The Comanche National Bank in Comanche, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Comanche National Bank - Overview

  • General
  • FDIC Certificate #: 3145
    Status: Active
    Federal Reserve ID: 949556
    Bank Holding Company (Regulatory Top Holder): Comanche National Corporation (RSSDID: 2973238, Location: Comanche, TX)
    Date Established: January 01, 1889
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 2015
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 29, 2008
    Last Structure Change Process Date: March 12, 2008
    Last Data Update: March 12, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East Central Street, Comanche, TX 76442
    County: Comanche
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $281.7 mil
    Equity capital: $37.0 mil
    Deposits held in domestic offices: $241.9 mil
    Return on assets (ROA): 1.22% ($3.4 mil)
    Quarterly return on assets: 1.12% ($3.2 mil)
    Return on Equity (ROE): 8.99% ($3.3 mil)
    Quarterly return on equity: 8.15% ($3.0 mil)
    Net income: $3.2 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.64% ($4,619.4 mil)
    Quarterly Pretax return on assets: 1.52% ($4,281.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 79Total employees (full-time equivalent)
  • $281,670Total assets
  • $23,256Cash and due from depository institutions
  • $14,114Interest-bearing balances
  • $149,375Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $98,283Net loans & leases
  • $3,126Loan loss allowance
  • $0Trading account assets
  • $3,770Bank premises and fixed assets
  • $97Other real estate owned
  • $4,351Goodwill and other intangibles
  • $281,670Life insurance assets
  • $2,538All other assets
  • $244,627Total liabilities and capital
  • $241,887Total liabilities
  • $200,066Total deposits
  • $241,887Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,740Subordinated debt
  • $37,043All other liabilities
  • $37,043Total equity capital
  • $37,043Total bank equity capital
  • $0Perpetual preferred stock
  • $900Common stock
  • $5,238Surplus
  • $30,905Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $618Income earned, not collected on loans
  • $0Earning assets
  • $1,507Long-term assets (5+ years)
  • $261,772Average Assets, year-to-date
  • $187,292Average Assets, quarterly
  • $264,454Volatile liabilities
  • $273,439Insider loans
  • $110,289FHLB advances
  • $259,351Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $28,701Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,415Restructured Loans and leases
  • $723Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $11,722Total interest income
  • $1,856Total interest expense
  • $9,866Net interest income
  • $0Provision for loan and lease losses
  • $1,226Total noninterest income
  • $0Fiduciary activities
  • $844Service charges on deposit accounts
  • $0Trading account gains & fees
  • $382Additional noninterest income
  • $6,891Total noninterest expense
  • $4,319Salaries and employee benefits
  • $808Premises and equipment expense
  • $1,764Additional noninterest expense
  • $4,201Pre-tax net operating income
  • $125Securities gains (losses)
  • $1,110Applicable income taxes
  • $3,216Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,216Net income attributable to bank
  • $0Net charge-offs
  • $3,216Cash dividends
  • $10Sale, conversion, retirement of capital stock, net
  • $1,500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.99%Net interest margin
  • 0.50%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.64%Pretax return on assets
  • 8.99%Return on equity (ROE)
  • 4.80%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 420.10%Efficiency ratio
  • 60,314Assets per employee
  • 3.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.64%Loss allowance to loans
  • 3.08%Loss allowance to noncurrent loans
  • 505.83%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 40.63%Net loans and leases to core deposits
  • 46.56%Equity capital to assets
  • 13.15%Core capital (leverage) ratio
  • 11.07%Tier 1 risk-based capital ratio
  • 26.02%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $264,454Average earning assets
  • $35,774Average equity
  • $247,541Average loans

List of branches

  • 5 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02015The Comanche National Bank100 East Central Street, Comanche, TX 76442January 01, 1889Full Service Brick and Mortar
    13750Santo Branch14003 S Fm 4, Santo, TX 76472April 06, 1906Full Service Brick and Mortar
    2207800Mingus Branch117 Hwy 193, Mingus, TX 76463June 03, 1991Full Service Brick and Mortar
    3207801Palo Pinto Branch539 Oak Street, Palo Pinto, TX 76484April 27, 1987Full Service Brick and Mortar
    4207802Millsap Branch107 Fannin, Millsap, TX 76066October 06, 1998Full Service Brick and Mortar

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