First National Bank in Fabens, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First National Bank in Fabens, Texas (TX)
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First National Bank - Overview

  • General
  • FDIC Certificate #: 3191
    Status: Active
    Federal Reserve ID: 378651
    Bank Holding Company (Regulatory Top Holder): First Fabens Bancorporation, Inc. (RSSDID: 1104642, Location: Fabens, TX)
    Date Established: January 01, 1920
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Domestic: 7, Interstate: No)
    OTS Docket #: 11206
    FDIC's unique #: 2053
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2012
    Last Structure Change Process Date: Febuary 02, 2012
    Last Data Update: Febuary 02, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 1500 North Fabens Road, Fabens, TX 79838
    County: El Paso
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): El Paso, TX (#2320)
    Core Based Statistical Area (CBSA): El Paso, TX (#21340)
    CBSA Metro Statistical Area: El Paso, TX (#21340)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $303.0 mil
    Equity capital: $26.5 mil
    Deposits held in domestic offices: $247.7 mil
    Return on assets (ROA): 2.30% ($7.0 mil)
    Quarterly return on assets: 2.35% ($7.1 mil)
    Return on Equity (ROE): 27.97% ($7.3 mil)
    Quarterly return on equity: 27.19% ($7.1 mil)
    Net income: $7.1 mil
    Quarterly Net income: $1.8 mil
    Pretax return on assets: 2.30% ($6,969.0 mil)
    Quarterly Pretax return on assets: 2.35% ($7,120.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 84Total employees (full-time equivalent)
  • $303,002Total assets
  • $10,499Cash and due from depository institutions
  • $3,366Interest-bearing balances
  • $76,728Securities
  • $4,000Federal funds sold & reverse repurchase agreements
  • $197,063Net loans & leases
  • $2,034Loan loss allowance
  • $0Trading account assets
  • $6,979Bank premises and fixed assets
  • $2,015Other real estate owned
  • $0Goodwill and other intangibles
  • $303,002Life insurance assets
  • $5,718All other assets
  • $276,505Total liabilities and capital
  • $247,671Total liabilities
  • $212,586Total deposits
  • $247,671Interest-bearing deposits
  • $71Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $27,944Trading liabilities
  • $0Other borrowed funds
  • $890Subordinated debt
  • $26,497All other liabilities
  • $26,497Total equity capital
  • $26,497Total bank equity capital
  • $0Perpetual preferred stock
  • $2,158Common stock
  • $3,096Surplus
  • $21,243Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,906Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $980Income earned, not collected on loans
  • $0Earning assets
  • $990Long-term assets (5+ years)
  • $281,157Average Assets, year-to-date
  • $85,298Average Assets, quarterly
  • $310,608Volatile liabilities
  • $304,743Insider loans
  • $203,353FHLB advances
  • $304,755Loans and leases held for sale
  • $1,953Unused loan commitments
  • $1,253Tier 1 (core) risk-based capital
  • $26,497Tier 2 risk-based capital
  • $700Total risk weighted assets
  • $0Total unused commitments
  • $20,505Restructured Loans and leases
  • $7,801Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $14,922Total interest income
  • $2,568Total interest expense
  • $12,354Net interest income
  • $478Provision for loan and lease losses
  • $2,973Total noninterest income
  • $0Fiduciary activities
  • $1,481Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,492Additional noninterest income
  • $7,711Total noninterest expense
  • $4,185Salaries and employee benefits
  • $872Premises and equipment expense
  • $2,654Additional noninterest expense
  • $7,138Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $7,138Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,138Net income attributable to bank
  • $0Net charge-offs
  • $7,138Cash dividends
  • $411Sale, conversion, retirement of capital stock, net
  • $4,490Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 4.26%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 2.66%Noninterest expense to earning assets
  • 2.30%Net operating income to assets
  • 2.30%Return on assets (ROA)
  • 2.30%Pretax return on assets
  • 27.97%Return on equity (ROE)
  • 10.37%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 116.30%Credit loss provision to net charge-offs
  • 18.53%Efficiency ratio
  • 50,310Assets per employee
  • 3.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 62.90%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 207.55%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 79.57%Net loans and leases to core deposits
  • 110.30%Equity capital to assets
  • 8.74%Core capital (leverage) ratio
  • 8.69%Tier 1 risk-based capital ratio
  • 13.03%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $310,608Average earning assets
  • $25,524Average equity
  • $290,154Average loans

List of branches

  • 7 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02053First National Bank1500 North Fabens Road, Fabens, TX 79838January 01, 1920Full Service Brick and Mortar
    1196145Clint Branch105 San Elizario, Clint, TX 79836September 15, 1988Full Service Brick and Mortar
    210717Ysleta Branch9343 Alameda Avenue, El Paso, TX 79907May 01, 1947Full Service Brick and Mortar
    3196146Horizon Branch120 North Kenazo, Horizon City, TX 79928December 31, 1992Full Service Brick and Mortar
    415341Cielo Vista Branch7400 Viscount, El Paso, TX 79926August 15, 1975Full Service Brick and Mortar
    5359597Resler Branch150 South Resler, El Paso, TX 79912Febuary 14, 2001Full Service Brick and Mortar
    6491883El Dorado Branch12798 Edgemere, El Paso, TX 79938December 31, 2008Full Service Brick and Mortar

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