, TX 79520January 01, 1907Full Service Brick and Mortar
37393Rule BranchFifth And Union, Rule, TX 79547January 01, 1917Full Service Brick and Mortar
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