The Bank of El Paso in El Paso, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 22, 1996

  • The Bank of El Paso in El Paso, Texas (TX)
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The Bank of El Paso - Overview

  • General
  • FDIC Certificate #: 22091
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#3191)
    Federal Reserve ID: 605151
    Date Established: August 15, 1975
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15341
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 15, 1975
    Last Structure Change Effective Date: January 22, 1996
    Last Structure Change Process Date: Febuary 09, 1996
    Last Data Update: Febuary 09, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 7400 Viscount, El Paso, TX 79926
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): El Paso, TX (#2320)
    Core Based Statistical Area (CBSA): El Paso, TX (#21340)
    CBSA Metro Statistical Area: El Paso, TX (#21340)
  • Financial Summary
  • Total assets: $32.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $32,647Cash and due from depository institutions
  • $2,279Interest-bearing balances
  • $100Securities
  • $9,542Federal funds sold & reverse repurchase agreements
  • $2,400Net loans & leases
  • $14,852Loan loss allowance
  • $413Trading account assets
  • $0Bank premises and fixed assets
  • $2,011Other real estate owned
  • $128Goodwill and other intangibles
  • $1,435Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $32,647Total liabilities
  • $29,426Total deposits
  • $29,199Interest-bearing deposits
  • $17,452Deposits held in domestic offices
  • 29199.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $227Total equity capital
  • $227Total bank equity capital
  • $3,221Perpetual preferred stock
  • $0Common stock
  • $1,650Surplus
  • $2,560Undivided profits
  • Memoranda
  • $-989Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $578Income earned, not collected on loans
  • $122Earning assets
  • $26,894Long-term assets (5+ years)
  • $4,024Average Assets, year-to-date
  • $33,037Average Assets, quarterly
  • $32,442Volatile liabilities
  • $3,289Insider loans
  • $298FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,255Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,552Total risk weighted assets
  • $19,148Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,478Total interest expense
  • $647Net interest income
  • $1,831Provision for loan and lease losses
  • $60Total noninterest income
  • $603Fiduciary activities
  • $0Service charges on deposit accounts
  • $377Trading account gains & fees
  • $0Additional noninterest income
  • $226Total noninterest expense
  • $1,908Salaries and employee benefits
  • $855Premises and equipment expense
  • $154Additional noninterest expense
  • $899Pre-tax net operating income
  • $466Securities gains (losses)
  • -$3Applicable income taxes
  • $157Income before extraordinary items
  • $306Extraordinary gains - net
  • $0Net income attributable to bank
  • $306Net charge-offs
  • $106Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.31%Cost of funding earning assets
  • 2.43%Net interest margin
  • 6.88%Noninterest income to earning assets
  • 2.27%Noninterest expense to earning assets
  • 7.17%Net operating income to assets
  • 0.93%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 1.40%Return on equity (ROE)
  • 9.84%Retained earnings to average equity (YTD only)
  • 9.84%Net charge-offs to loans
  • 0.66%Credit loss provision to net charge-offs
  • 56.60%Efficiency ratio
  • 78,389Assets per employee
  • 1.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.71%Loss allowance to noncurrent loans
  • 71.45%Noncurrent assets plus other real estate owned to assets
  • 2.16%Noncurrent loans to loans
  • 3.79%Net loans and leases to deposits
  • 50.86%Net loans and leases to core deposits
  • 57.32%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 8.09%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $33,037Average earning assets
  • $3,109Average equity
  • $26,604Average loans

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