First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Fabens, Texas (TX)
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First National Bank - Overview

General
FDIC Certificate #: 3191
Status: Active
Federal Reserve ID: 378651
Bank Holding Company (Regulatory Top Holder): First Fabens Bancorporation, Inc. (RSSDID: 1104642, Location: Fabens, TX)
Date Established: January 01, 1920
WWW: http://www.fnbelpaso.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Domestic: 7, Interstate: No)
OTS Docket #: 11206
FDIC's unique #: 2053
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 2012
Last Structure Change Process Date: Febuary 02, 2012
Last Data Update: Febuary 02, 2012
Data Source Date: April 05, 2012
Location
Address: 1500 North Fabens Road, Fabens, TX 79838
County: El Paso
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): El Paso, TX (#2320)
Core Based Statistical Area (CBSA): El Paso, TX (#21340)
CBSA Metro Statistical Area: El Paso, TX (#21340)
History of Changes
Change in Location
Financial Summary
Total assets: $303.0 mil
Equity capital: $26.5 mil
Deposits held in domestic offices: $247.7 mil
Return on assets (ROA): 2.30% ($7.0 mil)
Quarterly return on assets: 2.35% ($7.1 mil)
Return on Equity (ROE): 27.97% ($7.3 mil)
Quarterly return on equity: 27.19% ($7.1 mil)
Net income: $7.1 mil
Quarterly Net income: $1.8 mil
Pretax return on assets: 2.30% ($6,969.0 mil)
Quarterly Pretax return on assets: 2.35% ($7,120.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
84Total employees (full-time equivalent)
$303,002Total assets
$10,499Cash and due from depository institutions
$3,366Interest-bearing balances
$76,728Securities
$4,000Federal funds sold & reverse repurchase agreements
$197,063Net loans & leases
$2,034Loan loss allowance
$0Trading account assets
$6,979Bank premises and fixed assets
$2,015Other real estate owned
$0Goodwill and other intangibles
$303,002Life insurance assets
$5,718All other assets
$276,505Total liabilities and capital
$247,671Total liabilities
$212,586Total deposits
$247,671Interest-bearing deposits
$71Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$27,944Trading liabilities
$0Other borrowed funds
$890Subordinated debt
$26,497All other liabilities
$26,497Total equity capital
$26,497Total bank equity capital
$0Perpetual preferred stock
$2,158Common stock
$3,096Surplus
$21,243Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,906Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$980Income earned, not collected on loans
$0Earning assets
$990Long-term assets (5+ years)
$281,157Average Assets, year-to-date
$85,298Average Assets, quarterly
$310,608Volatile liabilities
$304,743Insider loans
$203,353FHLB advances
$304,755Loans and leases held for sale
$1,953Unused loan commitments
$1,253Tier 1 (core) risk-based capital
$26,497Tier 2 risk-based capital
$700Total risk weighted assets
$0Total unused commitments
$20,505Restructured Loans and leases
$7,801Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$14,922Total interest income
$2,568Total interest expense
$12,354Net interest income
$478Provision for loan and lease losses
$2,973Total noninterest income
$0Fiduciary activities
$1,481Service charges on deposit accounts
$0Trading account gains & fees
$1,492Additional noninterest income
$7,711Total noninterest expense
$4,185Salaries and employee benefits
$872Premises and equipment expense
$2,654Additional noninterest expense
$7,138Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$7,138Income before extraordinary items
$0Extraordinary gains - net
$7,138Net income attributable to bank
$0Net charge-offs
$7,138Cash dividends
$411Sale, conversion, retirement of capital stock, net
$4,490Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.14%Yield on earning assets
0.89%Cost of funding earning assets
4.26%Net interest margin
1.02%Noninterest income to earning assets
2.66%Noninterest expense to earning assets
2.30%Net operating income to assets
2.30%Return on assets (ROA)
2.30%Pretax return on assets
27.97%Return on equity (ROE)
10.37%Retained earnings to average equity (YTD only)
0.21%Net charge-offs to loans
116.30%Credit loss provision to net charge-offs
18.53%Efficiency ratio
50,310Assets per employee
3.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
62.90%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
207.55%Noncurrent assets plus other real estate owned to assets
0.99%Noncurrent loans to loans
0.49%Net loans and leases to deposits
79.57%Net loans and leases to core deposits
110.30%Equity capital to assets
8.74%Core capital (leverage) ratio
8.69%Tier 1 risk-based capital ratio
13.03%Total risk-based capital ratio
Memoranda
$14Average assets
$310,608Average earning assets
$25,524Average equity
$290,154Average loans

List of branches

7 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2053	First National Bank	1500 North Fabens Road, Fabens, TX 79838	January 01, 1920	Full Service Brick and Mortar
1	196145	Clint Branch	105 San Elizario, Clint, TX 79836	September 15, 1988	Full Service Brick and Mortar
2	10717	Ysleta Branch	9343 Alameda Avenue, El Paso, TX 79907	May 01, 1947	Full Service Brick and Mortar
3	196146	Horizon Branch	120 North Kenazo, Horizon City, TX 79928	December 31, 1992	Full Service Brick and Mortar
4	15341	Cielo Vista Branch	7400 Viscount, El Paso, TX 79926	August 15, 1975	Full Service Brick and Mortar
5	359597	Resler Branch	150 South Resler, El Paso, TX 79912	Febuary 14, 2001	Full Service Brick and Mortar
6	491883	El Dorado Branch	12798 Edgemere, El Paso, TX 79938	December 31, 2008	Full Service Brick and Mortar

First National Bank in Fabens, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Fabens, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Fabens, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches