The Caroline County Bank in Greensboro, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 07, 1998

  • The Caroline County Bank in Greensboro, Maryland (MD)
  • Show street view No street view available for this location

The Caroline County Bank - Overview

  • General
  • FDIC Certificate #: 11378
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Farmers Bank of Maryland (#4821)
    Federal Reserve ID: 712527
    Date Established: April 02, 1902
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7266
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 07, 1998
    Last Structure Change Process Date: March 20, 1998
    Last Data Update: March 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Sunset And Main, Greensboro, MD 21639
    County: Caroline
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $29.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $29,255Total assets
  • $709Cash and due from depository institutions
  • $0Interest-bearing balances
  • $9,373Securities
  • $1,700Federal funds sold & reverse repurchase agreements
  • $16,789Net loans & leases
  • $237Loan loss allowance
  • $0Trading account assets
  • $232Bank premises and fixed assets
  • $82Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $370All other assets
  • $29,255Total liabilities and capital
  • $26,398Total liabilities
  • $26,099Total deposits
  • $22,608Interest-bearing deposits
  • $26,099Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $299All other liabilities
  • $2,857Total equity capital
  • $2,857Total bank equity capital
  • $2,857Perpetual preferred stock
  • $0Common stock
  • $196Surplus
  • $1,000Undivided profits
  • Memoranda
  • $1,661Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $160Earning assets
  • $0Long-term assets (5+ years)
  • $93Average Assets, year-to-date
  • $27,862Average Assets, quarterly
  • $9,055Volatile liabilities
  • $29,198Insider loans
  • $29,235FHLB advances
  • $1,845Loans and leases held for sale
  • $705Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,189Total unused commitments
  • $0Restructured Loans and leases
  • $15,467Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $2,171Total interest income
  • $973Total interest expense
  • $1,198Net interest income
  • -$25Provision for loan and lease losses
  • $170Total noninterest income
  • $0Fiduciary activities
  • $111Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $769Total noninterest expense
  • $291Salaries and employee benefits
  • $63Premises and equipment expense
  • $415Additional noninterest expense
  • $624Pre-tax net operating income
  • $0Securities gains (losses)
  • $208Applicable income taxes
  • $416Income before extraordinary items
  • $0Extraordinary gains - net
  • $416Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.81%Yield on earning assets
  • 3.50%Cost of funding earning assets
  • 4.31%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.77%Noninterest expense to earning assets
  • 1.42%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.14%Pretax return on assets
  • 15.71%Return on equity (ROE)
  • 15.71%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,213Assets per employee
  • 3.66%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 148.13%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 0.94%Net loans and leases to deposits
  • 64.33%Net loans and leases to core deposits
  • 69.22%Equity capital to assets
  • 9.77%Core capital (leverage) ratio
  • 9.80%Tier 1 risk-based capital ratio
  • 18.47%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $29,198Average earning assets
  • $2,647Average equity
  • $27,799Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Caroline County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents