The Bank, National Association in Breckenridge, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • The Bank, National Association in Breckenridge, Colorado (CO)
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The Bank, National Association - Overview

  • General
  • FDIC Certificate #: 20350
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mountain Parks Bank - West (#1772)
    Federal Reserve ID: 705855
    Date Established: January 25, 1971
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11554
    FDIC's unique #: 14014
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 25, 1971
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: Febuary 23, 1995
    Last Data Update: Febuary 23, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 106 North French Street, Breckenridge, CO 80424
    County: Summit
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Silverthorne, CO (#43540)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $111.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $56Total assets
  • $111,642Cash and due from depository institutions
  • $11,003Interest-bearing balances
  • $0Securities
  • $27,992Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $67,139Loan loss allowance
  • $803Trading account assets
  • $0Bank premises and fixed assets
  • $3,279Other real estate owned
  • $0Goodwill and other intangibles
  • $2,213Life insurance assets
  • $16All other assets
  • $0Total liabilities and capital
  • $111,642Total liabilities
  • $105,008Total deposits
  • $98,871Interest-bearing deposits
  • $57,563Deposits held in domestic offices
  • 98871.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $5,200Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $937Total equity capital
  • $937Total bank equity capital
  • $6,634Perpetual preferred stock
  • $0Common stock
  • $280Surplus
  • $2,619Undivided profits
  • Memoranda
  • $3,735Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $319Income earned, not collected on loans
  • $848Earning assets
  • $95,131Long-term assets (5+ years)
  • $14,084Average Assets, year-to-date
  • $100,013Average Assets, quarterly
  • $106,050Volatile liabilities
  • $12,299Insider loans
  • $9FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $13,456Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,463Total risk weighted assets
  • $77,952Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,379Total interest expense
  • $1,406Net interest income
  • $6,973Provision for loan and lease losses
  • $0Total noninterest income
  • $1,592Fiduciary activities
  • $0Service charges on deposit accounts
  • $787Trading account gains & fees
  • $0Additional noninterest income
  • $805Total noninterest expense
  • $4,042Salaries and employee benefits
  • $1,756Premises and equipment expense
  • $754Additional noninterest expense
  • $1,532Pre-tax net operating income
  • $4,523Securities gains (losses)
  • -$43Applicable income taxes
  • $1,561Income before extraordinary items
  • $2,919Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,919Net charge-offs
  • -$263Cash dividends
  • $2,000Sale, conversion, retirement of capital stock, net
  • -$14Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.46%Cost of funding earning assets
  • 1.59%Net interest margin
  • 7.87%Noninterest income to earning assets
  • 1.80%Noninterest expense to earning assets
  • 4.56%Net operating income to assets
  • 2.95%Return on assets (ROA)
  • 2.92%Pretax return on assets
  • 4.48%Return on equity (ROE)
  • 40.92%Retained earnings to average equity (YTD only)
  • 12.88%Net charge-offs to loans
  • -0.45%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 46,585Assets per employee
  • 1.99%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.52%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 251.72%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 67.91%Net loans and leases to core deposits
  • 73.16%Equity capital to assets
  • 5.94%Core capital (leverage) ratio
  • 7.06%Tier 1 risk-based capital ratio
  • 9.57%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $100,013Average earning assets
  • $7,134Average equity
  • $88,604Average loans

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