The Farmers State Bank in Fairview, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 15853
    Status: Active
    Federal Reserve ID: 652959
    Date Established: September 14, 1929
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 10093
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: October 11, 1941
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 412 West Commercial Street, Fairview, KS 66425
    County: Brown
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $22.4 mil
    Equity capital: $1.7 mil
    Deposits held in domestic offices: $20.7 mil
    Return on assets (ROA): 0.66% ($0.1 mil)
    Quarterly return on assets: 0.74% ($0.2 mil)
    Return on Equity (ROE): 8.83% ($0.2 mil)
    Quarterly return on equity: 9.78% ($0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.70% ($156.9 mil)
    Quarterly Pretax return on assets: 0.78% ($174.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $22,417Total assets
  • $5,258Cash and due from depository institutions
  • $3,215Interest-bearing balances
  • $5,221Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $11,500Net loans & leases
  • $184Loan loss allowance
  • $0Trading account assets
  • $45Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $22,417Life insurance assets
  • $393All other assets
  • $20,760Total liabilities and capital
  • $20,722Total liabilities
  • $18,146Total deposits
  • $20,722Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $38Subordinated debt
  • $1,657All other liabilities
  • $1,657Total equity capital
  • $1,657Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $200Surplus
  • $1,357Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $115Income earned, not collected on loans
  • $0Earning assets
  • $285Long-term assets (5+ years)
  • $19,936Average Assets, year-to-date
  • $4,606Average Assets, quarterly
  • $22,159Volatile liabilities
  • $22,146Insider loans
  • $12,845FHLB advances
  • $22,993Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,657Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,427Restructured Loans and leases
  • $173Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $964Total interest income
  • $213Total interest expense
  • $751Net interest income
  • $0Provision for loan and lease losses
  • $65Total noninterest income
  • $0Fiduciary activities
  • $61Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4Additional noninterest income
  • $664Total noninterest expense
  • $434Salaries and employee benefits
  • $73Premises and equipment expense
  • $157Additional noninterest expense
  • $152Pre-tax net operating income
  • $4Securities gains (losses)
  • $10Applicable income taxes
  • $146Income before extraordinary items
  • $0Extraordinary gains - net
  • $146Net income attributable to bank
  • $0Net charge-offs
  • $146Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.05%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 3.93%Net interest margin
  • 0.34%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.70%Pretax return on assets
  • 8.83%Return on equity (ROE)
  • 3.99%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,373Assets per employee
  • 4.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 54.79%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 160.00%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.98%Net loans and leases to deposits
  • 55.50%Net loans and leases to core deposits
  • 55.50%Equity capital to assets
  • 7.39%Core capital (leverage) ratio
  • 7.21%Tier 1 risk-based capital ratio
  • 12.90%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $22,159Average earning assets
  • $1,653Average equity
  • $19,088Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010093The Farmers State Bank412 West Commercial Street, Fairview, KS 66425September 14, 1929Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

Could not connect to database: Access denied for user 'buser'@'10.36.238.66' (using password: YES)
CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents