Hamlin National Bank in Hamlin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Hamlin National Bank - Overview

  • General
  • FDIC Certificate #: 3244
    Status: Active
    Federal Reserve ID: 464750
    Bank Holding Company (Regulatory Top Holder): Hamlin Financial Corporation, The (RSSDID: 1103225, Location: Hamlin, TX)
    Date Established: January 01, 1907
    WWW: http://www.hamlinnationalbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 2093
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 231 South Central Avenue, Hamlin, TX 79520
    County: Jones
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Abilene, TX (#10180)
    CBSA Metro Statistical Area: Abilene, TX (#10180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $96.4 mil
    Equity capital: $15.1 mil
    Deposits held in domestic offices: $80.2 mil
    Return on assets (ROA): 1.05% ($1.0 mil)
    Quarterly return on assets: -0.17% (-$0.2 mil)
    Return on Equity (ROE): 6.53% ($1.0 mil)
    Quarterly return on equity: -1.05% (-$0.2 mil)
    Net income: $1.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 1.05% ($1,012.7 mil)
    Quarterly Pretax return on assets: -0.17% (-$164.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $96,444Total assets
  • $6,143Cash and due from depository institutions
  • $2,462Interest-bearing balances
  • $33,416Securities
  • $9,175Federal funds sold & reverse repurchase agreements
  • $38,809Net loans & leases
  • $1,953Loan loss allowance
  • $0Trading account assets
  • $810Bank premises and fixed assets
  • $4,368Other real estate owned
  • $0Goodwill and other intangibles
  • $96,444Life insurance assets
  • $3,723All other assets
  • $81,312Total liabilities and capital
  • $80,178Total liabilities
  • $55,523Total deposits
  • $80,178Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $135Trading liabilities
  • $0Other borrowed funds
  • $999Subordinated debt
  • $15,132All other liabilities
  • $15,132Total equity capital
  • $15,132Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,000Surplus
  • $13,132Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,972Income earned, not collected on loans
  • $0Earning assets
  • $868Long-term assets (5+ years)
  • $83,862Average Assets, year-to-date
  • $40,157Average Assets, quarterly
  • $91,608Volatile liabilities
  • $96,648Insider loans
  • $56,291FHLB advances
  • $95,919Loans and leases held for sale
  • $2,080Unused loan commitments
  • $2,080Tier 1 (core) risk-based capital
  • $14,183Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,408Restructured Loans and leases
  • $1,329Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,909Total interest income
  • $466Total interest expense
  • $3,443Net interest income
  • $0Provision for loan and lease losses
  • $710Total noninterest income
  • $0Fiduciary activities
  • $435Service charges on deposit accounts
  • $0Trading account gains & fees
  • $275Additional noninterest income
  • $3,255Total noninterest expense
  • $1,707Salaries and employee benefits
  • $357Premises and equipment expense
  • $1,191Additional noninterest expense
  • $898Pre-tax net operating income
  • $62Securities gains (losses)
  • $0Applicable income taxes
  • $960Income before extraordinary items
  • $0Extraordinary gains - net
  • $960Net income attributable to bank
  • $0Net charge-offs
  • $960Cash dividends
  • $389Sale, conversion, retirement of capital stock, net
  • $630Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.87%Yield on earning assets
  • 0.58%Cost of funding earning assets
  • 4.29%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 4.05%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 6.53%Return on equity (ROE)
  • 2.24%Retained earnings to average equity (YTD only)
  • 0.84%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 2.31%Efficiency ratio
  • 78,377Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.63%Loss allowance to loans
  • 4.79%Loss allowance to noncurrent loans
  • 65.71%Noncurrent assets plus other real estate owned to assets
  • 7.61%Noncurrent loans to loans
  • 7.29%Net loans and leases to deposits
  • 48.40%Net loans and leases to core deposits
  • 51.49%Equity capital to assets
  • 15.69%Core capital (leverage) ratio
  • 14.79%Tier 1 risk-based capital ratio
  • 25.20%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $91,608Average earning assets
  • $14,702Average equity
  • $80,289Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02093Hamlin National Bank231 South Central Avenue, Hamlin, TX 79520January 01, 1907Full Service Brick and Mortar
    37393Rule BranchFifth And Union, Rule, TX 79547January 01, 1917Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Hamlin National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents