The Callaway Bank in Fulton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


The Callaway Bank - Overview

  • General
  • FDIC Certificate #: 12223
    Status: Active
    Federal Reserve ID: 719656
    Bank Holding Company (Regulatory Top Holder): Callaway Security Banks, Inc. (RSSDID: 1097098, Location: Fulton, MO)
    Date Established: January 01, 1857
    WWW: http://www.callawaybank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Domestic: 8, Interstate: No)
    FDIC's unique #: 7768
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 5 East Fifth Street, Fulton, MO 65251
    County: Callaway
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $284.8 mil
    Equity capital: $27.2 mil
    Deposits held in domestic offices: $235.7 mil
    Return on assets (ROA): 0.66% ($1.9 mil)
    Quarterly return on assets: 0.96% ($2.7 mil)
    Return on Equity (ROE): 6.61% ($1.8 mil)
    Quarterly return on equity: 10.06% ($2.7 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 0.95% ($2,705.5 mil)
    Quarterly Pretax return on assets: 1.44% ($4,100.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 67Total employees (full-time equivalent)
  • $284,788Total assets
  • $14,322Cash and due from depository institutions
  • $8,640Interest-bearing balances
  • $78,310Securities
  • $161Federal funds sold & reverse repurchase agreements
  • $170,590Net loans & leases
  • $3,475Loan loss allowance
  • $0Trading account assets
  • $8,730Bank premises and fixed assets
  • $7,028Other real estate owned
  • $0Goodwill and other intangibles
  • $284,788Life insurance assets
  • $5,647All other assets
  • $257,623Total liabilities and capital
  • $235,741Total liabilities
  • $184,091Total deposits
  • $235,741Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 15379.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,200Trading liabilities
  • $0Other borrowed funds
  • $1,303Subordinated debt
  • $27,165All other liabilities
  • $27,165Total equity capital
  • $27,165Total bank equity capital
  • $0Perpetual preferred stock
  • $2,000Common stock
  • $6,115Surplus
  • $19,050Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,304Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,723Income earned, not collected on loans
  • $0Earning assets
  • $1,697Long-term assets (5+ years)
  • $257,701Average Assets, year-to-date
  • $113,721Average Assets, quarterly
  • $278,759Volatile liabilities
  • $282,337Insider loans
  • $186,102FHLB advances
  • $278,088Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $25,965Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,242Restructured Loans and leases
  • $5,764Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,551Total interest income
  • $1,655Total interest expense
  • $9,896Net interest income
  • $687Provision for loan and lease losses
  • $2,720Total noninterest income
  • $24Fiduciary activities
  • $1,236Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,460Additional noninterest income
  • $9,677Total noninterest expense
  • $3,309Salaries and employee benefits
  • $808Premises and equipment expense
  • $5,560Additional noninterest expense
  • $2,252Pre-tax net operating income
  • $394Securities gains (losses)
  • $816Applicable income taxes
  • $1,830Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,830Net income attributable to bank
  • $0Net charge-offs
  • $1,830Cash dividends
  • $418Sale, conversion, retirement of capital stock, net
  • $470Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 0.66%Cost of funding earning assets
  • 3.93%Net interest margin
  • 1.08%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.95%Pretax return on assets
  • 6.61%Return on equity (ROE)
  • 4.91%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 164.35%Credit loss provision to net charge-offs
  • 7.03%Efficiency ratio
  • 76,704Assets per employee
  • 4.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.68%Loss allowance to loans
  • 2.00%Loss allowance to noncurrent loans
  • 127.62%Noncurrent assets plus other real estate owned to assets
  • 3.42%Noncurrent loans to loans
  • 1.56%Net loans and leases to deposits
  • 72.36%Net loans and leases to core deposits
  • 74.51%Equity capital to assets
  • 9.54%Core capital (leverage) ratio
  • 9.34%Tier 1 risk-based capital ratio
  • 13.95%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $278,759Average earning assets
  • $27,682Average equity
  • $252,100Average loans

Total Fiduciary and Related Assets (December 31, 2009)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $15,047Managed Assets
  • 1Number of Accounts
  • $11,331Personal trust and agency accounts
  • $11,063Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $268Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 68Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,716Other retirement accounts
  • $2,119Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $1,597Fiduciary accounts held in foreign offices

List of branches

  • 8 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07768The Callaway Bank5 East Fifth Street, Fulton, MO 65251January 01, 1857Full Service Brick and Mortar
    1226703Drive-In Branch308 Market Street, Fulton, MO 65251August 09, 1960Limited Service Facility
    2226704South Facility1101 Business 54 South, Fulton, MO 65251September 07, 1982Full Service Brick and Mortar
    4219130Mokane FacilityNorth Street And Route C, Mokane, MO 65059September 15, 1975Full Service Brick and Mortar
    5226705Chapel Hill Road Branch1600 Chapel Hill Road, Columbia, MO 65203May 24, 1999Full Service Brick and Mortar
    6365008Broadway Branch3200 West Broadway, Columbia, MO 65203August 15, 2002Full Service Brick and Mortar
    7453302North Bluff Drive-In Branch2202 North Bluff Street, Fulton, MO 65251March 31, 2006Limited Service Facility
    9466376Lake Of The Woods Branch5600 Bull Run Drive, Columbia, MO 65201June 28, 2007Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Callaway Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents