The Farmers State Bank in Fairview, Kansas (KS)

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The Farmers State Bank routing number info

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The Farmers State Bank
GeneralFDIC Certificate #: 15853
Status: Active
Federal Reserve ID: 652959
Date Established: September 14, 1929
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 10093
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: October 11, 1941
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 412 West Commercial Street, Fairview, KS 66425
County: Brown
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $22.4 mil
Equity capital: $1.7 mil
Deposits held in domestic offices: $20.7 mil
Return on assets (ROA): 0.66% ($0.1 mil)
Quarterly return on assets: 0.74% ($0.2 mil)
Return on Equity (ROE): 8.83% ($0.2 mil)
Quarterly return on equity: 9.78% ($0.2 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.70% ($156.9 mil)
Quarterly Pretax return on assets: 0.78% ($174.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)5
Total assets$22,417
Cash and due from depository institutions$5,258
Interest-bearing balances$3,215
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$11,500
Loan loss allowance $184
Trading account assets$0
Bank premises and fixed assets$45
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$393
Life insurance assets$22,417
Total liabilities and capital$20,760
Total liabilities$20,722
Total deposits$18,146
Interest-bearing deposits$20,722
Deposits held in domestic offices$99
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $38
All other liabilities $1,657
Total equity capital$1,657
Total bank equity capital$1,657
Perpetual preferred stock$0
Common stock$100
Undivided profits $1,357
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $115
Earning assets $0
Long-term assets (5+ years) $285
Average Assets, year-to-date $19,936
Average Assets, quarterly $4,606
Volatile liabilities $22,159
Insider loans $22,146
FHLB advances $12,845
Loans and leases held for sale $22,993
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $1,657
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,427
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $964
Total interest expense $213
Net interest income $751
Provision for loan and lease losses $0
Total noninterest income $65
Fiduciary activities $0
Service charges on deposit accounts $61
Trading account gains & fees $0
Additional noninterest income $4
Total noninterest expense $664
Salaries and employee benefits $434
Premises and equipment expense $73
Additional noninterest expense $157
Pre-tax net operating income $152
Securities gains (losses) $4
Applicable income taxes $10
Income before extraordinary items $146
Extraordinary gains - net $0
Net income attributable to bank $146
Net charge-offs $0
Cash dividends $146
Sale, conversion, retirement of capital stock, net -$5
Net operating income $80
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.05%
Cost of funding earning assets 1.12%
Net interest margin 3.93%
Noninterest income to earning assets 0.34%
Noninterest expense to earning assets 3.48%
Net operating income to assets 0.64%
Return on assets (ROA) 0.66%
Pretax return on assets 0.70%
Return on equity (ROE) 8.83%
Retained earnings to average equity (YTD only) 3.99%
Net charge-offs to loans -0.04%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$81,373
Cash dividends to net income (YTD only)4.48%
Condition Ratios (%)
Loss allowance to loans 54.79%
Loss allowance to noncurrent loans 1.57%
Noncurrent assets plus other real estate owned to assets 160.00%
Noncurrent loans to loans 0.51%
Net loans and leases to deposits0.98%
Net loans and leases to core deposits 55.50%
Equity capital to assets 55.50%
Core capital (leverage) ratio 7.39%
Tier 1 risk-based capital ratio 7.21%
Total risk-based capital ratio 12.90%
Average assets$14
Average earning assets$22,159
Average equity $1,653
Average loans $19,088
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1 Kansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010093The Farmers State Bank412 West Commercial Street, Fairview, KS 66425September 14, 1929Full Service Brick and Mortar
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