The Baileyville State Bank in Seneca, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Baileyville State Bank - Overview

  • General
  • FDIC Certificate #: 15257
    Status: Active
    Federal Reserve ID: 998750
    Bank Holding Company (Regulatory Top Holder): Baileyville Bancshares, Inc. (RSSDID: 1065462, Location: Seneca, KS)
    Date Established: December 13, 1894
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9604
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: August 21, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: September 28, 2010
    Last Data Update: September 28, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 611 North Second Street, Seneca, KS 66538
    County: Nemaha
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $35.9 mil
    Equity capital: $3.3 mil
    Deposits held in domestic offices: $30.2 mil
    Return on assets (ROA): 0.54% ($0.2 mil)
    Quarterly return on assets: 0.60% ($0.2 mil)
    Return on Equity (ROE): 6.87% ($0.2 mil)
    Quarterly return on equity: 6.64% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.52% ($186.8 mil)
    Quarterly Pretax return on assets: 0.62% ($222.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $35,918Total assets
  • $629Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,265Securities
  • $78Federal funds sold & reverse repurchase agreements
  • $21,067Net loans & leases
  • $309Loan loss allowance
  • $0Trading account assets
  • $221Bank premises and fixed assets
  • $20Other real estate owned
  • $0Goodwill and other intangibles
  • $35,918Life insurance assets
  • $638All other assets
  • $32,623Total liabilities and capital
  • $30,157Total liabilities
  • $26,610Total deposits
  • $30,157Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 340.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,909Trading liabilities
  • $0Other borrowed funds
  • $217Subordinated debt
  • $3,295All other liabilities
  • $3,295Total equity capital
  • $3,295Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $623Surplus
  • $2,522Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $366Income earned, not collected on loans
  • $0Earning assets
  • $391Long-term assets (5+ years)
  • $34,410Average Assets, year-to-date
  • $11,440Average Assets, quarterly
  • $36,650Volatile liabilities
  • $35,898Insider loans
  • $23,437FHLB advances
  • $35,974Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,055Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,687Restructured Loans and leases
  • $200Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,775Total interest income
  • $450Total interest expense
  • $1,325Net interest income
  • $172Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $56Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10Additional noninterest income
  • $1,063Total noninterest expense
  • $578Salaries and employee benefits
  • $183Premises and equipment expense
  • $302Additional noninterest expense
  • $156Pre-tax net operating income
  • $35Securities gains (losses)
  • -$8Applicable income taxes
  • $199Income before extraordinary items
  • $0Extraordinary gains - net
  • $199Net income attributable to bank
  • $0Net charge-offs
  • $199Cash dividends
  • $136Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.09%Yield on earning assets
  • 1.29%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.52%Pretax return on assets
  • 6.87%Return on equity (ROE)
  • 6.87%Retained earnings to average equity (YTD only)
  • 0.63%Net charge-offs to loans
  • 126.47%Credit loss provision to net charge-offs
  • 2.41%Efficiency ratio
  • 76,420Assets per employee
  • 4.49%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.45%Loss allowance to noncurrent loans
  • 84.43%Noncurrent assets plus other real estate owned to assets
  • 1.07%Noncurrent loans to loans
  • 1.71%Net loans and leases to deposits
  • 69.86%Net loans and leases to core deposits
  • 69.86%Equity capital to assets
  • 9.17%Core capital (leverage) ratio
  • 8.49%Tier 1 risk-based capital ratio
  • 13.03%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $36,650Average earning assets
  • $2,898Average equity
  • $34,866Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09604The Baileyville State Bank611 North Second Street, Seneca, KS 66538December 13, 1894Full Service Brick and Mortar

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