Peoples Bank of Moniteau County in Jamestown, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank of Moniteau County - Overview

  • General
  • FDIC Certificate #: 15792
    Status: Active
    Federal Reserve ID: 915056
    Bank Holding Company (Regulatory Top Holder): Jamestown Bancshares, Inc. (RSSDID: 3300260, Location: Jamestown, MO)
    Date Established: January 13, 1941
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 10038
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 13, 1941
    Last Structure Change Effective Date: June 23, 2008
    Last Structure Change Process Date: June 23, 2008
    Last Data Update: June 23, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 Row Street, Jamestown, MO 65046
    County: Moniteau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $51.0 mil
    Equity capital: $4.6 mil
    Deposits held in domestic offices: $42.2 mil
    Return on assets (ROA): 0.42% ($0.2 mil)
    Quarterly return on assets: 1.80% ($0.9 mil)
    Return on Equity (ROE): 5.09% ($0.3 mil)
    Quarterly return on equity: 20.60% ($1.0 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.42% ($214.1 mil)
    Quarterly Pretax return on assets: 1.80% ($917.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $50,965Total assets
  • $1,439Cash and due from depository institutions
  • $88Interest-bearing balances
  • $17,201Securities
  • $47Federal funds sold & reverse repurchase agreements
  • $30,646Net loans & leases
  • $615Loan loss allowance
  • $0Trading account assets
  • $586Bank premises and fixed assets
  • $100Other real estate owned
  • $0Goodwill and other intangibles
  • $50,965Life insurance assets
  • $946All other assets
  • $46,405Total liabilities and capital
  • $42,236Total liabilities
  • $36,719Total deposits
  • $42,236Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,900Trading liabilities
  • $0Other borrowed funds
  • $269Subordinated debt
  • $4,560All other liabilities
  • $4,560Total equity capital
  • $4,560Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $390Surplus
  • $4,070Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,115Income earned, not collected on loans
  • $0Earning assets
  • $395Long-term assets (5+ years)
  • $47,982Average Assets, year-to-date
  • $12,238Average Assets, quarterly
  • $50,166Volatile liabilities
  • $51,084Insider loans
  • $30,750FHLB advances
  • $50,152Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,192Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,600Restructured Loans and leases
  • $377Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,532Total interest income
  • $771Total interest expense
  • $1,761Net interest income
  • $470Provision for loan and lease losses
  • $262Total noninterest income
  • $0Fiduciary activities
  • $253Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9Additional noninterest income
  • $1,434Total noninterest expense
  • $800Salaries and employee benefits
  • $264Premises and equipment expense
  • $370Additional noninterest expense
  • $119Pre-tax net operating income
  • $93Securities gains (losses)
  • $0Applicable income taxes
  • $212Income before extraordinary items
  • $0Extraordinary gains - net
  • $212Net income attributable to bank
  • $0Net charge-offs
  • $212Cash dividends
  • $129Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.39%Yield on earning assets
  • 1.64%Cost of funding earning assets
  • 3.75%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.42%Return on assets (ROA)
  • 0.42%Pretax return on assets
  • 5.09%Return on equity (ROE)
  • 3.17%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 364.34%Credit loss provision to net charge-offs
  • 4.57%Efficiency ratio
  • 70,885Assets per employee
  • 3.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.74%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 55.16%Noncurrent assets plus other real estate owned to assets
  • 2.38%Noncurrent loans to loans
  • 3.57%Net loans and leases to deposits
  • 72.56%Net loans and leases to core deposits
  • 74.98%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 13.63%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $50,166Average earning assets
  • $4,162Average equity
  • $46,970Average loans

List of branches

  • 2 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010038Peoples Bank Of Moniteau County105 Row Street, Jamestown, MO 65046January 13, 1941Full Service Brick and Mortar
    1462478Peoples Bank Of Moniteau County201 East Main Street, California, MO 65018April 02, 2007Full Service Brick and Mortar

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