Peoples Bank of Moniteau County in Jamestown, Missouri (MO)



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Peoples Bank of Moniteau County routing number info

Table of contents:
Peoples Bank of Moniteau County
GeneralFDIC Certificate #: 15792
Status: Active
Federal Reserve ID: 915056
Bank Holding Company (Regulatory Top Holder): Jamestown Bancshares, Inc. (RSSDID: 3300260, Location: Jamestown, MO)
Date Established: January 13, 1941
WWW: http://www.pbomc.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 10038
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 13, 1941
Last Structure Change Effective Date: June 23, 2008
Last Structure Change Process Date: June 23, 2008
Last Data Update: June 23, 2008
Data Source Date: April 05, 2012
LocationAddress: 105 Row Street, Jamestown, MO 65046
County: Moniteau
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
CBSA Metro Statistical Area: Jefferson City, MO (#27620)
History of ChangesChange in Location
Financial SummaryTotal assets: $51.0 mil
Equity capital: $4.6 mil
Deposits held in domestic offices: $42.2 mil
Return on assets (ROA): 0.42% ($0.2 mil)
Quarterly return on assets: 1.80% ($0.9 mil)
Return on Equity (ROE): 5.09% ($0.3 mil)
Quarterly return on equity: 20.60% ($1.0 mil)
Net income: $0.2 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.42% ($214.1 mil)
Quarterly Pretax return on assets: 1.80% ($917.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)13
Total assets$50,965
Cash and due from depository institutions$1,439
Interest-bearing balances$88
Securities$17,201
Federal funds sold & reverse repurchase agreements$47
Net loans & leases$30,646
Loan loss allowance $615
Trading account assets$0
Bank premises and fixed assets$586
Other real estate owned$100
Goodwill and other intangibles$0
All other assets$946
Life insurance assets$50,965
Total liabilities and capital$46,405
Total liabilities$42,236
Total deposits$36,719
Interest-bearing deposits$42,236
Deposits held in domestic offices$98
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$3,900
Other borrowed funds $0
Subordinated debt $269
All other liabilities $4,560
Total equity capital$4,560
Total bank equity capital$4,560
Perpetual preferred stock$0
Common stock$100
Surplus$390
Undivided profits $4,070
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,115
Earning assets $0
Long-term assets (5+ years) $395
Average Assets, year-to-date $47,982
Average Assets, quarterly $12,238
Volatile liabilities $50,166
Insider loans $51,084
FHLB advances $30,750
Loans and leases held for sale $50,152
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $4,192
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,600
Derivatives$377
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,532
Total interest expense $771
Net interest income $1,761
Provision for loan and lease losses $470
Total noninterest income $262
Fiduciary activities $0
Service charges on deposit accounts $253
Trading account gains & fees $0
Additional noninterest income $9
Total noninterest expense $1,434
Salaries and employee benefits $800
Premises and equipment expense $264
Additional noninterest expense $370
Pre-tax net operating income $119
Securities gains (losses) $93
Applicable income taxes $0
Income before extraordinary items $212
Extraordinary gains - net $0
Net income attributable to bank $212
Net charge-offs $0
Cash dividends $212
Sale, conversion, retirement of capital stock, net $129
Net operating income $80
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.39%
Cost of funding earning assets 1.64%
Net interest margin 3.75%
Noninterest income to earning assets 0.56%
Noninterest expense to earning assets 3.05%
Net operating income to assets 0.24%
Return on assets (ROA) 0.42%
Pretax return on assets 0.42%
Return on equity (ROE) 5.09%
Retained earnings to average equity (YTD only) 3.17%
Net charge-offs to loans 0.42%
Credit loss provision to net charge-offs 364.34%
Efficiency ratio4.57%
Assets per employee$70,885
Cash dividends to net income (YTD only)3.92%
Condition Ratios (%)
Loss allowance to loans 37.74%
Loss allowance to noncurrent loans 1.97%
Noncurrent assets plus other real estate owned to assets 55.16%
Noncurrent loans to loans 2.38%
Net loans and leases to deposits3.57%
Net loans and leases to core deposits 72.56%
Equity capital to assets 74.98%
Core capital (leverage) ratio 8.95%
Tier 1 risk-based capital ratio 8.36%
Total risk-based capital ratio 13.63%
Memoranda
Average assets$15
Average earning assets$50,166
Average equity $4,162
Average loans $46,970
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2 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010038Peoples Bank Of Moniteau County105 Row Street, Jamestown, MO 65046January 13, 1941Full Service Brick and Mortar
1462478Peoples Bank Of Moniteau County201 East Main Street, California, MO 65018April 02, 2007Full Service Brick and Mortar
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