The Boone County National Bank of Columbia in Columbia, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Boone County National Bank of Columbia in Columbia, Missouri (MO)
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The Boone County National Bank of Columbia - Overview

  • General
  • FDIC Certificate #: 4536
    Status: Active
    Federal Reserve ID: 299046
    Bank Holding Company (Regulatory Top Holder): Central Bancompany (RSSDID: 1094314, Location: Jefferson City, MO)
    Date Established: January 01, 1857
    WWW: http://www.boonebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 18 (Domestic: 18, Interstate: No)
    OTS Docket #: 10511
    FDIC's unique #: 3001
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 720 East Broadway Street, Columbia, MO 65201
    County: Boone
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Columbia, MO (#1740)
    Core Based Statistical Area (CBSA): Columbia, MO (#17860)
    CBSA Metro Statistical Area: Columbia, MO (#17860)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,355.7 mil
    Equity capital: $113.8 mil
    Deposits held in domestic offices: $1,121.1 mil
    Return on assets (ROA): 1.31% ($17.8 mil)
    Quarterly return on assets: 1.35% ($18.3 mil)
    Return on Equity (ROE): 15.11% ($17.2 mil)
    Quarterly return on equity: 15.72% ($17.9 mil)
    Net income: $16.9 mil
    Quarterly Net income: $4.5 mil
    Pretax return on assets: 1.82% ($24,672.9 mil)
    Quarterly Pretax return on assets: 1.89% ($25,621.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 323Total employees (full-time equivalent)
  • $1,355,656Total assets
  • $139,343Cash and due from depository institutions
  • $108,849Interest-bearing balances
  • $386,972Securities
  • $18,306Federal funds sold & reverse repurchase agreements
  • $748,220Net loans & leases
  • $15,298Loan loss allowance
  • $0Trading account assets
  • $16,238Bank premises and fixed assets
  • $531Other real estate owned
  • $6,513Goodwill and other intangibles
  • $1,355,656Life insurance assets
  • $39,533All other assets
  • $1,241,819Total liabilities and capital
  • $1,121,062Total liabilities
  • $765,283Total deposits
  • $1,121,062Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 116807.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,950Subordinated debt
  • $113,837All other liabilities
  • $113,837Total equity capital
  • $113,837Total bank equity capital
  • $0Perpetual preferred stock
  • $2,100Common stock
  • $17,456Surplus
  • $94,281Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $5,573Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $9,447Income earned, not collected on loans
  • $0Earning assets
  • $4,086Long-term assets (5+ years)
  • $1,262,347Average Assets, year-to-date
  • $220,278Average Assets, quarterly
  • $1,285,494Volatile liabilities
  • $1,329,073Insider loans
  • $886,757FHLB advances
  • $1,291,756Loans and leases held for sale
  • $331Unused loan commitments
  • $331Tier 1 (core) risk-based capital
  • $96,241Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $200,893Restructured Loans and leases
  • $32,083Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $49,495Total interest income
  • $4,666Total interest expense
  • $44,829Net interest income
  • $4,197Provision for loan and lease losses
  • $17,538Total noninterest income
  • $0Fiduciary activities
  • $4,387Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,151Additional noninterest income
  • $34,997Total noninterest expense
  • $16,002Salaries and employee benefits
  • $4,151Premises and equipment expense
  • $14,844Additional noninterest expense
  • $23,173Pre-tax net operating income
  • $206Securities gains (losses)
  • $6,507Applicable income taxes
  • $16,872Income before extraordinary items
  • $0Extraordinary gains - net
  • $16,872Net income attributable to bank
  • $0Net charge-offs
  • $16,872Cash dividends
  • $4,155Sale, conversion, retirement of capital stock, net
  • $14,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.14%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 3.75%Net interest margin
  • 1.47%Noninterest income to earning assets
  • 2.92%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 1.82%Pretax return on assets
  • 15.11%Return on equity (ROE)
  • 2.57%Retained earnings to average equity (YTD only)
  • 0.56%Net charge-offs to loans
  • 101.01%Credit loss provision to net charge-offs
  • 6.59%Efficiency ratio
  • 56,115Assets per employee
  • 4.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.98%Loss allowance to loans
  • 2.00%Loss allowance to noncurrent loans
  • 161.94%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 1.24%Net loans and leases to deposits
  • 66.74%Net loans and leases to core deposits
  • 68.18%Equity capital to assets
  • 8.40%Core capital (leverage) ratio
  • 7.45%Tier 1 risk-based capital ratio
  • 10.85%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,285,494Average earning assets
  • $111,682Average equity
  • $1,196,809Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $748,533Managed Assets
  • 1Number of Accounts
  • $706,888Personal trust and agency accounts
  • $206,574Employee benefit-defined contribution accounts
  • $38,380Employee benefit-defined benefit accounts
  • $36,782Other retirement accounts
  • $114,573Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $310,579Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 912Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $41,645Other retirement accounts
  • $159Corporate trust and agency accounts
  • $41,486Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 18 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03001The Boone County National Bank Of Co720 East Broadway Street, Columbia, MO 65201January 01, 1857Full Service Brick and Mortar
    1203802Motor Bank Branch203 East Walnut Street, Columbia, MO 65201August 31, 1964Full Service Brick and Mortar
    2203803The Village Branch1916 Paris Road, Columbia, MO 65201November 01, 1973Full Service Brick and Mortar
    3203804Rockbridge Facility505 East Nifong Boulevard, Columbia, MO 65201July 23, 1984Full Service Retail
    4203805Columbia Mall Branch2300 Bernadette Drive, Columbia, MO 65201December 31, 1985Full Service Retail
    5203806Hospital Drive FacilityOne Hospital Drive, Columbia, MO 65212April 26, 1988Full Service Brick and Mortar
    6203807West Facility2711 West Broadway, Columbia, MO 65203December 07, 1988Full Service Brick and Mortar
    7203808Woodrail Facility1000 West Nifong Boulevard, Building #9, Columbia, MO 65203March 16, 1992Full Service Brick and Mortar
    913738South County Branch405 East Broadway Street, Ashland, MO 65010August 01, 1969Full Service Brick and Mortar
    1045502Boonville Branch416 East Spring Street, Boonville, MO 65233June 29, 1989Full Service Brick and Mortar
    11943Sturgeon Branch117 North Ogden, Sturgeon, MO 65284Febuary 02, 1931Full Service Brick and Mortar
    12189493Centralia Branch216 West Railroad Street, Centralia, MO 65240Febuary 06, 1995Full Service Brick and Mortar
    1311217Hallsville Branch105 Route B, Hallsville, MO 65255January 01, 1895Full Service Brick and Mortar
    14301182Lake Of The Woods Branch5614 East St. Charles Road, Suite A, Columbia, MO 65202April 10, 2000Full Service Brick and Mortar
    15430067Boonville West Facility Branch1920 Legends West Avenue, Boonville, MO 65233October 14, 2003Full Service Brick and Mortar
    16433494Smiley Lane Branch1009 Smiley Lane, Columbia, MO 65201November 01, 2004Full Service Brick and Mortar
    17489387Keene Financial Center205 South Keene Street, Columbia, MO 65201December 30, 2008Full Service Brick and Mortar
    18494585Www.Boonebank.com2116 Nelwood Drive, Columbia, MO 65202January 01, 2009Full Service Cyber

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