The City National Bank in Murphysboro, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1993

  • The City National Bank in Murphysboro, Illinois (IL)
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The City National Bank - Overview

  • General
  • FDIC Certificate #: 3819
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Magna Bank of Illinois, National Association (#3784)
    Federal Reserve ID: 241540
    Date Established: November 12, 1892
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 2480
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1993
    Last Structure Change Process Date: January 06, 1994
    Last Data Update: January 06, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1301 Walnut Street, Murphysboro, IL 62966
    County: Jackson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Carbondale-Marion-Herrin, IL (#166)
    Core Based Statistical Area (CBSA): Carbondale, IL (#16060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $85.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $67Total assets
  • $86,078Cash and due from depository institutions
  • $6,084Interest-bearing balances
  • $0Securities
  • $40,424Federal funds sold & reverse repurchase agreements
  • $1,200Net loans & leases
  • $35,787Loan loss allowance
  • $608Trading account assets
  • $0Bank premises and fixed assets
  • $1,286Other real estate owned
  • $294Goodwill and other intangibles
  • $1,003Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $86,078Total liabilities
  • $77,864Total deposits
  • $77,433Interest-bearing deposits
  • $67,184Deposits held in domestic offices
  • 77433.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $431Total equity capital
  • $431Total bank equity capital
  • $8,214Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,275Undivided profits
  • Memoranda
  • $6,639Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $104Income earned, not collected on loans
  • $214Earning assets
  • $77,411Long-term assets (5+ years)
  • $18,753Average Assets, year-to-date
  • $86,516Average Assets, quarterly
  • $86,437Volatile liabilities
  • $1,491Insider loans
  • $804FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $404Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,214Total risk weighted assets
  • $39,274Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,000Total interest expense
  • $3,317Net interest income
  • $3,683Provision for loan and lease losses
  • $100Total noninterest income
  • $662Fiduciary activities
  • $0Service charges on deposit accounts
  • $493Trading account gains & fees
  • $0Additional noninterest income
  • $169Total noninterest expense
  • $2,679Salaries and employee benefits
  • $1,371Premises and equipment expense
  • $585Additional noninterest expense
  • $723Pre-tax net operating income
  • $1,566Securities gains (losses)
  • $126Applicable income taxes
  • $473Income before extraordinary items
  • $1,219Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,219Net charge-offs
  • $425Cash dividends
  • $450Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.92%Cost of funding earning assets
  • 4.23%Net interest margin
  • 4.69%Noninterest income to earning assets
  • 0.84%Noninterest expense to earning assets
  • 3.41%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.41%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 15.66%Retained earnings to average equity (YTD only)
  • 9.88%Net charge-offs to loans
  • 1.20%Credit loss provision to net charge-offs
  • 23.53%Efficiency ratio
  • 61,657Assets per employee
  • 1.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.92%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 584.62%Noncurrent assets plus other real estate owned to assets
  • 0.46%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 46.22%Net loans and leases to core deposits
  • 47.12%Equity capital to assets
  • 9.54%Core capital (leverage) ratio
  • 9.23%Tier 1 risk-based capital ratio
  • 20.91%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $86,516Average earning assets
  • $7,785Average equity
  • $78,502Average loans

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