The Citizens-State Bank of Strasburg in Strasburg, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 21, 1999

  • The Citizens-State Bank of Strasburg in Strasburg, Ohio (OH)
  • Show street view No street view available for this location

The Citizens-State Bank of Strasburg - Overview

  • General
  • FDIC Certificate #: 10265
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens Savings Bank (#9463)
    Federal Reserve ID: 583428
    Date Established: January 01, 1900
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 12457
    FDIC's unique #: 6578
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 21, 1999
    Last Structure Change Process Date: June 18, 1999
    Last Data Update: June 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 North Wooster Avenue, Strasburg, OH 44680
    County: Tuscarawas
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): New Philadelphia-Dover, OH (#35420)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $74.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $74,215Total assets
  • $3,327Cash and due from depository institutions
  • $47Interest-bearing balances
  • $23,112Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,223Net loans & leases
  • $927Loan loss allowance
  • $0Trading account assets
  • $1,629Bank premises and fixed assets
  • $0Other real estate owned
  • $81Goodwill and other intangibles
  • $0Life insurance assets
  • $843All other assets
  • $74,215Total liabilities and capital
  • $68,168Total liabilities
  • $61,444Total deposits
  • $54,002Interest-bearing deposits
  • $61,444Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,314Other borrowed funds
  • $0Subordinated debt
  • $410All other liabilities
  • $6,047Total equity capital
  • $6,047Total bank equity capital
  • $6,047Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $2,750Undivided profits
  • Memoranda
  • $2,497Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $229Average Assets, year-to-date
  • $68,382Average Assets, quarterly
  • $24,291Volatile liabilities
  • $69,018Insider loans
  • $70,573FHLB advances
  • $8,087Loans and leases held for sale
  • $1,154Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,459Total unused commitments
  • $0Restructured Loans and leases
  • $44,914Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $5,451Total interest income
  • $2,457Total interest expense
  • $2,994Net interest income
  • $54Provision for loan and lease losses
  • $304Total noninterest income
  • $0Fiduciary activities
  • $188Service charges on deposit accounts
  • $0Trading account gains & fees
  • $116Additional noninterest income
  • $1,859Total noninterest expense
  • $866Salaries and employee benefits
  • $180Premises and equipment expense
  • $813Additional noninterest expense
  • $1,385Pre-tax net operating income
  • $4Securities gains (losses)
  • $385Applicable income taxes
  • $1,004Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,004Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$7Sale, conversion, retirement of capital stock, net
  • $490Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.51%Yield on earning assets
  • 3.84%Cost of funding earning assets
  • 4.68%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 2.01%Pretax return on assets
  • 17.13%Return on equity (ROE)
  • 8.77%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • -771.43%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,337Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.80%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 73.60%Net loans and leases to core deposits
  • 80.00%Equity capital to assets
  • 8.15%Core capital (leverage) ratio
  • 8.47%Tier 1 risk-based capital ratio
  • 13.36%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $69,018Average earning assets
  • $5,860Average equity
  • $64,041Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Citizens-State Bank of Strasburg.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents